Tag Archive: No Annual Fee

Marriott Bonvoy Bold® Credit Card Review (2025.6 Update: 60k+1FN Offer)

Marriott Bonvoy Bold® Credit Card Review 2025.6 Update: The new offers are 60k+1FN (up to 50k). However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.3 Update: The higher offer is expired. The current offers are 30k. 2025.1 Update:…
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BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

Bank of America Customized Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per quarter. Therefore, if…
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Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.5 Update: 50k Offer)

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.5 Update: This is a newly launched card, and its biggest selling point is that it lets you earn points on your mortgage payments. Right now, there’s a 50k point welcome bonus available, ending June 30. Application Link Mesa Homeowners Card Make sure to use promo code BONUS50 when applying to get the…
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Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.5 Update: New Transfer Partner QR 1:1)

Bilt Mastercard® Review 2025.5 Update2: New transfer partner: Qatar Airways (QR). The transfer ratio is 1:1. QR uses the Avios system, and can be transferred between BA Avios, etc. 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to get, because it’s not a partner of UR/MR/TYP/C1 points. It’s great to see…
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AmEx Schwab Investor Credit Card Review (2025.5 Update: $300 Offer)

Schwab Investor Card from American Express Review [2025.5 Update] The new welcome offer is $300. [2025.1 Update] The welcome offer is back to $200. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $300 offer: earn $300 statement credit after spending $1,000…
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Ink Business Unlimited® Credit Card Review (2025.5 Update: $750 Offer)

Ink Business Unlimited® Credit Card Review 2025.5 Update: Third party website Rakuten is giving an extra $300 for CIU! The Rakuten cashback can be converted to MR points so it can also be seen as 30k MR points. This is a fantastic addition to the already fantastic welcome offer! [Update] The Rakuten +$300 offer is lowered to +$100. [Expired] The current…
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Chase Freedom Unlimited® (CFU) Review (2025.5 Update: $200 Offer)

Chase Freedom Unlimited® Review 2025.5 Update: Third party website Rakuten is giving an extra $150 for CFU! The Rakuten cashback can be converted to MR points so it can also be seen as 15k MR points. [Update] The Rakuten +$150 offer is lowered to +$75. [Expired] The current offer is $200. 2025.3 Update: The welcome offer is changed from $200…
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Wells Fargo Choice Privileges Credit Card Review (2025.4 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. 2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card! Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending $1,000 in…
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United Gateway℠ Card Review (2025.4 Update: 40k Offer)

United Gateway℠ Card Review 2025.4 Update: There’s a new link with better offer 40k: earn 5k more miles upon approval when you use your United agent‘s promotional code, and earn 5k more miles when you add an authorized user in the first 3 months. That’s 40k miles in total. “United agent‘s promotional code” should be obtained when you fly United and…
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Barclays Wyndham Earner Credit Card Review (2025.3 Update: 60k Offer)

Wyndham Rewards® EarnerSM Card Review 2025.3 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.9 Update: The new offer is 45k. Application Link Barclays Wyndham Earner Benefits 60k offer: earn 60,000 Wyndham points after spending $2,000 in the first 90 days. The recent best offer 75k. Wyndham points are…
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AmEx Hilton Credit Card Review (2025.5 Update: 80k Offer)

The Hilton Honors American Express Card Review 2025.5 Update: The welcome offer is changed back to 80k. 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. Application Link AmEx Hilton Benefits 70k+1FN offer: earn 70,000 Honors Points and 1 free night (no cap) after spending $2,000 in…
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Chase Amazon Prime Credit Card Review (2025.4 Update: $150 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2025.4 Update: The new offer is $150 (no spending requirement). 2025.1 Update: The new offer is $100 (no spending requirement). 2024.12 Update: The new offer is $150 (no spending requirement). Application Link Chase Amazon Prime Benefits $150 offer: earn $150 Amazon gift card after approval, no spending requirement. (Offer is lower for non…
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