Don’t Like the New Amex Account Design? Here’s The Link To A (Very) Old Design!

These days, banks are constantly changing their online account design. The intent is good of course: they want users to have better experiences. However, sometimes new designs are worse. Yesterday (2017.06.12), AmEx changed its design again. I feel that the new design is mainly for mobile users. If you visit on your computer/laptop, the information density is very low. Besides, it’s not…
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Citi AT&T Access More Credit Card Review (Discontinued)

AT&T Access More Card from Citi (Citi ATT) Review 2018.12 Update: It seems these days you can’t get it via product change any more, and this card is completely discontinued. 2018.7 Update: It seems it is still possible to get this card via product change. Application Link This card no longer accepts new applications. If you are lucky to have…
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Citi Hilton Reserve Credit Card Review (Discontinued)

Citi Hilton HHonors Reserve Card Review Application Link This card no longer accepts new applications. Benefits Earn 2 weekend night certificates after spending $2500 in first 4 months. We value this bonus at about $600 since you can redeem the free nights at most hotels within the Hilton Portfolio, including some of the most expensive ones. We value Hilton HHonors Point…
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WWDC 2017: Apple Announced Person-to-Person Payment Feature in Apple Pay! Maybe a Great News for Churners?

Apple showed a new person-to-person payment feature in Apple Pay in today’s WWDC 2017. The slide showed that this feature will be built in iMessages. It will be available in this fall. We don’t know much information for now, but the person-to-person payment feature can possibly be huge for churners: Is it free to make a debit card transfer? Does it support credit…
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A Quick Guide to MileagePlus X (MPX) (and why I still use em)

Introduction MileagePlus X (MPX) is an app that allows you to earn extra United Airlines miles for shopping with one of their listed partners. The app’s been out for a while but it doesn’t get much discussion. No surprises there, since it doesn’t look like United cares too much about this app either. The UI for iOS devices are still…
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FNBO TravElite Credit Card Review (Discontinued)

First National Bank TravElite American Express Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 25,000 points to redeem for a $250 statement credit, when you spend $2,500 in the first 3 billing cycles. The points earned from this card…
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Churning the 100k Amex Hilton Upgrade Offer! [2017.5 Update: Third Upgrade Success!]

Update 2017.5.30: I just chatted with an Amex rep and my third upgrade round for 100,000 Hilton points is pending! Hopefully the points will post today so I can try to downgrade and upgrade one more time before the offer expires on May 31. If you haven’t upgraded yet and are eligible via the link below, now is the time! Introduction American Express…
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A Beginner’s Guide to Alaska Airlines Mileage Plan (2017.5 Update: Added Finnair (AY) As A New Partner)

2017.05.22 Update: Alaska Air added Finnair (AY) as a new partner (official announcement)! You can already earn AS miles on Finnair, but redeeming miles on Finnair is not yet available. Award travel on Finnair is coming this fall. Introduction Alaska Airlines is a US-based airline based in Seattle serving over a hundred destinations in North America. Most of my domestic travel is in…
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Maximizing Compensation When Things Go Wrong in Flight

While overbooking and involuntary denied boarding compensation have been in the news a lot recently, airlines also offer compensation when their service and equipment falls short in other ways.  Recently, my wife and I were flying on paid British Airways Club World (business class) tickets from London to the West Coast of North America when we ran into a couple…
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Chase Marriott: Get $15 by Using Samsung Pay

Direct link: https://www.chase.com/digital/digital-payments/samsungpay-offer-campaign Details: To receive your $15 statement credit, use Samsung Pay to make 5 purchases with your Marriott Rewards Credit Card from May 15 to June 15, 2017. Please allow up to 8 weeks after the qualifying purchase(s) post(s) to your account for the statement credit to post to your Ritz-Carlton Rewards credit account. Chase also have similar promos for…
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