A Beginner’s Guide to Air Canada (AC) Aeroplan Miles

In this post, we are going to talk about Aeroplan, a frequent-flyer program of Air Canada (AC). Aeroplan is considered as one of the most rewarding loyalty programs in the Star Alliance. This is partly attributable to AC’s good records itself and its extensive collaboration with other Star Alliance members including United Airlines (referred as United hereafter). On one hand,…
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Introduction to Amex Membership Rewards (MR) I: How to Earn

AmEx Membership Rewards (MR) is one of the three major rewards point systems (MR, TYP, UR) in the United States. For quite a long time they have been competing with the Chase Ultimate Rewards (UR) system with their ability to earn points fast and flexibility to redeem/transfer points. Our review of Membership Rewards (MR) points consists of two parts: in…
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What Credit History Should I Have To Apply For Credit Cards? (2015.8 Update)

We often see such kind of questions in comments or forum: How difficult is it to get XX credit card? What credit history do I need to get XX credit card? Well, the correct answer is always: It depends, YMMV (Your Mileage May Vary). But there are still some statistics from the data points online. Here let’s summarize the (conservative)…
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Introduction to Citi ThankYou Point (TYP) I: How to Earn

Citi ThankYou Points (TYP) is the rewards system of Citi credit cards. Citi ThankYou Points, although less popular than Chase Ultimate Rewards, is still very useful and promising. This is the first post in the introduction to TYP series, and the second one is Introduction to Citi ThankYou Point (TYP) II: How to Use. Our reviews consists of two parts: How…
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Chase Ultimate Rewards (UR) Part 2 – Burning UR

In the first installment of the Guide to Transferrable Points Currencies, we discussed the different ways in which you can earn Earning Chase Ultimate Rewards (UR). In Part 2 – Burning UR, we discuss how to redeem these points. 0. Overview There are four main redemption options for spending UR: Click “Explore and book travel” under “Use points” if you choose to redeem your UR…
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AmEx Frequently Asked Questions (FAQ) (2015.8 Update)

About Credit Card Application 1. Does Amex limit the number of cards individual can keep? Unlike other banks, Amex has a limit that individual can only keep no more than 4 credit cards, including personal cards and business cards. Note that this restriction is only for credit card, charge cards such as Platinum, Premier Rewards Gold (PRG) are not included, neither…
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Common Bank & Credit Card & Airlines & Hotels Abbreviations (2015.8 Update)

Click the link for more information. Welcome for comments if you think we should add more abbreviations. Bank & Credit Card Abbreviations AA: Citi AAdvantage Platinum Select Credit Card, also American Airlines AA EXE: Citi AAdvantage Executive AF: Annual Fee AGC: American Express Gift Card AmEx: American Express Amex HH: AmEx Hilton HHonors Credit Card AOR: App-O-Rama, apply for several…
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