Author Archive: physixfan

BoA Unlimited Cash Rewards Business Credit Card Review (2023.1 Update: $500 Offer)

Bank of America Business Advantage Unlimited Cash Rewards Credit Card Review 2023.1 Update: There is a $1,000 welcome offer now, which is the best ever offer on this card. It seems people see a blank page after submitting the application, and nobody has successfully applied. So we switched back to the $500 offer link in the application link section below. 2021.10 Update:…
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Chase Starbucks Credit Card Review (2023.4 Update: Discontinued)

Starbucks Rewards Visa Credit Card 2023.4 Update: This card will be converted to CFU or CFF on Jul 20, 2023. HT: DoC. 2022.12 Update: This card seems discontinued. Also, the Stars will devalue in 2023.2.13, see announcement. 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. Application Link Chase Starbucks Benefits…
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US Bank Shopper Cash Rewards Credit Card Review (New Card, 6% Cash Back but with $95 Annual Fee)

US Bank Shopper Cash Rewards Visa Signature Credit Card Review Application Link US Bank Shopper Cash Rewards Benefits $250 offer: earn $250 after spending $2,000 in 120 days. Cash back structure: Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose. Earn 3% cash back on your first $1,500 in eligible…
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Barclays AAdvantage Aviator Business Credit Card Review (Discontinued)

AAdvantage® Aviator® Business Mastercard® Review Update: This card is discontinued. Now Citi is the sole partner of AA. 2024.2 Update: There is no available link for this card now. Maybe this card is discontinued? Maybe the link will come back in a few days? 2023.5 Update: The offer is lowered to 75k now. Application Link Barclays AAdvantage Aviator Business Benefits 75k offer:…
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AmEx Blue Business Cash Credit Card Review (2023.10 Update: $250 Offer)

Blue Business Cash™ Card from American Express Review 2023.10 Update: The offer is now $250 ($3,000 spending in 3 months). 2023.6 Update: The $250 offer (with $3k spending requirement) is expired. The current offer is $500 (with $15k spending requirement). 2022.9 Update: There is a new $500 offer, but it requires $15k spending in total. The $250 offer (with $3k…
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Marriott Bonvoy Bountiful™ Credit Card Review (2023.2 Update: 85k Offer)

Marriott Bonvoy Bountiful™ Credit Card Review 2023.2 Update: The offer is now lowered to 85k. Application Link Chase Marriott Bonvoy Bountiful Benefits 85k offer: Earn 85,000 Marriott points by spending $4,000 in the first 3 months. The recent best offer is 125k. We estimate the value of a Marriott point at 0.7 cents/point, so the 125k sign-up bonus is worth…
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PayPal Cashback Mastercard® Review (2025.3 Update)

PayPal Cashback Mastercard® Review Application Link PayPal Cashback Mastercard® Benefits Earn 3% cashback if you make the payment via PayPal; and earn 1.5% cashback on all other purchases. Redeem Cash Rewards right to your PayPal balance and use them whenever you want. No redemption threshold. No annual fee. Disadvantages No welcome offer. Summary 3% cashback rate on payments via PayPal is…
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BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
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Wells Fargo Autograph Credit Card Review (2024.1 Update: 20k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest offer is worth $300….
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The Best Credit Cards For Cell Phone Protection Benefit (2023.11 Update)

2023.11 Update: Added AmEx Hilton Aspire. 2022.4 Update: Updated a lot of changes over the years. In particular: new card Bilt Mastercard and Capital One Venture X have this benefit; Chase IHG Premier no longer has this benefits. In recent years, some credit cards start to offer cellular telephone protection benefit: as long as you pay your monthly wireless telephone…
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US Bank Cash Plus Credit Card Review (2022.2 Update: $200 Offer, Added 5% Cashback on Its Travel Portal)

US Bank Cash+ Visa Signature Credit Card Review 2022.2 Update: There’s a new benefit: earn 5% cashback on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Travel Center. This is in addition to the 5% categories every quarter. HT: DoC. 2021.9 Update: The new offer is $200. 2021.1 Update: According to an email sent from US Bank,…
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Capital One Spark Miles Select Review (2023.2 Update: 20k Offer)

Capital One Spark Miles Select Review Learn More Capital One Spark Miles Select Benefits 20k offer: earn 20,000 Capital One Miles after spending $3,000 in the first 3 months. Earn 1.5x Miles on all purchases. The overall value of Capital One Miles is 1.6 cent/point. See below for a brief introduction. No annual fee. Disadvantages Capital One will pull all…
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Introducing USCreditCardGuide App for iOS & Android (2022.1 Update: Multiple Accounts Support)

2022.1 Update: We have multiple accounts support now. This feature is useful if you manage credit cards for family members. 2021.8 Update: We added customizing points value feature to the sign up bonus rank. If you can’t see the sort button, please go to settings and click app version to update it to at least version 3.1.60. Screenshot1, screenshot2. I…
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