Credit Cards

Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.10 Update: New Transfer Partner EY 1:1)

physixfan 2025-10-09 2025-12-18 73 Comments

Bilt Mastercard® Review 2025.12 Update: New transfer partner: Spirit (NK). The transfer ratio is 1:1. 2025.11 Update: The application is paused because Bilt and Well Fargo has ended partnership. The new “Bilt 2.0” will become available on 2026.2.7. The new issuer is Cardless and there will be 3 Bilt cards. 2025.10 Update: New transfer partner: Etihad Airways (EY). The transfer…
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Wells Fargo

Metal Card, No Annual Fee, No Foreign Transaction Fee, Wells Fargo

Citi Strata Elite Credit Card Review (2025.10 Update: 100k Offer!)

physixfan 2025-10-08 2025-10-08 3 Comments

Citi Strata Elite℠ Card Review 2025.10 Update: The online offer is now 100k, which is the best ever offer on this card! Application Link Citi Strata Elite℠ Card Benefits 100k Welcome Bonus: Earn 100,000 ThankYou Points (TYP) after spending $6,000 within the first 3 months of account opening. This is the best offer on this card. We value TYP at…
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Citibank

Citibank, No Foreign Transaction Fee, Premium Credit Card, ThankYou Points (TYP)

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2025.10 Update: 80k Offer Still Alive!)

physixfan 2025-10-03 2025-11-07 140 Comments

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2025.10 Update: The previous 80k offer link is expired, but at the same time there’s an in flight 80k offer. You can ask a cabin crew for a code when you fly AA, or you can just enter 000000 to apply. 2025.7 Update: The new offer is 80! This is the…
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Citibank

Airline Credit Card, American Airlines (AA), Citibank, No Foreign Transaction Fee

AmEx Hilton Aspire Credit Card Review (2025.10 Update: 175k Offer)

physixfan 2025-10-01 2025-10-03 53 Comments

The Hilton Honors American Express Aspire Card Review 2025.10 Update: The 175k offer comes back. Offer ends on 2026/01/14. 2025.6 Update: The 175k offer comes back. Offer ends on 2025/08/13. [Expired] Application Link AmEx Hilton Aspire Benefits 175k offer: earn 175,000 Hilton Honors Bonus Points after you spend $6,000 within the first 6 months. The recent best offer is 180k….
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AmEx

American Express (AmEx), Hilton Honors, No Foreign Transaction Fee, Premium Credit Card

Marriott Bonvoy Bold® Credit Card Review (2025.9 Update: 60k Offer)

physixfan 2025-09-26 2025-09-26 59 Comments

Marriott Bonvoy Bold® Credit Card Review 2025.9 Update: The new offers are 60k. However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.7 Update: The higher offer is expired. The current offers are 30k. 2025.6 Update: The new offers…
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Chase

Chase, Hotel Credit Card, Marriott Bonvoy, No Annual Fee, No Foreign Transaction Fee

AmEx Green Card Review (2025.9 Update: AS HIGH AS 60k Offer)

Geo 2025-09-26 2025-09-26 99 Comments

American Express Green Card Review 2025.9 Update: The new welcome offer is AS HIGH AS 60k. You may need to use incognito mode to see it. 2024.10 Update: The $100 LoungeBuddy Credit benefit is removed for new applicants, and for existing cardholders have until January 13, 2025 to use the credit. This is not surprising, because LoungBuddy itself is going to be…
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AmEx

American Express (AmEx), Charge Card, Membership Rewards (MR)

Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.12 Update: All Cards Shut Down!)

physixfan 2025-09-22 2025-12-17 3 Comments

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.12 Update: All of a sudden, all of its cards are shut down! Such a bad act. 2025.9 Update: The new welcome offer is 50k. HT: FM. Also, Mesa recently added Air Canada (AC) as a transfer partner. This is a good useful transfer partner among the mediocre transfer partners. 2025.5 Update: This…
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Discontinued Credit Cards

