Luxury Card MasterCard Gold Card Review 2025.10 Update: The annual fee is increased from $995 to $1,199, and benefits are improved accordingly. This is the first US credit card that has an annual fee above $1,000! (Except the AmEx black card which is invitation only.) Application Link Luxury Card MasterCard Gold Card Benefits This card is 24K-gold plated! It’s really heavy:…
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This post is a collection of hotel points -> AA miles promotions. Similar hotel points -> UA miles promotions are collected here.
2018.10 Update: Previously you can only see this kind of incognito offers via public links, and the offers generated by referral links are fixed. But recently AmEx has changed their referral system, people find that we can see higher incognito offers via referral links as well! See this post for more details. 2017.4.25 Update: Recently there are a lot of data…
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Recently AmEx seems to make a lot of modifications to their system. For example, today some people can see the AmEx Platinum 100k pre-qualified offer even when they already have other Amex cards, this has never happened before. ThunderFat found another interesting new change: on the Amex official webpage, AmEx ED now offers a new kind of sign-up bonus: earn…
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I know, you’re probably thinking, another CX business class review?! But fear not, today I want to present a totally different experience: the 360 photo version! The photos below are all 360 photos. In the desktop version, you can use mouse to drag; in the mobile version, you can use your finger to drag as well. I put several such photos here in…
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Barclaycard CashForward World MasterCard Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn $200 after spending $1,000 in first 90 days. This is the best offer for the card. Earn 1.5% cash back on all purchases. Every time you redeem, get a 5%…
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What is Slack? Slack is designed to be a instant message tool for teams, like all those chat groups but is much more powerful. We tried Slack for a while, and the suddenly have an idea: Slack can be a very suitable tool for churners to communicate and chat! Major Slack Features Compared to other chat groups, Slack has the following…
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Merrill Lynch Octave Review Application Link This card no longer accepts new applications. Benefits Earn 2.5x Merrill Points on all purchases. The reward program are the same as the one for Merrill Plus credit card (discontinued). The points are worth up to 2 cents/point. See this post for a visualized point value distribution. The following is the official term about point value:…
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Barclaycard Upromise MasterCard Review Application Link Barclays Upromise Historical Offers Chart
Update: Winners are chosen, see below. We also sent emails to the winners about the next step. If you are not chosen, don’t be upset, as we will do more giveaways in the future! We are giving away our Discover it referral positions! All you need to do is to visit our Facebook page from the widget below and click…
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Alliant Visa Signature Card Review 2025.6 Update: This card is now discontinued. Now sure what happens to existing cards. So it seems any cashback rate greater than 2% for every spending for a no fee card is not sustainable. 2021.6 Update: The annual fee is 0 now! 2021.3 Update: There’s an upper limit for 2.5% cashback now. Application Link Alliant…
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On Mar 1st, 2017, Hilton made some big changes to its point system. But for now, all the posts on blogs are based on personal experiences, not on concrete data. This post will show you how the Hilton point system changed exactly, using big data. The following two plots are the distribution of point value for the old system and the…
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Who We Are US Credit Card Guide is a growing blog. Our Alexa global rank is 30k+, which is not far from Doctor of Credit! But perhaps you don’t feel this level of traffic, and the reason is simple: the major part of this blog is written in Chinese, not English. Now we want to expand the English part, so…
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BBVA Compass NBA American Express Card Review 2016.12 Update: Now the branches stopped accept applications, too. This card is discontinued. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 5% cash back on all purchases during the NBA All-Star Weekend and…
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Citi Hilton HHonors Visa Signature Card Review Application Link This card no longer accepts new applications. Benefits Earn 40,000 HHonors Points after spending $1000 in first 4 months. The best offer is 75k, it’s better to wait for the highest sign-up bonus if you are not in an urgent situation. We value Hilton HHonors Point at 0.5 cents/point (Hotel Points Value), so…
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