American Express is giving a lot these days. We’re seeing highest ever offer on Platinum card now, as well as extra benefits on many cards they announced at the beginning of 2021. Now they’re offering better signup bonus offers on many cards via referral links! As shown above, you can earn an extra $200 credits on eligible purchases at select…
Read more
Introduction If you are involved with this hobby for long enough, you will start to run out of credit card products from the big issuers that you can apply for. This is the time when you should start branching out and finding other issuers. Below is a compilation of credit cards issued by smaller banks and credit unions. If there…
Read more
AmEx and their Rewards Abuse Team (RAT) is trying their best these days to punish any abusive behavior. Today, a new development happened: some people got their airline fee credit clawed back! The airline fee credit is a benefit for several premium credit cards, for example: AmEx Hilton Aspire ($250), AmEx Platinum ($200), AmEx Gold ($100). It used to be…
Read more
2019.12 Update: There is a new place to check prequalified offer: in the United Airlines APP! See below for details. HT: FM. Chase is one of our favorite banks because of their great credit card sign-up bonuses and benefits. For that reason, many people are eager to get additional Chase cards. Unfortunately, Chase implemented the following rule in May 2015:…
Read more
With American Express continuing to target more and more users with an all time best offer to upgrade to the Marriott Bonvoy Brilliant American Express Credit Card, I thought I would highlight something I found recently regarding the $300 Marriott Statement Credit. When I upgraded back in November 2018 I shortly after made some purchases totaling $251.52 that were quickly…
Read more
If you are a long time reader of our blog, you must have known that for many of AmEx cards, you may see increased signup bonuses if you open the application link in incognito mode or with the help of VPN. Here is a table of regular bonuses v.s. incognito increased bonuses. These incognito bonuses are stable for a few…
Read more
2020.2 Update: It seems the concept of “stud card” is no longer valid. All amex cards have the same effect now. 2019.5 Update: According to data points on reddit, AmEx Biz Gold and Biz Platinum now become “stud cards” as well. They have the highest referral bonuses, so if you have them, they are the best cards to generate referral…
Read more
[2019/03/13 Update] – I just received another mailer for a Business Gold card with a new link to try if you have been unsuccessful enrolling thus far. AmEx is sending out physical mailers for a promotional offer where charge card holders can earn 10,000 MR points per account by enrolling in the “Pay Over Time” feature. There are no additional…
Read more
2018.12 Update: 2018 will end soon, so this post is updated accordingly. Things change fast in the credit card game. There are always some cards discontinued every year, and there are also some good new cards launched every year. In this post, a list of recently launched good credit cards are presented in chronological order. The definition of “good” is subjective,…
Read more
Things change fast in the credit card game. There are always some good new cards launched every year, and there are also some cards discontinued every year. In this post, we collected a list of recently discontinued good credit cards, for everyone to cherish the memory of the past. The definition of 「good」 is subjective, and here we treat the…
Read more
After a few months’ silence with its premium travel card Citi Prestige, Citi finally rolls out the revision of the premium card’s benefit. A major change is that after 2019.09.01, Citi will allow customers to use its lucrative benefit of fourth-night-free two times per year. Current cardholders can use Citi Prestige card to book (almost) any hotel in the world,…
Read more
It’s been a while that you can use your AmEx cobranded card to refer other related cards in the same series. For example, if you have the Delta Gold card, then you can refer Delta Gold, Delta Platinum & Delta Reserve, and their business version. This is true for Hilton series and Marriott series as well. Now AmEx further improved…
Read more
2019.2 Update: See this post for a new update about the increased bonuses from referral link. You should already know that, when you apply for some AmEx credit cards, you may see some higher signup bonuses if you use incognito mode, or with a VPN to increase your chance. See this post for details. For example, AmEx Everyday usually has…
Read more
Update: It seems referral links still show the old 24-month term. Get it while you can. Dead now. Previously, Chase Sapphire Preferred (CSP) and Chase Sapphire Reserve (CSR) have a churning rule: The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus…
Read more
Starting from Aug 26, 2018, AmEx and Chase work together to limit the bonuses on their Marriott & SPG co-branded credit cards. Now AmEx SPG cards can affect the eligibility of Chase Marriott credit cards, and vice versa. Here’s a summary of the limits. Chase Co-branded Credit Cards Chase cards have their own limits: Chase 5/24 rule: Chase Marriott Premier…
Read more
