Common Bank & Credit Card & Airlines & Hotels Abbreviations (2015.8 Update)

     2015-08-08     2018-06-21 0 Comments

Beginner's Guide

texting-abbreviation-resized

Click the link for more information. Welcome for comments if you think we should add more abbreviations.

Bank & Credit Card Abbreviations

  1. AA: Citi AAdvantage Platinum Select Credit Card, also American Airlines
  2. AA EXE: Citi AAdvantage Executive
  3. AF: Annual Fee
  4. AGC: American Express Gift Card
  5. AmEx: American Express
  6. Amex HH: AmEx Hilton HHonors Credit Card
  7. AOR: App-O-Rama, apply for several credit cards at the same time
  8. APR: Annual Percentage Rate
  9. ATT: Citi ATT Access More Credit Card. There is another Citi ATT Access credit card with no annual fee, but it’s less common
  10. A+: Barclaycard Arrival Plus Credit Card
  11. BA: Chase British Airways Credit Card, also British Airways
  12. BBR: BoA Better Balance Rewards Credit Card
  13. BCE/BCP: AmEx Blue Cash Everyday Credit Card / AmEx Blue Cash Preferred Credit Card
  14. BoA: Bank of America
  15. CA: Cash Advance, get cash from credit card, usually with very high fees.
  16. CB: Cash Back
  17. CC: Credit Card
  18. Churn (although this is not an abbreviation but also credit card industry slang): repeatedly open (and maybe close) the same credit card for the sign-up bonus
  19. Citi HH: Citi Hilton HHonors Credit Card
  20. CK: Credit Karma
  21. CLI: Credit Line/Limit Increase
  22. CPC: Chase Private Client
  23. CSP: Chase Sapphire Preferred Credit Card
  24. C1: Capital One Bank
  25. DC: mainly Citi Double Cash, also Debit Card
  26. DCC: Dynamic Currency Conversion, should avoid in general because of the fees. Can be avoided by choosing to use local currency for transactions. Usually not a problem for AmEx and Discover.
  27. DD: Direct Deposit
  28. ED/EDP: AmEx EveryDay Credit Card / AmEx EveryDay Preferred Credit Card
  29. EQ: Equifax, one of the three major credit Bureaus in the U.S
  30. EX: Experian, one of the three major credit Bureaus in the U.S
  31. FIA: Fidelity Rewards American Express Credit Card
  32. FR: Financial Review (usually by AmEx), need to provide proof of income, property, etc. Should avoid in general
  33. FTF: Foreign Transaction Fee, a conversion fee (usually 3%) when using foreign currency with your credit card
  34. GC: Gift Card
  35. HP: Hard Pull
  36. IHG: Chase IHG Rewards Club Select Credit Card, also InterContinental Hotels Group
  37. MGC: MasterCard Gift Card
  38. MPC: Chase United MileagePlus Club Credit Card
  39. MPX: MileagePlus X
  40. MR: Membership Rewards, reward program by AmEx
  41. MS: Manufactured Spending
  42. OBC: AmEx Old Blue Cash Credit Card
  43. PRG: AmEx Premier Rewards Gold Credit Card
  44. QS: Capital One Quicksilver Credit Card
  45. RC: Chase Ritz-Carlton Rewards Credit Card
  46. Reserve: Citi Hilton HHonors Reserve Credit Card
  47. SM: Sallie Mae Credit Card
  48. SP: Soft Pull
  49. SPG: AmEx Starwood Preferred Guest Credit Card, also refer to Starwood Preferred Guest, the loyalty program of Starwood
  50. SSN: Social Security Number
  51. Surpass: AmEx Hilton HHonors Surpass Credit Card
  52. TR: BoA Travel Rewards Credit Card
  53. TU: TransUnion, one of the three major credit Bureaus in the U.S
  54. TYP: ThankYou Points, reward program by Citi
  55. UA: Chase United MileagePlus Explorer Credit Card,also United Airlines
  56. UR: Ultimate Rewards, reward program by Chase
  57. USB: US Bank
  58. VGC: Visa Gift Card
  59. 123: BoA Cash Rewards Credit Card
  60. 2BM: 2 Browsers Method, apply for 2 credit cards at the same using different browsers. Same for 3BM, etc.

Airlines Related Abbreviations

  1. Airline Codes. IATA and ICAO both have 2-letter / 3-letter airline codes. Typically people use IATA 2-letter codes for airlines, see here for the full list. Some common airline codes are: UA = United Airlines, AA = American Airlines, DL = Delta Air Lines, BA = British Airways, CX = Cathay Pacific, AC= Air Canada
  2. Airport Codes. As above, typically people use IATA 3-letter codes, see here for the full list. Also refer to IATA’s official website for official codes information
  3. FFP: Frequent Flyer Program
  4. PP card: Priority Pass card, see official website here
  5. PPS: Priority Pass Select, comes free with AmEx Platinum Card and Citi Prestige Credit Card
  6. SA, *A: Star Alliance, includes CA, AC, UA, SQ, NH
  7. OW: One World, includes CX, AA, QR, BA
  8. ST: Skyteam, includes MU, CZ, DL, KE
  9. MR: Mileage Run, fly a lot in a short time to accumulate mileage.
  10. SG, *G: Star Gold, Star Alliance Gold member
  11. CPM: Cent Per Mile, a measure of mileage value
  12. GS: Global Service, top elite status of UA
  13. E+: Economy Plus
  14. PQM/MQM/EQM: Premier/Medallion/Elite Qualifying Miles, refers to UA/DL/AA elite qualifying miles, respectively

Hotel Related Abbreviations

  1. BRG: Best Rate Guarantee
  2. BAR: Best Available Rate
  3. SPG: Starwood Preferred Guest
  4. IHG: Intercontinental Hotels Group
  5. FN: Free Night
  6. FHR: Fine Hotels & Resorts, a benefit of AmEx Platinum Card which gives you discounts, upgrades or other benefits when booking some luxury hotels and resorts
  7. CI/CO: Check In / Check Out

Other Abbreviations

  1. CS(R): Customer Service (Representative)
  2. YMMV: Your Mileage May Vary, which means it may different for different people
  3. YTD: Year to Date
  4. DP: Data Point
  5. FT: FlyerTalk Forum
  6. DoC: Doctor of Credit
  7. TPG: The Points Guy
  8. FM: The Frequent Miler

If you like this post, don't forget to give it a 5 star rating!

[Total: 1   Average: 5/5]
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.