[Update 2017.4] – See Signup Bonus Math: The Best Return on Credit Card Spend for details regarding my return-on-spend. Introduction In June 2014, I came across the term “travel hacking” while reading a personal finance blog. It sounded interesting, so I learned about the basics of credit card points. At that time I had only one credit card, a Capital One Venture,…
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Luxury Card MasterCard Titanium Card Review Application Link Luxury Card MasterCard Titanium Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a fixed 2 cents/point value for airfare, and 1 cent/point for…
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Luxury Card MasterCard Black Card Review Application Link Luxury Card MasterCard Black Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a fixed 2 cents/point value for airfare, and 1.5 cents/point for cash…
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Hey all, I recently had the chance to fly on Air France’s New La Premiere First Class cabin on the Boeing 777-300. My journey was Dublin (DUB) -> Paris (CDG) -> IAD (Washington DC), with the transatlantic flight being in first class. People have described this as the best first class experience in the world, and at the end of…
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My annual income is only less than $30k, how was I able to fly in a private jet?! This is all thanks to a deal: as long as you can prove you have a million miles or elite status with a major airline, JetSmarter will give you 3 month membership for free! A million miles is really not a difficult requirement…
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Update [2017.06.19] – I just received my third installment of up to 10 rides at 50% off within the past three weeks. HOWEVER, this time the promotion seems to be targeted for use anywhere “in the United States.” Previously the promotion was only available for use in specific cities within the U.S. The email subject line is the same as posted…
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It’s fantastic when a hotel offers free breakfast, especially when traveling with kids or when it’s cumbersome to go outside for breakfast. I have reviewed the major hotel brands and summarized their free breakfast policy below. We only summarize based on the rules. YMMV (Your Mileage May Vary) cases always exist, but will not be focused on in this post. Accor…
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These days, banks are constantly changing their online account design. The intent is good of course: they want users to have better experiences. However, sometimes new designs are worse. Yesterday (2017.06.12), AmEx changed its design again. I feel that the new design is mainly for mobile users. If you visit on your computer/laptop, the information density is very low. Besides, it’s not…
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AT&T Access More Card from Citi (Citi ATT) Review 2018.12 Update: It seems these days you can’t get it via product change any more, and this card is completely discontinued. 2018.7 Update: It seems it is still possible to get this card via product change. Application Link This card no longer accepts new applications. If you are lucky to have…
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Citi Hilton HHonors Reserve Card Review Application Link This card no longer accepts new applications. Benefits Earn 2 weekend night certificates after spending $2500 in first 4 months. We value this bonus at about $600 since you can redeem the free nights at most hotels within the Hilton Portfolio, including some of the most expensive ones. We value Hilton HHonors Point…
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Introduction My fiancé recently accepted a new position with a company in Tampa, FL, which means we will be relocating from Seattle at a time when hotel and gasoline prices increase for the summer tourist season. Since I’m a practical man with an affinity for saving money, this trip provides a great opportunity to burn some points while saving money on travel we…
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2016.6.10 Update: Now if you send the email to ask for the match, you will get an automatic reply: they ended this promo earlier than planned due to the unexpected high demand. Screenshot. Link of the Deal Click here. What Is JetSmarter? JetSmarter is a shared private jets company, it’s like Uber for private jets. Now it’s a pretty big company,…
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Apple showed a new person-to-person payment feature in Apple Pay in today’s WWDC 2017. The slide showed that this feature will be built in iMessages. It will be available in this fall. We don’t know much information for now, but the person-to-person payment feature can possibly be huge for churners: Is it free to make a debit card transfer? Does it support credit…
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Introduction MileagePlus X (MPX) is an app that allows you to earn extra United Airlines miles for shopping with one of their listed partners. The app’s been out for a while but it doesn’t get much discussion. No surprises there, since it doesn’t look like United cares too much about this app either. The UI for iOS devices are still…
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Thanks to reader “xiaoducaizhe” for this information. When he tried to downgrade his AmEx Platinum Delta SkyMiles to the Gold SkyMiles, he was told by an AmEx CSR that: AmEx recently built a new team to deal with all the product change or downgrade, effective 2017.06.01. Previously any AmEx CSR can deal with product change or downgrade, but from now…
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