US Bank Altitude Connect Credit Card Review (2025.8 Update: 30k Offer)

     2025-08-06     2025-08-06 13 Comments

US Bank

US Bank Altitude Connect Visa Signature Card Review

2025.8 Update: The new welcome offer is 30k, which is the best offer after changed to 0 annual fee.

2024.9 Update: The following are changed on Sep 9, 2024:

  • The annual fee is lowered from $95 to $0!
  • $30 streaming credit is removed.
  • Cell phone protection is removed.
  • The points redemption value via “Real-time Rewards” is unchanged! It’s still 1.0 cent/point.

After the revamp, this card has become an excellent card: not only does it offer solid cashback, but it also gives you 4 annual visits to Priority Pass lounges—including access to participating restaurants—all with no annual fee. What more could you ask for?

Application Link

Benefits

  1. 30k offer: earn 30,000 bonus points after spending $1,000 in first 90 days. This is the best offer after changed to 0 annual fee.
  2. Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 30k highest sign-up bonus is worth $300. Note that you can’t transfer the points to US Bank Altitude Reserve to increase points value.
  3. Earn 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center; Earn 4x points on travel, at gas stations and EV charging stations; earn 2x points at grocery stores, grocery delivery, dining, and streaming services; earn 1x point on all other purchases.
  4. 4 free visits to Priority Pass Select (PPS) lounge per Priority Pass Select membership year (not Cardmember year). You can also bring guests, but they count towards the visit times.
  5. Up to $100 credit for Global Entry or TSA Pre application fee.
  6. No foreign transaction fee.
  7. No annual fee.

Disadvantages

  1. The credit cards from US Bank are hard to get approved.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.

Summary

After the revamp in 2024, this card has become an excellent card: not only does it offer solid cashback, but it also gives you 4 annual visits to Priority Pass lounges—including access to participating restaurants—all with no annual fee. What more could you ask for?

Click to expand benefits before 2024.9.9

Benefits

  1. 20k offer: earn 20,000 bonus points after spending $1,000 in first 90 days. The recent best offer is 50k.
  2. Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 50k highest sign-up bonus is worth $500. Note that you can’t transfer the points to US Bank Altitude Reserve to increase points value.
  3. Earn 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center; Earn 4x points on travel, at gas stations and EV charging stations; earn 2x points at grocery stores, grocery delivery, dining, and streaming services; earn 1x point on all other purchases.
  4. 4 free visits to Priority Pass Select (PPS) lounge per Priority Pass Select membership year (not Cardmember year). You can also bring guests, but they count towards the visit times.
  5. $30 annual streaming credit: a statement credit of $30 per 12-month period will be applied within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases.
  6. Up to $100 credit for Global Entry or TSA Pre application fee.
  7. Cell phone protection: get up to $600 per claim and 2 times per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Deductible $25.
  8. No foreign transaction fee.

Disadvantages

  1. $95 annual fee, waived for the first year.
  2. The credit cards from US Bank are hard to get approved.

Summary

The welcome offer is nice. The earning structure is just so so, considering there are other competitors. Note that, generally the credit cards from US Bank are hard to get approved, so if you are new to the credit card game, please to be prepared to get declined and waste a hard pull.

Related Credit Cards

After Applying

  • To check the application status, you can visit this webpage or call (800) 947-1444. If you see the 7-10 days message, it just means they will do a manual review and the outcome could be either approved or denied.
  • US Bank reconsideration line: (800) 947-1444.

Historical Offers Chart

Application Link

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