HSBC Cash Rewards Credit Card Review
2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued.
- Earn 1.5% cash back on all purchases.
- No foreign transaction fee.
- No annual fee.
- No welcome offer.
Recommended Application Time
- We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
1.5% cash back on everything is not impressive compared to Citi Double Cash (DC) which earns 2% cash back everywhere with no annual fee. Besides, HSBC has a bad service comparing to US banks. The sign-up bonus (which is just so so) is the only reason to get it.