Author Archive: Geo

Amex Business Platinum Card Review (2021.4 Update: 130k Offer!)

The Business Platinum Card from American Express Review 2021.4 Update: There is a 130k offer after spending $15,000 in the first 3 months! Can potentially be had via opening a referral link in Incognito. This is the best offer in recent years. 2021.1 Update: There is a 110k offer after spending $15,000 in the first 3 months! Can potentially be…
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Amex Business Gold Card Review (2021.4 Update: 85k Offer!)

American Express Business Gold Card Review 2021.4 Update: The new offer is 85k. This is the best public offer on this card! 2021.2 Update2: There are 80k and 90k targeted offer, if you are interested please click the links and log in to see if you are targeted (see Application Link section below). HT: DoC. 2021.2 Update: The new offer is 70k,…
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AmEx Blue Business Plus Credit Card Review (2021.3 Update: 10k Offer; 50k Targeted Offer)

Blue Business Plus Credit Card from American Express Review 2021.3 Update: There’s 50k targeted offer. HT: DoC. It’s a fantastic offer but I think only a few people get targeted. 2020.11 Update: The offer is back to the regular 10k offer. 2020.8 Update: The new offer is $300: earn statement credits for any amount spent at Dell Technologies, DocuSign, and/or FedEx, up…
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US Bank Altitude Reserve Credit Card Review (2021.3 Update: 50k Offer; $325 Credit Can Be Used On Dining Permanently)

US Bank Altitude Reserve Visa Infinite Card Review 2021.3 Update: The $325 travel credit now can be used on dining permanently (perviously it was a temporary benefit for COVID). This change is really nice. Also, the annual fee for authorized user is now $0 (perviously $75). The authorized user card is basically useless though. It does not come with a…
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AmEx Platinum Card Review (2021.1 Update: 100k + 10x on Grocery&Gas, New $30 PayPal Credit per Month)

The Platinum Card from American Express Review 2021.01 Update: Paypal credits are live now until June 30, 2021. $30 each month for 6 months should be worth the full $180 given the large amount of retailers that accept Paypal! Also, for those who have had this card since before Nov 1, 2020, be sure to check your AmEx Offers for…
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AmEx Green Card Review (2021.3 Update: 50k Offer)

American Express Green Card Review 2021.3 Update: There』s 50k offer plus +$200 home improvement credit. That』s the best ever offer on this card. Application Link AmEx Green 50k – It is possible to see a 50k MR offer with $2,000 spending requirement. Note that you have to use the incognito mode or empty the cache in your browser to see the higher…
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Ink Business Preferred℠ Credit Card Review (2020.6 Update: 100k Offer)

Ink Business Preferred℠ Credit Card‎ Review 2020.6 Update: The 80k offer is expired. There is only 100k offer (with high spending requirement) now. 2020.3 Update: There is a new 100k offer, which requires $15k spending in 3 months. This spending requirement is huge. The 80k offer links are still alive, which only requires $5k spending in 3 months. You can choose…
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PSA: Activate Your 5% Bonus Categories for 2021 Q2 Now!

2021.3 Update: 2021 Q2 (Mar., Apr., May.) 5% categories are released! Now it’s the time to activate them. A number of credit cards offer 5% cashback in categories that rotate every quarter (three months).  If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, US Bank Cash Plus, or ABOC Platinum Rewards cardholder, use the links provided…
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Citi® Double Cash Card Review (2020.1 Update)

Citi® Double Cash Card (DC) Review [2019.9 Update]: This card has been revamped. Now cashback can be transferred to Citi ThankYou Points (TYP) at a ratio of 1:1, meaning every dollar spent on the DC earns the equivalent of 2 TYP. If you have the Citi Premier or Citi Prestige and are able to redeem points at 1.25 cents per…
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Hyatt Residence Club Coconut Plantation (Bonita Springs, Florida) – Trip Report

Introduction The Hyatt Residence Club (HRC) Coconut Plantation is located in Bonita Springs on Florida’s Gulf Coast. It is one of sixteen timeshare properties in the HRC portfolio, including one of five in Florida. Earlier this year I was solicited by HRC for a three-night stay at the Coconut Plantation wherein we would pay $262 including taxes and receive three…
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Hyatt Residence Club Coconut Point Timeshare Promo – Bonita Springs, Florida [TARGETED]

Introduction Earlier this year I received a promotional email from Hyatt offering a three night stay at the Hyatt Residence Club (HRC) Coconut Plantation located in Bonita Springs, Florida. For $262 including all taxes and fees, I would receive a $100 room credit or 10,000 World of Hyatt points and three nights in a one-bedroom king condominium. The catch? I’d…
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Guide to the FICO Credit Score

Introduction A credit score is a three-digit number that represents “creditworthiness,” or the degree of perceived risk a lender is assuming by providing an individual with credit.  A credit score is generated through a statistical analysis of a credit report based on five primary factors, including payment history, amount of outstanding debt owed, length of credit history, types of credit,…
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