English - 2/43 - US Credit Card Guide

Chase Sapphire Reserve® (CSR) Review (2025.8 Update: 125k Offer)

physixfan 2025-08-23 2025-08-23 129 Comments

Chase Sapphire Reserve® (CSR) Review 2025.8 Update: The 100k+$500 offer is expired. The new welcome offer is 125k, which is still quite nice. 2025.6 Update: The benefits are completely refreshed. The new welcome offer is 100k+$500, the best ever offer on this card! ContentsOffer LinkBenefitsVaries CreditsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartOffer Link Offer Link Chase Sapphire Reserve…
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Chase

Chase, Dining Card, Metal Card, No Foreign Transaction Fee, Premium Credit Card, Ultimate Rewards (UR)

BoA Alaska Atmos Ascent Credit Card Review (2025.8 Update: 85k Offer)

physixfan 2025-08-22 2025-08-31 0 Comments

Atmos™ Rewards Ascent Visa Signature® Card Review 2025.8 Update: There’s a 85k offer link now. This is supposed to be the inflight offer, but the application link is retrieved. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link BoA Alaska Atmos Ascent Benefits 85k offer: earn 85,000 Alaska Miles after spending $4,000 in first 120…
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BoA

Airline Credit Card, Alaska Airlines (AS), Bank of America (BoA), No Foreign Transaction Fee

BoA Checking Account Review (2025.8 Update: $500 Offer!)

physixfan 2025-08-21 2025-08-21 20 Comments

Bank of America Checking Account Review 2025.8 Update: There’s a new up to $500 offer. Only DD is required. Deadline: 2026.1.31. 2025.2 Update: The $300 offer extended the deadline to 2025.5.31. [Update] Extended to 6.30. [Update] Extended to 7.31. ContentsApplication LinkBenefitsBonus RequirementsDifferent BoA Checking AccountsHow to Avoid the Monthly Fee (Meet Any One of the Requirements Below)SummaryHistorical Offers ChartApplication Link…
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Checking Accounts

Bank of America (BoA), Checking Accounts

Barclays Hawaiian Airlines Credit Card Review (2025.8 Update: 80k Offer)

physixfan 2025-08-21 2025-08-21 18 Comments

Hawaiian Airlines® World Elite Mastercard® Review 2025.8 Update: The new offer is 80k! HT: DoC. Note that HA miles and AS miles are now merged with new name Atmos Rewards. 2024.2 Update: The new offer is 70k with different spending requirement. ContentsApplication LinkBenefitsDisadvantagesIntroduction to HA MilesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Barclays Hawaiian Airlines Benefits…
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Barclays

Airline Credit Card, Barclays, Hawaiian Airlines (HA), No Foreign Transaction Fee

BoA Alaska Atmos Summit Credit Card Review (New Card, 100k Offer)

physixfan 2025-08-20 2025-08-31 1 Comment

The Atmos™ Rewards Summit Visa Infinite® Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link BoA Alaska Atmos Summit Benefits 100k offer: earn 100,000 Alaska Miles after spending $6,000 in first 90 days. Plus a 25k-point Global Companion Award. We value Alaska Miles at 1.6 cents/point (Airline Miles Value), so the 100k welcome…
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BoA

Airline Credit Card, Alaska Airlines (AS), Bank of America (BoA), No Foreign Transaction Fee, Premium Credit Card

BoA Alaska Atmos Business Credit Card Review (2025.8 Update: 85k Offer)

physixfan 2025-08-20 2025-08-28 0 Comments

Atmos™ Rewards Visa® Business Card Review 2025.8 Update: There’s a new 85k offer. It is supposed to be the in flight offer, but the application link is obtained. In the promo code part, any 7 digit number should work. HT: DoC. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link BoA Alaska Atmos Business Benefits…
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BoA Business Card

Airline Credit Card, Alaska Airlines (AS), Bank of America (BoA), No Foreign Transaction Fee

Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2025.8 Update: $200+$100 Offer)

physixfan 2025-08-13 2025-08-14 16 Comments

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review 2025.8 Update: The new offer is $200+$100. 2024.12 Update: The $250 offer is expired. The current offer is $200. 2024.10 Update: The new welcome offer is $250. Now Capital One renamed this SavorOne credit card ($0 annual fee) to Savor, and discontinued the former Savor credit card ($95 annual fee),…
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Capital One

Capital One, Capital One (C1) Miles, Cash Back Credit Card, Dining Card, No Annual Fee, No Foreign Transaction Fee

Capital One VentureOne Rewards Credit Card Review (2025.8 Update: 20k+$100 Offer)

