HSBC Cash Rewards Credit Card Review (Discontinued)

HSBC Cash Rewards Credit Card Review

2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued.

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  1. Earn 1.5% cash back on all purchases.
  2. No foreign transaction fee.
  3. No annual fee.


  1. No welcome offer.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.


1.5% cash back on everything is not impressive compared to Citi Double Cash (DC) which earns 2% cash back everywhere with no annual fee. Besides, HSBC has a bad service comparing to US banks. The sign-up bonus (which is just so so) is the only reason to get it.

Historical Offers Chart

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