Hyatt Residence Club Coconut Plantation (Bonita Springs, Florida) – Trip Report

Introduction The Hyatt Residence Club (HRC) Coconut Plantation is located in Bonita Springs on Florida’s Gulf Coast. It is one of sixteen timeshare properties in the HRC portfolio, including one of five in Florida. Earlier this year I was solicited by HRC for a three-night stay at the Coconut Plantation wherein we would pay $262 including taxes and receive three…
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Hyatt Residence Club Coconut Point Timeshare Promo – Bonita Springs, Florida [TARGETED]

Introduction Earlier this year I received a promotional email from Hyatt offering a three night stay at the Hyatt Residence Club (HRC) Coconut Plantation located in Bonita Springs, Florida. For $262 including all taxes and fees, I would receive a $100 room credit or 10,000 World of Hyatt points and three nights in a one-bedroom king condominium. The catch? I’d…
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Summary of Points Transfer Time: Chase UR, AmEx MR, Citi TYP, Capital One Miles, Marriott Bonvoy

One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines.  The relationship of each currency to various airlines is summarized in Wings of the…
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Guide to the FICO Credit Score

Introduction A credit score is a three-digit number that represents “creditworthiness,” or the degree of perceived risk a lender is assuming by providing an individual with credit.  A credit score is generated through a statistical analysis of a credit report based on five primary factors, including payment history, amount of outstanding debt owed, length of credit history, types of credit,…
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Points Transfer Bonus Offers: MR -> British Airways (BA) Avios 40% Bonus (targeted)

We will keep updating recent points transfer bonus offers in this post. (2019.6) MR -> British Airways (BA) Avios 40% Bonus (Targeted) Today American Express is offering some members a 40% bonus when transferring their membership rewards points to their BA avios account. It is a targeted offer. You need to log in to your Amex account to see if…
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Banco Popular Avianca (AV) Vuela Credit Card Review (Discontinued)

Avianca Vuela Visa Card Review 2022.2 Update: This card is discontinued. Current cards will be closed. This is really a bad practice because it will hurt customers’ credit history. HT: HelpMeBuildCredit. Application Link Banco Popular Avianca Vuela, the right one is this card. Benefits 40k offer: earn 40,000 Avianca LifeMiles (AV miles) after the first purchase within the first 90 days. The…
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Banco Popular Avianca (AV) Vida Credit Card Review (Discontinued)

Avianca Vida Visa Card Review 2022.2 Update: This card is discontinued. Current cards will be closed. This is really a bad practice because it will hurt customers’ credit history. HT: HelpMeBuildCredit. Application Link Banco Popular Avianca Vida, the left one is this card. Benefits 20k offer: earn 20,000 Avianca LifeMiles (AV miles) after the first purchase within the first 90 days. The recent…
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Sam’s Club Credit Card Review (2020.1 Update: $45 Offer)

Sam’s Club MasterCard Review Learn More Sam’s Club Credit Card Benefits Get $45 back! Paid as a statement credit when you open a new Sam’s Club® credit card and spend $45 at SamsClub.com today. Offer ends 6/15/20.* Earn 5% cash back on eligible gas worldwide, including gas at Sam’s Club (on the first $6,000 per year, then 1% after). Earn 3%…
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Plastiq Review: Pay Rent, Mortgage, Tuition Fee with a Credit Card! (2019.6 Update: More Countries Are Supported)

2019.6 Update: Previously Plastiq only support payments to USA and Canada. Now they have add some more supported countries or regions: China, Hong Kong, and Singapore. HT: Plastiq Blog. Introduction Plastiq is a 3rd-party payment processor that offers the ability to pay any type of bill (such as rent, mortgage, tuition fee, etc.) with a credit (or debit) card for…
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“Stud Card”: How to See Increased Sign-up Bonuses from AmEx (via Incognito Mode) from Referral Links (2020.2 Update: No Longer A Valid Concept)

2020.2 Update: It seems the concept of “stud card” is no longer valid. All amex cards have the same effect now. 2019.5 Update: According to data points on reddit, AmEx Biz Gold and Biz Platinum now become “stud cards” as well. They have the highest referral bonuses, so if you have them, they are the best cards to generate referral…
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Welcome to FTU Chicago 2019!

Frequent Traveler University (FTU) is the world’s premier educational series of seminars for frequent travelers. It holds several seminars every year in varies cities. The topics are usually about maximizing points and miles, credit card strategies, and Manufactured Spending (MS), etc. It is a great honor that several authors from our website are invited to speak at the upcoming event: FTU Chicago! The…
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US Bank Radisson Premier Visa Signature Credit Card Review (2022.4 Update: Discontinued)

US Bank Radisson (Formerly Club Carlson) Premier Rewards Visa Signature Credit Card Review 2022.4 Update: This card is now discontinued, and existing cards will be automatically converted to US Bank Altitude Go in May 2022. 2019.4 Update: There’s a 120k offer now! Application Link US Bank Radisson Premier Visa Signature Benefits 120k offer: earn 120,000 Radisson points after spending $3,000 within the first 90…
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