Author Archive: physixfan

WWDC 2017: Apple Announced Person-to-Person Payment Feature in Apple Pay! Maybe a Great News for Churners?

Apple showed a new person-to-person payment feature in Apple Pay in today’s WWDC 2017. The slide showed that this feature will be built in iMessages. It will be available in this fall. We don’t know much information for now, but the person-to-person payment feature can possibly be huge for churners: Is it free to make a debit card transfer? Does it support credit…
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FNBO TravElite Credit Card Review (Discontinued)

First National Bank TravElite American Express Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 25,000 points to redeem for a $250 statement credit, when you spend $2,500 in the first 3 billing cycles. The points earned from this card…
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Chase Marriott: Get $15 by Using Samsung Pay

Direct link: https://www.chase.com/digital/digital-payments/samsungpay-offer-campaign Details: To receive your $15 statement credit, use Samsung Pay to make 5 purchases with your Marriott Rewards Credit Card from May 15 to June 15, 2017. Please allow up to 8 weeks after the qualifying purchase(s) post(s) to your account for the statement credit to post to your Ritz-Carlton Rewards credit account. Chase also have similar promos for…
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Chase Marriott/Ritz-Carlton: Get $15/$25 by Using Apple Pay!

I found this small promo on my Chase Ritz-Carlton credit card when I login to my Chase account, but then I found the promo page is public: https://www.chase.com/digital/digital-payments/ritz-applepay-offer-campaign. Chase Marriott credit card has a similar promo as well: https://www.chase.com/digital/digital-payments/applepay-offer-campaign. Details: To receive your $25 statement credit, use Apple Pay to make 5 purchases with your Ritz-Carlton Rewards Credit Card from May 15 to June…
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CSR is going to change the definition of “annual” for its $300 annual travel credit to card member year? (Update: Confirmed!)

2017.05.22 Update: The official webpage has changed its language: “Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.*” The change is officially confirmed. We know that, the definition of “annual” of the CSR $300 annual travel credit is 12 months from every December statement (basically calendar year). By this…
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AmEx Platinum Card for Goldman Sachs Review

The Platinum Card from American Express for Goldman Sachs Review This card has been there for years, but we didn’t mention it before. The main reason is that, it requires you to have a Goldman Sachs account to apply. However, you need to have $10M to be eligible to open a Goldman Sachs account. It is said that if you…
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Luxury Card MasterCard Gold Card Review

Luxury Card MasterCard Gold Card Review 2025.10 Update: The annual fee is increased from $995 to $1,199, and benefits are improved accordingly. This is the first US credit card that has an annual fee above $1,000! (Except the AmEx black card which is invitation only.) Application Link Luxury Card MasterCard Gold Card Benefits This card is 24K-gold plated! It’s really heavy:…
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How to Use VPN to Get Increased Sign-up Bonuses from AmEx (via Incognito Mode) (2018.10 Update: Available via Referral Links As Well Now)

2018.10 Update: Previously you can only see this kind of incognito offers via public links, and the offers generated by referral links are fixed. But recently AmEx has changed their referral system, people find that we can see higher incognito offers via referral links as well! See this post for more details. 2017.4.25 Update: Recently there are a lot of data…
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Amex now offers a new kind of sign-up bonus: earn points for adding an authorized user!

Recently AmEx seems to make a lot of modifications to their system. For example, today some people can see the AmEx Platinum 100k pre-qualified offer even when they already have other Amex cards, this has never happened before. ThunderFat found another interesting new change: on the Amex official webpage, AmEx ED now offers a new kind of sign-up bonus: earn…
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