Citi Diamond Preferred Credit Card Review (2018.12 Update: It’s Back)

citidiamondpreferredmc

Citi Diamond Preferred Card Review

2018.12 Update: This card is withdrawn from Citi’s card list in 2018.10, but now it has come back.

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Benefits

  • 0% Introductory APR on Balance Transfers and Purchases for the first 18 months from Account opening.
  • No annual fee.

Disadvantages

  1. No sign up bonus.
  2. No rewards.
  3. It has foreign transaction fee, so it's not a good choice outside the US.
  4. Balance transfer fee still exists: There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.

Recommended Application Time

  1. The time when you really need to borrow money from banks.

Summary

This card is good for people who really need to borrow money from banks, and is not suitable for people seeking rewards.

Historical Offers Chart

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