US Credit Card Guide - Let the banks pay for our trips!

Marcus by Goldman Sachs Savings Account Review (2026.1 Update: Up To $1,500 Deposit Bonus, For Both New&Existing Customers!)

physixfan 2026-01-29 2026-01-29 108 Comments

Marcus by Goldman Sachs Savings Account Review 2026.1 Update: There is currently a deposit bonus promotion. The enrollment link is here, and the bonus-to-deposit tiers are shown in the table below. The bonus rate is very attractive. Considering that Marcus already offers a fairly competitive interest rate, it’s even better if you can stack this with an additional referral boost….
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Savings Accounts / MMA

Goldman Sachs, Savings Accounts / MMA

Best Credit Card Signup Bonus Offers in Jan 2026

physixfan 2026-01-25 2026-01-25 136 Comments

Earning credit card signup bonuses is one of the best ways to acquire a large amount of miles/points in a short period of time and can lead to a 20% or more return on your spending. By combining great signup bonuses with rewards credit cards that provide the best return on everyday purchases, you will be amazed at how many free…
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Credit Cards Comparison

Best Sign-Up Bonus

Bilt Cash Review: Bilt’s 2nd Rewards System, A Very Thick Coupon Book

physixfan 2026-01-24 2026-01-24 4 Comments

A few days ago, Bilt officially announced how Bilt Cash works. It’s… complicated. This article is dedicated to walking through it in detail. What Is Bilt Cash Bilt Cash is a second rewards system launched by Bilt, separate from Bilt Points. Bilt Points are extremely popular thanks to excellent transfer partners (including Hyatt, Japan Airlines, Alaska Airlines, United, etc.) and…
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Bilt Summaries

Bilt Card

IHG One Rewards Premier Credit Card Review (2026.1 Update: 175k Offer)

physixfan 2026-01-22 2026-01-22 74 Comments

IHG One Rewards Premier Credit Card Review 2026.1 Update: The new offer is 175k. Offer expires on 2026.3.18. 2025.9 Update: The new offer is 165k. [2025.10 Update] The higher offer is expired. The current offer is only 140k. 2025.5 Update: There’s a 5FN offer (up to 60k each). This is the best offer on this card. [Expired] Application Link Chase…
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Chase

Chase, Hotel Credit Card, IHG One Rewards, No Foreign Transaction Fee

BoA Air France KLM Credit Card Review (2026.1 Update: 70k Offer; Small Improvements)

ThunderFat 2026-01-22 2026-01-22 34 Comments

BoA Air France KLM World Elite Mastercard Review 2026.1 Update: The new offer is 70k. Also, there are a few improvements and changes: New benefit: earn 3x miles on dining. The earning of XP is improved: Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) when you spend at least $15,000. Plus,…
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BoA

Air France (AF), Airline Credit Card, Bank of America (BoA), No Foreign Transaction Fee, Royal Dutch Airlines (KLM)

Capital One Venture Rewards Credit Card Review (2026.1 Update: 75k+$250 Offer)

ThunderFat 2026-01-20 2026-01-20 53 Comments

Capital One Venture Rewards Credit Card Review 2026.1 Update: The new offer is 75k + $250 Capital One travel credit. 2025.5 Update: The 75k+$250 offer is expired. The current offer is only 75k. 2025.2 Update: The new offer is 75k + $250 Capital One travel credit. Learn More Capital One Venture Benefits 75k+$250 offer: earn $250 to use on Capital…
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Capital One

Capital One, Capital One (C1) Miles, Metal Card, No Foreign Transaction Fee

Bilt 2.0: Explaining the Two Options to Earn Points on Rent and Mortgage

physixfan 2026-01-17 2026-01-24 3 Comments

After Bilt 2.0 was released, the mechanism for earning points on rent and mortgage payments turned out to be overly complicated, drawing a flood of negative feedback. As a result, the CEO rushed out a “patch” and introduced a second way to earn points on rent and mortgage payments (see Option 1 below). One of the biggest selling points of…
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Bilt Summaries