No Annual Fee, No Foreign Transaction Fee

AmEx Platinum Card for Schwab Review (2025.11 Update: 80k Offer)

physixfan 2025-09-20 2025-11-13 96 Comments

American Express Platinum Card for Schwab Review 2025.11 Update: The higher welcome offer is expired. The current offer is only 80k. 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again…
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AmEx

American Express (AmEx), Charge Card, Charles Schwab, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee, Premium Credit Card

Chase Aeroplan® Card Review (2025.9 Update: 75k+25k Offer)

physixfan 2025-09-19 2025-09-19 27 Comments

Chase Aeroplan® Card Review 2025.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing because the spending amount is huge. 2025.7 Update: There’s a 85k offer now….
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Chase

Air Canada (AC), Airline Credit Card, Chase, No Foreign Transaction Fee

AmEx Platinum Card Review (2025.9 Update: Major Upgrades, Annual Fee Increased to $895; AS HIGH AS 175k Offer)

physixfan 2025-09-18 2025-09-27 301 Comments

The Platinum Card from American Express Review 2025.9 Update: This card just got a major refresh — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again worth considering as a long-term keeper! Here are the changes (credit to awash): 2025.6 Update: It seems all the links…
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AmEx

American Express (AmEx), Charge Card, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee, Premium Credit Card

Delta SkyMiles® Gold Card from American Express Review (2025.10 Update: 80k Offer Expired)

physixfan 2025-09-05 2025-10-31 109 Comments

Delta SkyMiles®Gold Card from American Express Review 2025.9 Update: The new offer is 80k. Expires on 2025.10.29. Expired now. 2025.6 Update: The new offer is 80k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 80k. Expires on 2025.4.2. Expired now. Application Link Public offer: AmEx Delta SkyMiles Gold Targeted offer: AmEx Delta SkyMiles Gold targeted offer. If you…
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AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Platinum Card from American Express Review (2025.10 Update: 90k Offer Expired)

colin1898 2025-09-05 2025-10-31 114 Comments

Delta SkyMiles® Platinum Card from American Express Review 2025.9 Update: The new offer is 90k. Expires on 2025.10.29. Expired now. 2025.6 Update: The new offer is 90k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. Application Link Public offer: AmEx Delta SkyMiles Platinum Targeted offer: AmEx Delta SkyMiles Platinum targeted offer….
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AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Reserve Card from American Express Review (2025.10 Update: 125k Offer Expired)

colin1898 2025-09-05 2025-10-31 81 Comments

Delta SkyMiles® Reserve Card from American Express Review 2025.9 Update: The new offer is 125k. Expires on 2025.10.29. Expired now. 2025.6 Update: The new offer is 100k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 100k. Expires on 2025.4.2. Expired now. Application Link Public offer: AmEx Delta SkyMiles Reserve Targeted offer: AmEx Delta SkyMiles Reserve targeted offer….
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AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee, Premium Credit Card

IHG One Rewards Premier Credit Card Review (2025.10 Update: 140k Offer)

physixfan 2025-09-04 2025-10-24 71 Comments

IHG One Rewards Premier Credit Card Review 2025.10 Update: The higher offer is expired. The current offer is only 140k. 2025.9 Update: The new offer is 165k. 2025.5 Update: There’s a 5FN offer (up to 60k each). This is the best offer on this card. Application Link Chase IHG Premier Benefits 165k offer: earn 165,000 IHG points after spending $3,000…
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Chase

Chase, Hotel Credit Card, IHG One Rewards, No Foreign Transaction Fee

IHG One Rewards Traveler Credit Card Review (2025.10 Update: 80k Offer)

physixfan 2025-09-04 2025-10-24 52 Comments

IHG One Rewards Traveler Credit Card Review 2025.10 Update: The higher offer is expired. The current offer is only 140k. 2025.9 Update: The new offer is 2FN (up to 50k) + 40k. 2025.5 Update: The new offer is 120k. Application Link Chase IHG Traveler Benefits 2FN+40k offer: earn 40,000 IHG points plus 2 Free Nights (FN) (with a redemption level…
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Chase

Chase, Hotel Credit Card, IHG One Rewards, No Foreign Transaction Fee