Wells Fargo Hotels.com 信用卡

Wells Fargo Hotels.com® Rewards Visa® Credit Card 信用卡简介

申请链接

特色

  1. $250 开卡奖励:开卡3个月内消费满 $1,000 可得2个 reward nights,其中每个 reward night 可以抵消 up to $125 每晚。
  2. 没消费 $500 可得一个 stamp,这个 stamp 的用法是攒起来10个 stamp 可以换一个 up to $110 每晚的 reward night。因此消费返现率相当于 2.2%(面值),如果考虑到只能用在 hotels.com 订酒店,需要稍微折价一下。
  3. $600 手机保险:使用此卡付手机话费,即可获得手机损坏及被盗的保险,单次赔付上限为$600。
  4. 无年费。

缺点

  1. Foreign Transaction Fee (FTF) 是存在的,所以出了美国就不要刷了。

建议申请时间

  1. 建议信用历史两年以上,确认对于信用卡有了一定的了解,把能开的好卡都开得差不多了,再申请渣行的卡。
  2. 成为绿卡持有者或者美国公民之后才能办。【2020.11 更新】现在 Wells Fargo 非公民非绿卡也可以批卡了。
  3. You may not be eligible for an introductory bonus rewards offer if you opened a Hotels.com Rewards Visa Credit Card within the last 15 months from the date of this application and you received an introductory bonus rewards offer – even if that account is closed and has a $0 balance.

总结

此卡不如无年费2%返现卡,意思不大。

开卡奖励趋势图

申请链接


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