ThunderFat 2025-08-13 2025-08-14 28 Comments

Capital One VentureOne Rewards Credit Card Review 2025.8 Update: The new offer is 20k+$100. 2023.5 Update: The 40k offer is no longer available. The current offer is 20k. 2023.2 Update: There’s a 40k offer on this card. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartLearn More Learn More Capital One VentureOne Benefits 20k+$100 offer: earn 20,000 Capital One Miles after…
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Capital One

Capital One, Capital One (C1) Miles, No Annual Fee, No Foreign Transaction Fee

Capital One Quicksilver Cash Rewards Credit Card Review (2025.8 Update: $200+$100 Offer)

ThunderFat 2025-08-13 2025-08-14 38 Comments

Capital One Quicksilver Cash Rewards Credit Card Review 2025.8 Update: The new offer is $200+$100. 2021.7 Update: The $250 offer is expired. The current offer is $200. 2021.2 Update: The new offer is $250. HT: DoC. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartLearn More Learn More Capital One Quicksilver Benefits $200+$100 offer: earn $200 cash bonus after spending $500 in first…
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Capital One

Capital One, Capital One (C1) Miles, No Annual Fee, No Foreign Transaction Fee

AmEx Blue Cash Preferred (BCP) Credit Card Review (2025.8 Update: $250 Offer; Disney Streaming Credit Increased to $120)

physixfan 2025-08-08 2025-08-08 69 Comments

Blue Cash Preferred Card from American Express (BCP) Review 2025.8 Update: The Disney Streaming Credit is increased from $7/month to $10/month, and no minimum requirement now. The lowest subscription fee is $9.99/month, so you can actually get free subscription with this card now. 2024.9 Update: The higher offer is expired. The current offer is only $250. 2024.6 Update: The new offer…
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AmEx

American Express (AmEx), Cash Back Credit Card, Grocery Card

AmEx Blue Cash Everyday (BCE) Credit Card Review (2025.8 Update: $200 Offer; $84 Disney Streaming Credit Improved)

physixfan 2025-08-08 2025-08-08 104 Comments

Blue Cash Everyday Card from American Express (BCE) Review 2025.8 Update: The $84 Disney Streaming Credit is improved: no minimum requirement now. But actually the lowest subscription fee is $9.99/month, there’s basically no difference from before. 2025.3 Update: There’s only a $200 offer now. 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150…
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AmEx

American Express (AmEx), Cash Back Credit Card, Grocery Card, No Annual Fee

US Bank Altitude Connect Credit Card Review (2025.8 Update: 30k Offer)

physixfan 2025-08-06 2025-08-06 13 Comments

US Bank Altitude Connect Visa Signature Card Review 2025.8 Update: The new welcome offer is 30k, which is the best offer after changed to 0 annual fee. 2024.9 Update: The following are changed on Sep 9, 2024: The annual fee is lowered from $95 to $0! $30 streaming credit is removed. Cell phone protection is removed. The points redemption value…
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US Bank

AmEx Marriott Bonvoy Brilliant Credit Card Review (2025.8 Update: 185k Offer)

physixfan 2025-08-01 2025-08-01 76 Comments

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2025.8 Update: The 185k offer comes back. 2025.5 Update: The higher offer is expired. The current offer is only 155k. 2025.3 Update: The 185k offer comes back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Marriott Bonvoy Brilliant Benefits…
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AmEx

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Premium Credit Card, Starwood Preferred Guest (SPG)

The Heaviest Credit Cards List (2025.7 Update: Citi Strata Elite 19g)

physixfan 2025-07-31 2025-07-31 150 Comments

2025.7 Update: The new card Citi Strata Elite is 19g in weight. 2024.7 Update: The new card Robinhood Gold Card real 10K gold version is 36g in weight! This is the heaviest ever credit card. However, this real 10K gold version is a limited time edition, and you have to refer 10 friends to get it, which is very difficult….
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Credit Cards Comparison

Metal Card

Citigold Checking Account Review (2025.7 Update: $1,500 Offer, Some Other Updates)

physixfan 2025-07-30 2025-07-30 18 Comments

Citigold Checking Account Review 2025.7 Update: It seems starting from 2019, Citigold added a $200 Subscription Rebate benefit: earn up $200 in statement credits for subscriptions made with: Amazon Prime, Costco, Audible, Hulu, Spotify, TSA PreCheck, Global Entry. 2024.10 Update: The new offer is $1,500 with $200k deposit requirement. 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k….
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Checking Accounts

Checking Accounts, Citibank