Major changes to the AmEx Platinum cards, and why you should apply for the Schwab Platinum now (Update: You can request metal card now!)

2017-03-29 2017-09-14 7 Comments

Mar 30th Update: Changes should be in effect today. $15 Uber Credit is now available in your Uber account. And you can request the metal card now. Simply login in to your online account, click ‘Account Services’, then ‘Card Management’, and you should be able to see a card replacement option. Any newly issued or replacement card after Mar 30th will automatically…
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AmEx Summaries

AMEX Centurion Lounge Seattle (SEA) – Review

2017-03-27 2017-04-22 1 Comment

As a resident of Seattle, I am happy to report that expansion of the AMEX Centurion Studio into a full Centurion Lounge at SeaTac International Airport is now complete (ahead of schedule!). The expansion, which includes a new full-service bar, additional seating, and a shower, adds approximately 1,400 square feet of much-needed space to the smallest of AMEX’s seven domestic Centurion Lounges. The expanded space has…
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Trip Reports

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Merrill Lynch Octave Credit Card Review (Discontinued)

2017-03-23 2018-06-21 3 Comments

Merrill Lynch Octave Review Application Link This card no longer accepts new applications. Benefits Earn 2.5x Merrill Points on all purchases. The reward program are the same as the one for Merrill Plus credit card (discontinued). The points are worth up to 2 cents/point. See this post for a visualized point value distribution. The following is the official term about point value:…
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Discontinued Credit Cards

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Exclusive: How to get the Chase IHG 80k + 5k + $50 offer (This Method Is Now Dead)

2017-03-17 2017-04-29 8 Comments

2017.4 Update: According to recent data points, this method is now dead. It worked for about 3 weeks. Chase IHG Credit Card has always been one of the best cards that we recommend to keep, mainly because you can receive an annual IHG Free Night without any category restrictions from the second year after paying $49 annual fee. Using the annual…
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Chase Summaries

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A Beginner’s Guide to Southwest Airlines (WN) Rapid Rewards Miles

2017-03-16 2017-09-14 3 Comments

0. Introduction Do you do a lot of domestic travel? If so, this guide may interest you! Southwest Airlines is the world’s largest low-cost carrier, serving over 101 destinations within the continental U.S., Central America, and the Caribbean. They have a generous rewards program (Rapid Rewards), where you can redeem points for free travel. Even for you avid international travelers, there are…
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Non Alliance Airlines

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Alliant Visa Signature Credit Card Review (2.5% Cashback Card) (2025.6 Update: Discontinued)

2017-03-15 2025-06-27 6 Comments

Alliant Visa Signature Card Review 2025.6 Update: This card is now discontinued. Now sure what happens to existing cards. So it seems any cashback rate greater than 2% for every spending for a no fee card is not sustainable. 2021.6 Update: The annual fee is 0 now! 2021.3 Update: There’s an upper limit for 2.5% cashback now. Application Link Alliant…
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Discontinued Credit Cards

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