BoA Cash Rewards 信用卡网购3%商家列表收集

2019年开始,BoA Cash Rewards 信用卡进行了一个改版,其3%返现的类别变成了在几个类别中自己选择一个。在这几个选项中,最引人瞩目的自然是 online shopping 类别,其涵盖范围可以很广。类似于之前的 Citi AT&T 3x 类别商家列表收集贴,本帖也收集一下哪些商家在 BoA Cash Rewards 上算 online shopping 哪些不算。欢迎大家积极汇报数据点!

首先说一下,在这个文档中,BoA 为 online shopping 类别明确列出了一些子类别是被排除了的,它们是:

  • Insurance
  • Utilities
  • Colleges, Universities, Professional Schools and Junior Colleges
  • Membership Organizations
  • Doctors and Hospitals
  • Government Services and Taxes
  • Non-Retail Services
  • Miscellaneous (里面只有一项叫 POI Funding Transactions)

因此那些很明确在这些子类别里的网站就不需要单独汇报数据点了。

算作 3% 的商家

  • aa.com
  • airbnb.com
  • amazon.com
  • apple.com (includes iTunes & Store)
  • bestbuy.com
  • bhphotovideo.com
  • cardcash.com
  • cardpool.com
  • costco.com
  • dell.com
  • dickssportinggoods.com
  • ebay.com (without Paypal)
  • ebay.com (via Paypal)
  • etsy.com
  • facebook marketplace
  • giftcardmall.com
  • giftcards.com 这里数据点有冲突 欢迎大家继续汇报
  • groupon.com
  • kohls.com
  • homedepot.com
  • kroger.com
  • macys.com
  • microsoftxboxlive.com
  • mygiftcardsplus.com (via Paypal)
  • neimanmarcus.com
  • nike.com
  • nordstrom.com
  • officedepot.com
  • points.com
  • qvc.com
  • raise.com
  • rakuten.com
  • samsclub.com 这里数据点有冲突 有人说会被算作2%的类别wholesale 有可能2%的是自提的
  • simon.com
  • staples.com
  • supremenewyork.com
  • target.com
  • ticketmaster.com
  • uber
  • walmart.com
  • walmart pay
  • wish.com
  • yamibuy.com

不算 3% 的商家

  • laundry machine charge
  • mygiftcardsplus.com (without Paypal)
  • plastiq.com (MasterCard version)
  • southwest.com
  • VENTRA (Chicago transit card) loading money in-app

其他

  • plastiq.com (Visa version): Visa版的 BoA Cash Rewards 卡在Plastiq的消费会被算作 Cash Advance 从而得不到任何返现。

    Bank of America Cash Rewards (Visa issued cards only): This card cannot be used to make payments through Plastiq as such transactions will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).

HT: DoC.


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