Author Archive: physixfan

United℠ Explorer Card Review (2026.1 Update: 80k Offer)

United℠ Explorer Card (Chase UA Explorer) Review 2026.1 Update: The new welcome offer is 80k. Offer ends on 2026.5.20. 2025.6 Update: The welcome offer is now lowered to 70k. 2025.4 Update: There’s a new link with better offer 90k: in addition to the 80k offer with $3k spending requirement, earn 5k more miles when you add an authorized user in…
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United Quest℠ Card Review (2026.1 Update: 90k Offer)

United Quest℠ Card (Chase UA Quest) Review 2026.1 Update: The new welcome offer is 90k. Offer ends on 2026.4.1. 2025.8 Update: The welcome offer is now lowered to 80k. 2025.6 Update: The new welcome offer is 100k! This is the best ever offer on this card. Application Link Chase UA Quest Benefits 90k offer: earn 80,000 United miles after spending…
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Marcus by Goldman Sachs Savings Account Review (2026.1 Update: Up To $1,500 Deposit Bonus, For Both New&Existing Customers!)

Marcus by Goldman Sachs Savings Account Review 2026.1 Update: There is currently a deposit bonus promotion. The enrollment link is here, and the bonus-to-deposit tiers are shown in the table below. The bonus rate is very attractive. Considering that Marcus already offers a fairly competitive interest rate, it’s even better if you can stack this with an additional referral boost….
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Bilt Cash Review: Bilt’s 2nd Rewards System, A Very Thick Coupon Book

A few days ago, Bilt officially announced how Bilt Cash works. It’s… complicated. This article is dedicated to walking through it in detail. What Is Bilt Cash Bilt Cash is a second rewards system launched by Bilt, separate from Bilt Points. Bilt Points are extremely popular thanks to excellent transfer partners (including Hyatt, Japan Airlines, Alaska Airlines, United, etc.) and…
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IHG One Rewards Premier Credit Card Review (2026.1 Update: 175k Offer)

IHG One Rewards Premier Credit Card Review 2026.1 Update: The new offer is 175k. Offer expires on 2026.3.18. 2025.9 Update: The new offer is 165k. [2025.10 Update] The higher offer is expired. The current offer is only 140k. 2025.5 Update: There’s a 5FN offer (up to 60k each). This is the best offer on this card. [Expired] Application Link Chase…
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Bilt Palladium Card Review (New Card, $495 Annual Fee, 50k Bilt Points + $300 Bilt Cash + Bilt Gold Offer)

Bilt Card 2.0: Bilt Palladium Card Review Application Link Bilt Palladium Terms Apply Features and Benefits 50k Bilt Points + $300 Bilt Cash + Bilt Gold Welcome Offer: Earn $300 of Bilt Cash when you apply and get approved; earn 50,000 Bilt Points + Bilt Gold status after spending $4,000 (excluding rent or mortgage) in the first 3 months. This card…
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Bilt Obsidian Card Review (New Card, $95 Annual Fee, $200 Bilt Cash Offer)

Bilt Card 2.0: Bilt Obsidian Card Review Application Link Bilt Obsidian Terms Apply Features and Benefits $200 Bilt Cash Welcome Offer: Earn $200 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt Cash, which we’ll explain in detail below. Based on our own valuation (not an official estimate…
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Bilt Blue Card Review (New Card, No Annual Fee, $100 Bilt Cash Offer)

Bilt Card 2.0: Bilt Blue Card Review Application Link Bilt Blue Terms Apply Features and Benefits $100 Bilt Cash Welcome Offer: Earn $100 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt Cash, which we’ll explain in detail below. Based on our own valuation (not an official estimate…
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British Airways Visa Signature® Card Review (2026.1 Update: 90k Offer)

British Airways Visa Signature® Card Review 2026.1 Update: The new offer is 90k. HT: DoC. 2025.9 Update: The new offer is 100k. [Expired] 2025.4 Update: The new offer is 100k. [Expired] Application Link Chase British Airways Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in 3 months. The recent best offer is 100k. We value BA Avios…
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World of Hyatt Credit Card Review (2026.2 Update: 30k+15k Offer)

World of Hyatt Credit Card Review 2026.2 Update: The welcome offer is now the regular 30k+15k offer. Note that the official website still uses the very misleading wording “60k”, don’t be fooled by it. 2026.1 Update: The card is currently offering 5 Free Nights. 3 FN after $5000 spend within 3 months of account opening and extra 2 FN after total…
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Amex Rewards Checking Account (2026.1 Update: $250 Offer)

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2026.1 Update: The new offer is $250. 2025.3 Update: The new offer is $250. Offer expires on April 15, 2025. 2023.9 Update: The new offer is $250. Offer expires on Oct 31, 2023. Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer…
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Chase Freedom Unlimited® (CFU) Review (2026.2 Update: $200 Offer)

Chase Freedom Unlimited® Review 2026.2 Update: The higher offer is expired. Currently there’s only the regular $200 offer. 2025.12 Update: Current offer is $300 bonus after $500 spend in 3 months! Offer Link Chase Freedom Unlimited (CFU) Benefits $200 offer: earn $200 cash back after spending $500 in the first 3 months. The recent best offer is double cash back…
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Citi® / AAdvantage® Executive World Elite Mastercard® Review (2025.12 Update: 100k Offer)

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2025.12 Update: The 100k offer has come back. 2025.5 Update: The 100k offer has come back. 2024.5 Update: The 100k offer has come back. Application Link Citi® / AAdvantage® Executive World Elite Mastercard® Benefits 100k Offer: earn 100,000 AA Miles after spending $10,000 in first 3 months. This is…
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