Barclaycard Wyndham Credit Card Review (2018.7 Update: 45k Offer Is Back)

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Wyndham Rewards Visa Signature Card Review

2018.7 Update: People found a working 45k offer link (see the application link below). The offer is written in the “Bonus Points” part on the bottom. HT: DoC.

2018.6 Update: The 45k offer is expired. There’s only normal 30k offer now.

Application Link

Benefits

  1. 45k offer: earn 30,000 bonus points after your first purchase. Plus, earn an additional 15,000 bonus points after you spend $2,000 on purchases within the first 90 days of account opening. This is the best offer in recent years.
  2. 15,000 points are needed to redeem for one free night at ANY Wyndham hotel. So the 45k highest sign-up bonus is worth 3 free nights at any Wyndham hotel!
  3. Earn 5 points per $1 spent on Wyndham Hotel stays; earn 2 points per $1 spent on eligible gas, utility and grocery store purchases (excluding Target and Walmart); earn 1 point per $1 spent on purchases everywhere else (excluding Wyndham timeshare down payments).
  4. Earn 6,000 bonus points each year.
  5. Automatically receive a Wyndham Rewards PLATINUM Membership. The most interesting benefit is that Wyndham gives you 3000 points each year.
  6. No foreign transaction fee.

Disadvantages

  1. $75 annual fee, NOT waived for the first year.
  2. Typically the free night cannot worth a lot since most Wyndham hotels are not very expensive.

Recommended Application Time

  1. Barclays value the number of recent hard pulls a lot, we recommend you apply when you have less than 6 hard pulls in the past 6 months.
  2. We recommend you apply for this card after you have a credit history of at least one year.

Summary

The 45k highest sign up bonus is worth 3 free nights, which can be decent if you have a good plan. The points earned after paying the annual fee is quite low, so if you don’t want to hold it for a long time, you can consider downgrading it to the no annual fee version before the second year annual fee hits.

Related Credit Cards

Recommended Downgrade Options

After Applying

  • Click here to check Barclays application status.
  • Barclays reconsideration backdoor number: 866-408-4064. Barclays tends to ask various questions and you must know all the answers about personal information and credit report. Besides, you may get HP again, but will be informed in advance. Therefore, think carefully before calling.

Historical Offers Chart

Application Link


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