PayPal Cashback Mastercard® Review (2025.3 Update)

     2022-09-08     2025-07-19 23 Comments

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PayPal Cashback Mastercard® Review

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Benefits

  1. Earn 3% cashback if you make the payment via PayPal; and earn 1.5% cashback on all other purchases.
  2. Redeem Cash Rewards right to your PayPal balance and use them whenever you want. No redemption threshold.
  3. No annual fee.

Disadvantages

  1. No welcome offer.
  2. It has foreign transaction fee, so it's not a good choice outside the US.

Summary

3% cashback rate on payments via PayPal is a good one if you use PayPal a lot.

Historical Offers Chart

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