Emergency fund is a good thing for everybody, and we should put them in a high yield Savings Account or MMA (Money Market Account). Here’s a ranking of Savings Accounts & MMA with top APY (Annual Percentage Yield): Note: only the accounts with $0 monthly fee, available online, and FDIC insured (up to $250,000 per person) are included. These days…
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Update: dead now. 2018.11.27 Update: This glitch was first found on 2018.10.31, and was fixed within a few hours. But now it’s alive again! Act fast if you missed it last time! Check the price is 0.5 c/p not 0.2 in case it is fixed very fast. We all know Hilton points are not very valuable, usually people value them…
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Back in May Singapore Airlines announced that it would resume world’s longest commercial flight between Singapore and Newark, NJ. The flight distance is 9,534 miles and it takes a jaw-dropping 17 hours and 50 minutes to complete the journey. This route used to be operated by an all-business-class Airbus A340, whose fuel economy was so bad that Singapore Airlines eventually cancelled the…
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DEVGRU* (correspondence author), jimmy0017 Long-term exposure to ambient noise can lead to adverse effects on human health, and aircraft cabin is a typical noisy environment. Here, we report the cabin noise level of ten mainstream airframes (other than Boeing 747) based on 48 in situ measurements. Airbus A380 is the quietest plane in the sky. With the exception of Boeing…
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After a few months’ silence with its premium travel card Citi Prestige, Citi finally rolls out the revision of the premium card’s benefit. A major change is that after 2019.09.01, Citi will allow customers to use its lucrative benefit of fourth-night-free two times per year. Current cardholders can use Citi Prestige card to book (almost) any hotel in the world,…
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Yesterday we noticed that American Express has just added Avianca LifeMiles as one of the Membership Rewards transfer partners. The transfer rate is currently 1:1. The partnership between Amex and LifeMiles undoubtedly boosted the value of Membership Rewards points, especially in terms of redeeming Star Alliance flights. Now Amex has four SA partners: Avianca LifeMiles, ANA Mileage Club, Air Canada…
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Today it was announced that American Airlines is going to raise the revenue requirements for Executive Platinum. At American, it used to be the case that you need to spend $12,000 Elite Qualifying Dollars (EQD) to earn the Executive Platinum status. Now the EQD threshold has increased to $15,000, representing a 25% hike. This move actually mirrored what United has done…
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It’s been a while that you can use your AmEx cobranded card to refer other related cards in the same series. For example, if you have the Delta Gold card, then you can refer Delta Gold, Delta Platinum & Delta Reserve, and their business version. This is true for Hilton series and Marriott series as well. Now AmEx further improved…
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2019.2 Update: See this post for a new update about the increased bonuses from referral link. You should already know that, when you apply for some AmEx credit cards, you may see some higher signup bonuses if you use incognito mode, or with a VPN to increase your chance. See this post for details. For example, AmEx Everyday usually has…
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[Update] Citi has now announced changes via TPG. The 4th night free benefit will be limited to 2 times per calendar year, and the annual fee will become $495. See the update part of Citi Prestige review for more details. Today one of our readers reported that a new point earning structure will come to Citi Prestige later this year. He…
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There are so many banks in the US. Some big banks with a lot of branches, such as Chase, BoA, Citi, Wells Fargo, have real people to serve you, but the interest rates of these banks really suck. Online banks, such as Ally, Discover, Barclays, Marcus, have much better interest rates, but these banks also have some disadvantages. Each bank…
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2018.10 Update: Discover Deals will be ended on 2018.10.31. It was good especially for Apple stuff. R.I.P. Introduction Shopping portals provide a phenomenal way to earn extra miles and cashback while making online purchases through thousands of different vendors. From Wal-Mart, Best Buy and Amazon to smaller stores, you should never make an online purchase without first checking to see if…
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Chase College Checking Account Review Application Link Chase College Checking Benefits New Checking Account Bonus: $100! See below for the requirements to get this bonus. College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at account opening. Otherwise…
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Discover it Business Credit Card Review Application Link Discover it Business Benefits Earn 1.5% cash back per $1 spent on all purchases. Double all cash back you’ve earned at the end of your first year, including Discover Deals. In other words, this card is 3% cash back on everything for the first year. There are some pretty good discounts if…
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Introduction PFS Buyer’s Club is a group that allows you to pre-register for the ability to sell them limited-edition coins before they go on sale from the US Mint. The process is simple. Register and “opt-in” for the deal with PFS, buy and receive the coin you paid for with a credit card from the US Mint, mail the coin…
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