Wells Fargo AutographSM Card Review
Contents
Application Link
Benefits
- 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k.
- The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest offer is worth $300.
- Earn 3x points for: restaurants; travel; gas stations; transit; popular streaming services; and phone plans. Earn 1x points for other purchases.
- $600 cell phone insurance: Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a $25 deductible) protection against damage or theft.
- No foreign transaction fee.
- No annual fee.
Wells Fargo Points
Wells Fargo points are the rewards points for these cards: Wells Fargo Autograph and Wells Fargo Autograph Journey. Besides redeeming for cash at 1:1 ratio, you can transfer points to these airlines/hotels partners:
- Aer Lingus (EI) Avios
- Air France (AF)/KLM Flying Blue
- Avianca (AV) LifeMiles
- British Airways (BA) Avios
- Iberia (IB) Avios
- [New] JetBlue (B6) TrueBlue
- Virgin Atlantic (VS) Flying Club & Virgin Red
- Choice Privileges (1:2)
Except Choice Privileges (1:2), the transfer ratio is 1:1.
Recommended Application Time
- We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
- [6 month rule] You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.
Summary
This card has a decent welcome offer for a no annual fee card. Its earning structure is also quite decent as you can earn 3x on a very large range of spending categories.
Historical Offers Chart
Application Link
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