2015.11.03 Update: People are starting to receive their 10% cashback. You need to wait for the second statement after the purchase to get this cashback, if you still don’t receive the cashback, please be patient. The datapoints show that, Discover really has the ability to distinguish whether you bought gift cards, you won’t get the 10% cashback for gift cards…
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Update: Starting from 2016.2.2, BA miles will be devalued. The reward flights in the north America that currently require 4,500 miles will cost 7,500 in the future, flights in others distances are not affected. Other than that, there might be bugs when you use British Airways website to search for American Airlines tickets. We suggest you use the AA website to…
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Today we are going to talk about something more ethereal. As we all know, playing with credit card is an issue of YMMV (Your Mileage May Vary). In most cases, similar situations that encountered by different people may lead to different results: why your card got approved while mine was rejected immediately? Why your limit is much higher than mine…
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Best Rate Guarantee, just as its name implies, is to guarantee the best rate. Currently, hotel groups more want customers to go directly to their official website (including the official mobile phone App) to book accommodation.In order to attract more customers, in addition to the general provision that only official website reservation can get eligible stay/nights, they also tend to…
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US Bank LifeMiles Visa Signature Review, the co-branded card with Avianca Airlines (AV) Application Link This card no longer accepts new applications. This card will be automatically converted to US Bank FlexPerks Travel Rewards. The new Avianca co-branded credit cards are Avianca Vuela and Avianca Vida. Benefits Earn up to 20,000 bonus LifeMiles after the first purchase. The best offer is…
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People who have many credit cards are often concerned about whether their cards will be canceled if they don’t use them frequently. What kind of negative effects will occur as credit cards are canceled? And do canceled credit cards influence your scores or make you appear on the blacklist? According to laws, banks indeed have the right to cancel your…
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When you apply for a Checking or Savings Account, or some credit cards, the webpage may ask you to certify you are a U.S. Person: “Under penalties of perjury, I certify that: I am a U.S. citizen or other U.S. person.” What is U.S. Person? What is Non-resident Alien? What is Resident Alien? What’s its difference between Permanent Resident? These words…
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Together with the tide of the $300 sign-up bonus for Discover Checking comes the question: what Direct Deposit (DD) really is. The purpose of this short post is to have the problem solved, which would be divided into two parts: the real Direct Deposit and Edge Ball. 1. The Real Direct Deposit Direct Deposit is a deposit of money by a payer directly…
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2015.10.21 Update: Today there’s an email from Giving Assistant, which says they will stop offering 5% cashback on Amazon begins on 11.1! If you need to shop at Amazon in the near future, be hurry to stock pile some Amazon Gift Cards! We’ve been so fortunate to be able to offer you a very generous 5% cash back rate at one…
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Previously, we introduced the risk monitoring method by AmEx: Financial Review (FR), of which many churners are wary of. Today we are going to tell something more nightmare-inducing: Chase may close all your credit card accounts!! A-L-L credit card accounts! We write not to scare you, but instead to help you find the right way to establish a good relationship with banks!…
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JAL USA Card Credit Card Review Application Link JAL USA Card Historical Offers Chart
Today let us talk about Trip Delay Insurance. Most of common trip interruption and cancellation can be reimbursed by most of credit cards with extremely strict conditions, such as extreme weather or illness. However, conditions required by Trip Delay Insurance are not as strict as those required by credit cards described above. For example, trip delays of common flights caused…
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I have wrote several posts here, which are completely effected by the strict writing style of other senior writers, taking How to Avoid Financial Review (FR) from Amex for example. This post has been wrote in an organized way, with strict writing style and usage of formal words. But I want to write the following post in a causal way as…
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According to the data points from FlyerTalk and Reddit, from 2015.10.12, the Redbird can only be fed with cash. Redbird, died at the age of 13 months, R.I.P. For the people who keep Redbird as your pet, you need to consider change product. Note that you need to wait all transactions to be settled before changing.
I know many of you like A380 in the China Southern Airlines due to its spacious seat space which makes you comfortable. As the only one domestic airline that operates A380, China Southern Airlines, the IATA of which refers to CZ, is possibly the most convenient choice for you who want to experience A380. At present, A380 takes five flight…
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