Author Archive: physixfan

Barclays Arrival Plus Credit Card Review (Discontinued)

Barclays Arrival Plus World Elite MasterCard Review 2019.6 Update: This card is currently unavailable because Barclays is “re-thinking” this brand. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 70k offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days. Earn…
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Wells Fargo Platinum Credit Card Review (Discontinued)

Wells Fargo Platinum Card Review 2021.10 Update: This card is discontinued. The new 0 APR card from Wells Fargo is Wells Fargo Reflect. Application Link Wells Fargo Platinum Benefits 0% introductory APR for 18 months on purchases and balance transfers. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: Introductory fee of either $5 or 3%…
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US Bank FlexPerks Select Plus Credit Card Review (Discontinued)

U.S. Bank FlexPerks Select+ American Express Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 10,000 FlexPoints after spending $1000 in first 4 months. FlexPoints are worth a fixed 1.5 cents/point towards travel (such as airline, hotel, car rental, etc.),…
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Comparing the Benefits of Different Flavors of AmEx Platinum Cards (2020.1 Update)

AmEx Platinum has several flavors. Their sign-up bonuses are independent, so you can get each one of them. The benefits are basically the same, but with a few differences. This post summarize the comparisons between all these flavors. Here are the links to the reviews of all these cards: AmEx Platinum regular version AmEx Platinum for Schwab AmEx Platinum for…
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Old Chase Marriott Premier Credit Card Review (Discontinued)

Chase Marriott Rewards Premier Credit Card Review 2019 Update: You can upgrade this card to the new Chase Marriott Bonvoy Boundless card. Here is the upgrade link. The best upgrade offer recently seen is 50k. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original…
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Wells Fargo Rewards Credit Card Review (Discontinued)

Wells Fargo Rewards Card Review 2021.4 Update: This card is discontinued on 2021.7.1. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Earn 5x rewards points on gas, grocery, and drugstore purchases…
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Wells Fargo Visa Signature Credit Card Review (Discontinued)

Wells Fargo Visa Signature Card Review 2021.4 Update: This card is discontinued on 2021.7.1. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. [Expired] Earn 5x rewards points on gas, grocery, and…
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AmEx Platinum Card for Mercedes-Benz Review (Discontinued)

Platinum Card from American Express Exclusively for Mercedes-Benz Review 2019.1 Update: This card will be automatically converted to the regular AmEx Platinum card, see here for official FAQs. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 60,000 Membership Rewards (MR)…
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Old Chase IHG Credit Card Review (Discontinued)

Chase IHG Rewards Club Select Credit Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Please check the new Chase IHG co-branded card: Chase IHG Premier. Benefits 60k+5k offer: earn 60,000 IHG points after $1000 spending in 3 months, and earn 5,000 additional points…
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HSBC Gold Credit Card Review (Discontinued)

HSBC Gold Credit Card Review 2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued. Application Link HSBC Gold Benefits 0% Introductory APR on Purchases and Balance Transfers for the first 18 months from Account opening. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: A Balance Transfer…
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HSBC Cash Rewards Credit Card Review (Discontinued)

HSBC Cash Rewards Credit Card Review 2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued. Application Link HSBC Cash Rewards Benefits Earn 1.5% cash back on all purchases. No annual fee. Disadvantages No welcome offer. Recommended Application Time We recommend you apply for this card after you have a credit history…
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Sallie Mae (SM) Credit Card Review (Discontinued)

Sallie Mae (SM)

Sallie Mae Credit Card (SM) Review 2018.3 Update: This card will be automatically converted to Barclaycard Rewards Credit Card (Discontinued) (HT: DoC). This is also a useless card. No idea what Barclaycard is doing here. 2016.12 Update: This card will be automatically converted to a card called “Commence by SallieMae Mastercard”. It only offers 2% cashback on Grocery & Utility and 1%…
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Anbang Insurance, Which Nearly Bought SPG, Is Now Taken Over By The China Insurance Regulatory Commission

I believe many of you still remember that Marriott and Anbang Insurance became the last two players to buy SPG after SPG Hotel Group revealed its willingness to sell itself in 2016. At that time, the two sides constantly offered higher prices. At some stage, the Anbang Insurance Group prevailed, and offered a price that Marriott can not afford. What’s…
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Costco Anywhere Visa® Business Card by Citi Review (2025.5 Update)

Costco Anywhere Visa® Business Card by Citi Review Application Link Costco Anywhere Visa® Business Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash back at other gas stations and EV charging stations; 3% cash back at restaurants and eligible travel spending; 2% cash back at Costco and Costco.com; 1% cash back on other purchases. No annual…
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