Hello, World! I’m a new blogger on US Credit Card Guide. My username is one of my favorite nicknames: The Yoosh. I’m a big fan of the travel/hotel/points world and my posts will be focused on helping you earn and maximize those points and benefits. How To Get SPG/Marriott Platinum Ok, so today I’m going to show you how to…
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Background FHR is the abbreviation for Fine Hotels & Resorts Program, which is an exclusive benefit for American Express Travel’s Platinum Card and Centurion Card members. In the hotel and tourism sector, FHR is also a luxury hotel trendsetting / rating system. As a Platinum card holder and a hotel addict, FHR is one of the major reasons to continue to hold on to…
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On Mar 1st, 2017, Hilton made some big changes to its point system. But for now, all the posts on blogs are based on personal experiences, not on concrete data. This post will show you how the Hilton point system changed exactly, using big data. The following two plots are the distribution of point value for the old system and the…
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Since Starwood has been acquired by Marriott last year, many people have had concerns about things like what the current Amex SPG card will be after complete merge or when the SPG card will no longer be available. So far, neither Marriott nor Starwood has made any official statement on the future of this card, but we do know it…
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Who We Are US Credit Card Guide is a growing blog. Our Alexa global rank is 30k+, which is not far from Doctor of Credit! But perhaps you don’t feel this level of traffic, and the reason is simple: the major part of this blog is written in Chinese, not English. Now we want to expand the English part, so…
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BBVA Compass NBA American Express Card Review 2016.12 Update: Now the branches stopped accept applications, too. This card is discontinued. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 5% cash back on all purchases during the NBA All-Star Weekend and…
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Citi Hilton HHonors Visa Signature Card Review Application Link This card no longer accepts new applications. Benefits Earn 40,000 HHonors Points after spending $1000 in first 4 months. The best offer is 75k, it’s better to wait for the highest sign-up bonus if you are not in an urgent situation. We value Hilton HHonors Point at 0.5 cents/point (Hotel Points Value), so…
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The following list is the top 10 viewed posts in our blog in 2016. In order to exclude the interference from outside, I only included “direct” views and excluded the views from search engine and referral websites. I also did not list card review articles, because if I include them they will flood the top list. Which one haven’t you read…
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Supermarket cards, also known as grocery reward cards, refer to credit cards with a high return in the Supermarket / Grocery category. In this regard, American Express is almost the champion. They have four different great supermarket cards: AmEx EveryDay (ED); AmEx EveryDay Preferred (EDP)； Blue Cash Everyday (BCE); Blue Cash Preferred (BCP). With so many choices, it’s not easy to decide which…
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Bank of America Amtrak Guest Rewards Platinum World MasterCard Review 2022.1 Update: This card is discontinued. Application Link BoA Amtrak Guest Rewards Platinum Benefits Get 12,000 bonus points after you make at least $1,000 in purchases on your new card within 90 days of account opening. The best offer is 15k. The Amtrak points worth about 2.5 cents/point, so the sign-up…
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2016.12.21 Update: The Chinese Website Method is really dead. But the VPN Method is still alive! 2016.12.18 Update: There’s no working data points since Dec 18 16:00 PST. This method is probably already dead. We introduced a way to use VPN to get AmEx best offers. However, it’s not that convenient and easy for some people. Many people report that they…
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Recently people found that MPX no longer works for air credit for PRG and AmEx Platinum. MPX air credit used to stop working and then after some time it recovered, this happened several times in the past. Is it still the case now? I am afraid not. A source working for AmEx told us that, AmEx built a new team: Rewards…
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One table to show the policies of premium credit cards: Note1: YMMV means Your Mileage May Vary. Note2: The statement date is NOT the due date. The statement date is always due date minus 1 month plus 3 days for Chase. Note3: We don’t see AmEx give air credit to MPX purchases since Nov 23, 2016, the day that AmEx Platinum…
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2016.11.23 22:00 PST Update: all the following links are dead now. The lifetime was 6 hours since the first discovery. Thanks to sirtheta on reddit, now we have direct links to AmEx incognito big offers! No more VPN and failed tries! Use incognito mode to open the following links. Please make screenshots before applying to prepare for possible troubles! BCE $250+$200…
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The Chase Hyatt Credit Card is a great card with a good signup bonus, a solid annual benefit, and is decent for everyday spending. The signup bonus is two free nights (FN) at any Hyatt Hotels in the world without any category restrictions. The annual fee is $75, but, you receive a free night at a category 1~4 after each anniversary. Top FN Charts without Category Restrictions Where…
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