AmEx Marriott Bonvoy Credit Card Review (2019.8 Update: Still Available via Product Change)

Marriott Bonvoy American Express Card (Formerly The Starwood Preferred Guest Credit Card from American Express) Review 2019.8 Update: This card is still available via product change. 2019.2 Update: AmEx SPG is rebranded as AmEx Marriott Bonvoy for current card holders (it does not accept new applications). Application Link This card is no longer available to apply, but you can get it by…
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AmEx Platinum Card for Ameriprise Review (Discontinued)

Platinum Card from American Express for Ameriprise Financial Review 2019.10 Update: It seems this card is discontinued. The previous application link shows this offer is no longer available; and the Ameriprise website now only shows two Visa cards. R.I.P. 2019.2 Update: The card does not offer first year AF waiver anymore. Instead, it now comes with the standard sign-up bonus: 60k MR…
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Citi Prestige® Credit Card Review (2021.7 Update: Discontinued)

Citi Prestige® Credit Card Review 2021.7 Update2: It seems this card is indeed discontinued. HT: Bloomberg, OMAAT. 2021.7 Update: The application link is gone. Not sure whether Citi is going to make some change of this card or it will just discontinue. 2019.9 Update: The following negative changes are in effect in Sep 1 2019: 4th night free benefit will be limited…
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Welcome to FTU Seattle 2019!

Frequent Traveler University (FTU) is the world’s premier educational series of seminars for frequent travelers. It holds several seminars every year in varies cities. The topics are usually about maximizing points and miles, credit card strategies, and Manufactured Spending (MS), etc. It is a great honor that our author flywithchad, DEVGRU and I are invited to speak at the upcoming event: FTU Seattle! Flywithchad…
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Citi Rewards+℠ Student Card Review (Discontinued)

Citi Rewards+℠ Student Card Review 2020.6 Update: This card is removed from Citi, and all existing application links seem dead. Maybe it is discontinued. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 2.5k offer: earn 2,500 ThankYou Points after spending $500 in first 3…
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List of Recently Launched Good Credit Cards (2018.12 Update)

2018.12 Update: 2018 will end soon, so this post is updated accordingly. Things change fast in the credit card game. There are always some cards discontinued every year, and there are also some good new cards launched every year. In this post, a list of recently launched good credit cards are presented in chronological order. The definition of “good” is subjective,…
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Citi ThankYou Preferred Credit Card Review (2019.9 Update: Still Available via Product Change)

Citi ThankYou Preferred Card Review 2019.9 Update: You can still get this card via product change. Application Link This card is no longer available to apply, but you can get it by converting from other Citi credit cards. Benefits Earn 15,000 ThankYou Points after spending $1,000 in first 3 months.  We estimate that ThankYou Points (TYP) are worth about 1.6…
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Marriott Quietly Loosened Its “No Blackout Dates” Policy

After its merge with SPG program, Marriott incorporated a lot of legacy SPG policies, including the No Blackout Dates policy, stating that if a standard room is available for sale by any means, it should be redeemable using points. However, we recently found that Marriott has changed its no Blackout Dates policy without announcement. Here’s the new policy: 3.2.n.  The…
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Best Savings Accounts & MMA with Top APY in Jul 2021

Emergency fund is a good thing for everybody, and we should put them in a high yield Savings Account or MMA (Money Market Account). Here’s a ranking of Savings Accounts & MMA with top APY (Annual Percentage Yield): Note: only the accounts with $0 monthly fee, available online, and FDIC insured (up to $250,000 per person) are included. These days…
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Marathon in the Sky: Singapore Airlines SQ22 Singapore to Newark, NJ Business Class Review (World’s Longest Commercial Flight)

Back in May Singapore Airlines announced that it would resume world’s longest commercial flight between Singapore and Newark, NJ. The flight distance is 9,534 miles and it takes a jaw-dropping 17 hours and 50 minutes to complete the journey. This route used to be operated by an all-business-class Airbus A340, whose fuel economy was so bad that Singapore Airlines eventually cancelled the…
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How noisy is your airplane cabin?

DEVGRU* (correspondence author), jimmy0017 Long-term exposure to ambient noise can lead to adverse effects on human health, and aircraft cabin is a typical noisy environment. Here, we report the cabin noise level of ten mainstream airframes (other than Boeing 747) based on 48 in situ measurements. Airbus A380 is the quietest plane in the sky. With the exception of Boeing…
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You lose more when Citi cuts Prestige’s 4th night free benefit – and the economics behind it

After a few months’ silence with its premium travel card Citi Prestige, Citi finally rolls out the revision of the premium card’s benefit. A major change is that after 2019.09.01, Citi will allow customers to use its lucrative benefit of fourth-night-free two times per year. Current cardholders can use Citi Prestige card to book (almost) any hotel in the world,…
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