Author Archive: physixfan

Barclays Uber Credit Card Review (Discontinued)

The Uber Credit Card Review 2020.6 Update: It seems this card is removed from Barclays and Uber, and previous application links are dead. Probably it’s discontinued? Not sure what’s going on. If you want a substitute, you may consider US Bank Altitude Go which is also a no fee card with 4% cashback on dining. 2019.11 Update: The following changes…
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Chase Slate Credit Card Review (Discontinued)

Chase Slate Review 2020.4 Update: This card is removed from Chase, maybe temporarily? I guess it will come back once the COVID-19 pandemic is over. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits Transfer balances with an introductory fee of $0 during the first…
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UBS Visa Infinite Credit Card Review (2020.8 Update)

UBS Visa Infinite Credit Card Review 2020.8 Update: The higher offer expired. 2020.6 Update: Now we are sure about the requirements: you need to be an existing UBS customer and have $250k under their management in order to be eligible for the 100k offer. Otherwise the offer is only 25k ($3,000 spending in 3 months, first year annual fee NOT waived)….
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Chase Freedom Student Credit Card Review (Discontinued)

Chase Freedom Student Review 2023.6 Update: This card is now discontinued. It is replaced by Chase Freedom Rise. 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very…
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Synchrony Cathay Pacific Credit Card Review (2021.7 Update: 35k Offer)

Cathay Pacific (CX) Visa Signature Card Review 2021.7 Update: The offer is now lowered to 35k. 2020.10 Update: The offer is still 40k. Application Link Synchrony Cathay Pacific Credit Card Benefits 35k offer: earn 35,000 Asia Miles after spending $3,000 within the first 90 days. Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific purchases, 1.5 Asia Miles on restaurant and purchases…
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AmEx Clawed Back Airline Fee Credit from Some People!

AmEx and their Rewards Abuse Team (RAT) is trying their best these days to punish any abusive behavior. Today, a new development happened: some people got their airline fee credit clawed back! The airline fee credit is a benefit for several premium credit cards, for example: AmEx Hilton Aspire ($250), AmEx Platinum ($200), AmEx Gold ($100). It used to be…
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Delta SkyMiles® Blue Card from American Express Review (2020.4 Update: 10k Offer)

Delta SkyMiles® Blue Card from American Express Review 2020.4 Update: The new offer is 10k. 2020.1 Update: The welcome offer is 15k now. This card is also revamped, the changes are: Earn 2x on restaurants now (previously 1x); No foreign transaction fee now. Application Link AmEx Blue Delta SkyMiles Benefits 10k offer: earn 10,000 Miles after spending $500 in first…
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Discover Checking Account Review (2023.5 Update)

Discover Cashback Checking Account (Debit Card/ATM Card) Review Application Link Discover Checking Account Benefits Sign-up bonus: earn double cash back for the purchases through 2020.07.31. Offer ends on 2020.02.10. [Expired] Earn 1% cash back on up to $3,000 in debit card purchases each month. $0 monthly fee, no minimum deposit requirements. $0 incoming wire transfer fee. Discover doesn’t have its own…
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Citigold Checking Account Review (2024.10 Update: $1,500 Offer)

Citigold Checking Account Review 2024.10 Update: The new offer is $1,500 with $200k deposit requirement. Offer ends on 1/7/2025. 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k. The bonus offer seems nice, but requiring $200,000 in the checking account (not including savings or brokerage account!) is insane in my opinion. Nowadays a simple savings account can give…
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Citi Dividend Credit Card Review (Discontinued)

Citi Dividend Platinum Select Credit Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 5% cash back in each quarter’s bonus categories, 1% on all other purchases. The following picture shows the bonus category calendar for 2015: The upper limit…
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AmEx Business Green Card Review (2019.11 Update: 25k Best Ever Offer!)

AmEx Business Green Rewards from American Express Review [2019.11 Update2] – We just realized that there’s a 25k better offer for this card in incognito mode. [2019.11 Update] – A 15k MR offer is now available after spending $3k in 90 days. This represents the all-time best signup bonus on this card. This bonus is still not very attractive unless you…
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Charles Schwab Debit Card Review: No ATM Fee Worldwide

Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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