Author Archive: physixfan

AmEx Platinum Card for Morgan Stanley Review (2025.6 Update: 80k Offer)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2025.6 Update: The 150k welcome offer is expired. The current offer is 80k. 2025.5 Update: The new offer is 150k! 2024.5 Update: The new offer is 125k! Application Link AmEx Platinum Card for Morgan Stanley. You need to have a Morgan Stanley brokerage account in order to apply for this card….
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AmEx Platinum Card for Schwab Review (2025.6 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2025.6 Update: The higher welcome offer is expired. The current offer is only 80k. 2025.5 Update: The new welcome offer is 125k! In terms of points alone, this is the highest welcome offer ever offered for this card. Offer ends on 6/11. 2024.11 Update: The new welcome offer is 125k! In terms of…
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AmEx Schwab Investor Credit Card Review (2025.6 Update: $200 Offer)

Schwab Investor Card from American Express Review [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
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Chase Freedom Unlimited® (CFU) Review (2025.5 Update: $200 Offer)

Chase Freedom Unlimited® Review 2025.5 Update: Third party website Rakuten is giving an extra $150 for CFU! The Rakuten cashback can be converted to MR points so it can also be seen as 15k MR points. [Update] The Rakuten +$150 offer is lowered to +$75. [Expired] The current offer is $200. 2025.3 Update: The welcome offer is changed from $200…
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United℠ Explorer Card Review (2025.6 Update: 70k Offer)

United℠ Explorer Card (Chase UA Explorer) Review 2025.6 Update: The welcome offer is now lowered to 70k. 2025.4 Update: There’s a new link with better offer 90k: in addition to the 80k offer with $3k spending requirement, earn 5k more miles when you add an authorized user in the first 3 months, and earn 5k more miles upon approval when…
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Capital One Venture X Business Credit Card Review (2025.6 Update: 150k Offer)

Capital One Venture X Business Credit Card Review 2024.6 Update: The offer now is $150k with $30k spending requirement. 2025.4 Update: The new offer is 150k-350k. The spending requirement is crazily high, therefore it is only suitable for those who have a huge amount of spending. 2024.1 Update: The new offer is 150k-300k. The spending requirement is crazily high, therefore…
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British Airways Visa Signature® Card Review (2025.4 Update: 100k Offer)

British Airways Visa Signature® Card Review 2025.4 Update: The new offer is 100k. 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. Application Link Chase British Airways Benefits 100k offer: earn 100,000 bonus Avios after spending $7,500 on purchases within the first 6 months….
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US Bank Smartly Credit Card Review (2025.4 Update: Got Nerfed)

U.S. Bank Smartly™ Visa Signature® Card Review 2025.4 Update: Starting from today (2025.4.14), the benefits of this card got nerfed. Existing customers can enjoy the previous benefits, new customers will get the following new changes: Only checking account balances count toward the reward tiers. Savings account and brokerage account don’t count any more. The extra cashback is no longer unlimited,…
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Wells Fargo Choice Privileges Credit Card Review (2025.4 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. 2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card! Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending $1,000 in…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2025.4 Update: 75k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2025.4 Update: The 75k offer is back. 2024.10 Update: The 75k offer is back. [Updated] Expired. 2024.8 Update: The 75k offer is expired. The current offer is 65k. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in first 5 months. This is…
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United Gateway℠ Card Review (2025.7 Update: 30k Offer)

United Gateway℠ Card Review 2025.7 Update: The new offer is 30k: in addition to the 20k offer with $1k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 30k miles in total. Offer ends on Nov 5. 2025.4 Update: There’s a new link with better offer 40k: in addition to the 30k…
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IHG One Rewards Premier Business Credit Card Review (2025.5 Update: 140k Offer)

IHG One Rewards Premier Business Credit Card Review 2025.5 Update: The higher offer is expired. Currently there’s only a 140k offer. 2025.3 Update: The new offer is 200k. This is the best ever offer on this card. Application Link Chase IHG Premier Business Benefits 140k Offer: Earn 140,000 IHG points after spending $4,000 in 3 months. The recent best offer…
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