Amex 在条款中添加了防止滥用酒店报销的语句

Amex Hilton Aspire 卡一向被奉为酒店神卡:持卡就送 Hilton Diamond 会员;虽然年费 $450,但如果每年能把 $250 的航空报销和 $250 Hilton Resort 报销用掉,就已经可以抵消年费;每年还送一个 Free Night,非常划算。

但大家也知道运通近两年一直在严打滥用福利的行为,近期就发生过部分人已经获得的航空报销被回收(通过订票-取消的方式获得报销),同为报销福利的 Hilton Resort Credit 当然也会被“严加看管”。

今天博主 Travel with Grant 在查看自己的 Aspire 卡账单后发现,运通将于5月1日起对 Aspire 卡的条款作出修改,修改内容正是针对 resort 报销:

The benefit terms for the $250 Hilton Resort Credit benefit are being updated to add clarifying language that statement credit(s) received during the reward year may be reversed if the eligible purchase is returned/cancelled, or if you engage in abuse or misuse in connection with the benefit (for example, if you do not maintain an eligible card account for the duration of the reward year).

很明显,运通知道部分人正在滥用此福利,因此修改条款来阻止。根据修改的内容,主要打击的也是目前常见的两类行为:1. 预定 resort,部分 resort 会先收取押金,获得报销后再取消预定退回押金;2. 获得报销后立马关卡。从5月1号起,通过这类行为获得的报销会被收回。实际上运通这两年一直针对此类滥用报销的行为,但经常做的是:不事先通知,直接收回报销,然后再告诉你“发生了什么”。这次是提前预告了。不清楚是否会回溯以前的报销,但从此之后我们不再建议继续利用这类行为获取报销。说不定以后他们弹窗条件和这些行为也会挂钩。

除了 Hilton Aspire 卡,我们还发现 Marriott Bonvoy Brilliant 信用卡已经加入了类似语句:

Statement credit(s) may be reversed if the eligible purchase is returned/cancelled or if we, in our sole discretion, determine that you have engaged in abuse or misuse in connection with the benefit or that you intend to do so (for example, if you do not maintain an eligible Card Account for the duration of the reward year).

同样的,退款(无论主动或被动)都会导致报销被收回。不过万豪这个卡的报销是任何万豪酒店都有效,因此可用性比仅限 resort 报销的 Aspire 卡高一些,$300 报销基本没压力。

H/T: Travel with Grant


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