HSBC Gold Credit Card Review
2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued.
- 0% Introductory APR on Purchases and Balance Transfers for the first 18 months from Account opening.
- No foreign transaction fee.
- No annual fee.
- No sign up bonus.
- No rewards.
- Balance transfer fee still exists: A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check.
Recommended Application Time
- The time when you really need to borrow money from banks.
This card is good for people who really need to borrow money from banks, and is not suitable for people seeking rewards.