Bilt Card

Bilt Palladium Card Review (New Card, $495 Annual Fee, 50k Bilt Points + $300 Bilt Cash + Bilt Gold Offer)

physixfan 2026-01-17 2026-01-17 6 Comments

Bilt Card 2.0: Bilt Palladium Card Review Application Link Bilt Palladium Terms Apply Features and Benefits 50k Bilt Points + $300 Bilt Cash + Bilt Gold Welcome Offer: Earn $300 of Bilt Cash when you apply and get approved; earn 50,000 Bilt Points + Bilt Gold status after spending $4,000 (excluding rent or mortgage) in the first 3 months. This card…
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Other Banks Business Cards

Bilt Card, Cardless, No Foreign Transaction Fee, Premium Credit Card

Bilt Obsidian Card Review (New Card, $95 Annual Fee, $200 Bilt Cash Offer)

physixfan 2026-01-17 2026-01-17 3 Comments

Bilt Card 2.0: Bilt Obsidian Card Review Application Link Bilt Obsidian Terms Apply Features and Benefits $200 Bilt Cash Welcome Offer: Earn $200 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt Cash, which we’ll explain in detail below. Based on our own valuation (not an official estimate…
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Other Banks

Bilt Card, Cardless, No Foreign Transaction Fee

Bilt Blue Card Review (New Card, No Annual Fee, $100 Bilt Cash Offer)

physixfan 2026-01-17 2026-01-17 4 Comments

Bilt Card 2.0: Bilt Blue Card Review Application Link Bilt Blue Terms Apply Features and Benefits $100 Bilt Cash Welcome Offer: Earn $100 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt Cash, which we’ll explain in detail below. Based on our own valuation (not an official estimate…
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Other Banks

Bilt Card, Cardless, No Foreign Transaction Fee

British Airways Visa Signature® Card Review (2026.1 Update: 90k Offer)

physixfan 2026-01-16 2026-01-16 59 Comments

British Airways Visa Signature® Card Review 2026.1 Update: The new offer is 90k. HT: DoC. 2025.9 Update: The new offer is 100k. [Expired] 2025.4 Update: The new offer is 100k. [Expired] Application Link Chase British Airways Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in 3 months. The recent best offer is 100k. We value BA Avios…
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Chase

Airline Credit Card, British Airways (BA), Chase, No Foreign Transaction Fee

World of Hyatt Credit Card Review (2026.1 Update: 5 FN Offer)

physixfan 2026-01-15 2026-01-15 90 Comments

World of Hyatt Credit Card Review 2026.1 Update: The card is currently offering 5 Free Nights. 3 FN after $5000 spend within 3 months of account opening and extra 2 FN after total of $15,000 spend within 6 months. Each FN cert can be used to redeem a standard room award at participating category 1-4 World of Hyatt hotels worldwide. 2025.11…
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Chase

Chase, Hotel Credit Card, No Foreign Transaction Fee, World of Hyatt

Amex Rewards Checking Account (2026.1 Update: $250 Offer)

physixfan 2026-01-14 2026-01-14 45 Comments

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2026.1 Update: The new offer is $250. 2025.3 Update: The new offer is $250. Offer expires on April 15, 2025. 2023.9 Update: The new offer is $250. Offer expires on Oct 31, 2023. Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer…
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Checking Accounts

American Express (AmEx), Checking Accounts, Membership Rewards (MR)

Marriott Bonvoy Boundless® Credit Card Review (2026.1 Update: 5FN Offer!)

ThunderFat 2026-01-08 2026-01-08 68 Comments

Marriott Bonvoy Boundless® Credit Card (Formerly Chase Marriott Rewards Premier Plus Credit Card) Review 2026.1 Update: The new offer is 5FN (up to 50k)! This is one of the best offers on this card. In addition, there’s a special $100 Airline Credit for 2026 only: earn $50 statement credit by spending $250 or more on airlines directly in Jan-Jun, and…
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Chase

Chase, Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee

BoA Alaska Atmos Ascent Credit Card Review (2026.1 Update: 80k Offer Still Alive)

physixfan 2026-01-04 2026-01-04 3 Comments

Atmos™ Rewards Ascent Visa Signature® Card Review 2026.1 Update: The 85k offer is expired. Currently there’s only a 60k regular offer. We realized that some link we previously saved still show 80k offer. 2025.8 Update: There’s a 85k offer link now. This is supposed to be the inflight offer, but the application link is retrieved. Application Link BoA Alaska Atmos…
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BoA

Airline Credit Card, Alaska Airlines (AS), Bank of America (BoA), No Foreign Transaction Fee