JAL USA Card Credit Card Review
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Author Archive: physixfan
Summary of Credit Card Trip Delay Benefits
Today let us talk about Trip Delay Insurance. Most of common trip interruption and cancellation can be reimbursed by most of credit cards with extremely strict conditions, such as extreme weather or illness. However, conditions required by Trip Delay Insurance are not as strict as those required by credit cards described above. For example, trip delays of common flights caused…
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The Redbird is Dead
According to the data points from FlyerTalk and Reddit, from 2015.10.12, the Redbird can only be fed with cash. Redbird, died at the age of 13 months, R.I.P. For the people who keep Redbird as your pet, you need to consider change product. Note that you need to wait all transactions to be settled before changing.
AmEx Gold Card Old Version Review (Discontinued)
American Express Gold Card Review Attention! This card is AmEx Gold Card Old Version which is already discontinued, the new AmEx Gold Card (formerly known as AmEx Premier Rewards Gold (PRG)) is here: AmEx Gold Card. Application Link This card no longer accepts new applications. Benefits Earn 25,000 Membership Rewards (MR) Points after spending $1000 in first 3 months! This credit card…
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A Beginner’s Guide to Delta Airlines (DL) SkyMiles
Three Major Airlines: UA,AA,DL. The mile guides for the former two have been introduced before, where goes the indispensable DL? Today in this post, we will introduce the elementary mileage knowledge of Delta Air Lines (DL). The previously well-know SkyPesos, can we get rid of it now? 1. How to Earn Delta SkyMiles 1.1. Taking the flights Delta and UA are…
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What Is the Best Way to Buy an iPhone (Introduction)
Apple’s new models were unveiled last week. If joining the queues for the latest iPhone is one of your plans, I am pretty sure this new iPhone 6s or 6s Plus will still cost you an arm and a leg. And that’s exactly why we are here posting this guide to help you get the cheapest deals without much effort….
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A Beginner’s Guide to American Airline (AA) AAdvantage Miles
Yesterday I wrote a post about my business class flight from Chengdu to New York redeemed with AA miles. Many friends showed great interest in my post. So today let’s talk about how to use AA miles redemption. We would be more than glad if this post could be of any help. And we are going to talk more in…
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What Credit History Should I Have To Apply For Credit Cards? (2015.8 Update)
We often see such kind of questions in comments or forum: How difficult is it to get XX credit card? What credit history do I need to get XX credit card? Well, the correct answer is always: It depends, YMMV (Your Mileage May Vary). But there are still some statistics from the data points online. Here let’s summarize the (conservative)…
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US Bank Radisson Visa Credit Card Review (Discontinued)
US Bank Radisson (Formerly Club Carlson) Rewards Visa Card Review 2022.4 Update: This card is now discontinued. Application Link US Bank Radisson Visa Benefits 30k offer: earn 30,000 Radisson points after spending $1,000 within the first 90 days. We value Radisson points at 0.4 cents/point (See Hotel Points Value), so the 30k highest sign-up bonus worth about $120. Click here to see how many points…
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How Long Should I Wait Between Credit Card Applications (2015.8 Update)
One common way to apply for credit cards is to apply for several cards in the same day, and repeat every three months, which is call App-O-Rama (AOR). The reason to do AOR is that it takes some time for the new accounts to show up on credit reports, so other banks can’t see the new accounts in the same…
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US Bank Radisson Visa Signature Credit Card Review (Discontinued)
US Bank Radisson (Formerly Club Carlson) Rewards Visa Signature Credit Card Review 2020.6 Update: This card is discontinued. Note that don’t confuse this card ($50 annual fee) with US Bank Radisson Premier Visa Signature ($75 annual fee). 2018.3 Update: The Club Carlson rewards program is now rebranded as Radisson. Application Link This card no longer accepts new applications. If you have this…
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How To Improve Credit Score
Credit Report and Credit Score (mostly by FICO) are key factors in approval of credit cards. For credit cards owners, it is very important to know about their Credit Reports and FICO Credit Scores. We have talked about several ways to get free Credit Report and Credit Score in How to Get Free Credit Reports And Scores. The next question…
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Characteristics of Major Banks (2015.8 Updated)
The tendency of credit card issuing policy differs from bank to bank in America. Even customers with very high credit scores might sometimes face a rejection: what is going on? Which bank should we try if we are looking for a high credit limit? Which bank offers the credit card that is the easiest to get approved? In order to find us…
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Does Credit Limit Increase Needs a Hard Pull (2015.6 Updated)
Credit Limit Increase (CLI) can make normal spending more smoothly, and by indirectly decreasing the utilization, you might improve your credit score because of this. Some banks, however, pull the credit report from one of the credit bureaus when you request a CLI, it’s called Hard Pull (HP), which is somewhat harmful to your credit history. So it’s necessary to figure out which…
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Barclaycard US Airways Credit Card Review (Discontinued)
US Airways World Premier MasterCard Review Application Link This card no longer accepts new applications. Existing cards have been converted to AAdvantage Aviator Red MasterCard (also do not accept application). If you are interested in American Airlines credit card, or US Airway (now part of American Airline) credit card, our recommendation is Citi AAdvantage Platinum Select MasterCard. Recommended Downgrade Options AAdvantage Aviator MasterCard