Author Archive: physixfan
Maximize Your Credit Card Points Values

What is Credit Card Points? Credit card points are rewards points of (bank) reward programs that can be earned through a series of credit cards. There are 4 major credit card points: Chase Ultimate Rewards (UR) AmEx Membership Rewards (MR) Citi Thank You Points (TYP) SPG Starpoints (SPG) Which Credit Cards Can Earn Those Points? The most common credits cards…
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Airline Miles and Frequent Flyer Programs (2015.6 Updated)

Miles and frequent flyer programs (FFP), are often talked about because they help customers save money. However, it is not uncommon that many customers are frustrated with the complex award ticket system and feel overwhelmed by enormous information available on the Internet. Hence, our review here is to provide an easy and ready-to-use guide for those in need. Why you…
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AmEx Old Blue Cash (OBC) Credit Card Review (Discontinued)

Blue Cash from American Express (Old Blue Cash, OBC) Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits For your first $6,500 in purchases in a Reward Year (12 billing periods in a row beginning with the one that starts in…
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Citi ThankYou Preferred Credit Card for College Students Review (Discontinued)

Citi ThankYou Preferred Card for College Students Review 2018.12 Update: This card is discontinued along with Citi ThankYou Preferred. Application Link This card no longer accepts new applications. Benefits College students with zero credit history can get this card. Go to local branch to apply if you have no credit history. Earn 2 ThankYou Points per $1 spent on dining…
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