SSN, the abbreviation for Social Security Number, was originally used for tracking personal tax situations. However, it has increasingly become the actual “identity card” of a person. An SSN is always asked when applying for a new credit card. Because of this, we often feel there can be no credit history without an SSN, which is a common misunderstanding. In fact,…
Read more
So by now you’ve probably heard that SWISS opened the floodgates of First Class award space last Thursday. SWISS does not USUALLY release its F space to partners, so this is a truly rare occurrence. However, I underscore “usually” because things like this happened in the past. When in June 2016 SWISS temporarily allowed such partner redemptions, all ticketed reservations…
Read more
Easter Island is located in the deep South Pacific and situated on the eastern corner of the so-called “Polynesian Triangle”. It is considered one of the most inaccessible places on Earth. The official discovery of the islands dates back to the Easter Sunday on April 5th, 1722, when a fleet led by Dutch explorer Jacob Roggeveen made a landing on…
Read more
Editor’s Note: Rumors say that the AmEx Centurion card can stop bullet and save your life. Can metal cards really stop bullet? We are very honored to have gun enthusiast Long Yu with us to do actual tests! In these tests, we didn’t use AmEx Centurion; instead, we used the heaviest credit card — Chase Ritz-Carlton, which weighs 28g and is about…
Read more
Cathay Pacific has a daily Fifth-Freedom Flight between Vancouver, Canada (YVR) and New York (JFK). Operated by a Boeing 777-300ER in four-cabin configuration, this flight brings a true first class product to the North America transcon market. The only other airline consistently offering first class on this market is American Airlines, with its unique 321T transcon aircraft. The AA 321T…
Read more
2017.11 Update: Added the recent TYP->AV transfer partnership. BTW, the recent UA, DL, etc. devaluations are also updated in our system. Those of us who have been doing this long enough have found that it is easy to earn points but very difficult to use them. I believe many of us here have already accumulated millions of points and miles. However, it is…
Read more
Introduction You may have heard the term “dummy booking” thrown around before but may not be familiar with it. We’ll go over that and a few examples here in this post. What is a Dummy Booking? “Dummy booking” refers to a trick that allows people to find higher-than-normal sign-up bonuses on a new credit card. This is a good trick…
Read more
One major benefit of using miles to book your travel is its flexibility. Unlike cash tickets, which often inflict punitive charges for ticket change, you could cancel or change your award tickets at a much more affordable price. What’s even better? Some airlines allow you to hold your award ticket for a certain amount of time, free of charge, even if…
Read more
Hilton HHonors Surpass Card from American Express Review 2018.1.18 Update: This card is discontinued and replaced by AmEx Hilton Ascend. Application Link This card no longer accepts new applications. Benefits 90k Offer: earn 90,000 HHonors Points after spending $3,000 in first 3 months. The highest sign-up bonus is 125k. We value Hilton HHonors Points at 0.5 cents/point (Hotel Points Value), click here to see how…
Read more
Citi Forward Card Review 2017.10 Update: According to this reddit thread, Citi Forward will be automatically converted to Citi ThankYou Preferred, and before that date, Citi Forward can not be converted to any card. I called and was told the same info by representative. So, this will reset the 1/24 clock. We will be a few months further way from…
Read more
Deserve PRO Mastercard Review 2020.10 Update: This card is currently invitation based. This company is now focusing on the student card Deserve EDU. [Update] Later on this card is quietly discontinued. Application Link This card is currently invitation based. Benefits $30 offer: earn $30 after making one purchase within the first 3 months. Earn 3% cashback on travel and entertainment,…
Read more
Citi AAdvantage Gold MasterCard Review 2018.7 Update: It seems this card is discontinued. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 25,000 AAdvantage Miles after spending $750 in first 3 months. We value AA Miles at 1.6 cents/point (Airline Miles Value),…
Read more
We’ve known that Amex will be the exclusive issuer of Hilton cobranded card since 2018. And Citibank has stopped accepting new applications for Citi Hilton and Citi Hilton Reserve credit cards. So what will happen to the current Citi Hilton cards? People believe there are two possibilities: Both cards will be converted into Citi’s other credit cards, presumably Citi ThankYou…
Read more
2018.1 Update: We guessed the reason quite a while ago, and now there’s finally news discussing about it: https://www.fastcompany.com/40516897/a-new-wave-of-bad-ads-is-hijacking-even-top-tier-websites & https://blog.confiant.com/uncovering-2017s-largest-malvertising-operation-b84cd38d6b85 . These phishing scam ads appeared because ad networks are hijacked. As a result, not only us, big websites like New York Times also showed these phishing scam ads. So the problem is finally solved, by ad networks. Hope they can…
Read more
Chase Fairmont Visa Signature Card Review 2017.10 Update: The free night certificate for 6k spending has posted! Check it on Fairmont official site. 2017.08.15 Update: If you log in to Chase Ultimate Rewards portal, you will find this card has already been listed as a Chase Sapphire Preferred card now with all its points converted to UR points. For those who…
Read more
