Recently I conduct a small test about credit scores focusing on the two following points: It is often said that credit scores will be reduced if your many credit cards all have statement balance. Is it true? If the answer is yes, how much influence is it? How much influence should High Utilization Ratio of one single card make? The…
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Before 2015.11.13, you can pay with MR Points on Amazon, and get $15 off $50. Details: 1. You need to use this link to link your MR account and Amazon account. 2. Your order must be at least $50. 3. Only items Sold and Shipped by Amazon.com are eligible for this offer. Digital contents are not eligible. Amazon Gift Cards are not…
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From 2015.11.3 to 2015.12.31, use your Chase Freedom to checkout via Visa Checkout, and spend at least $15, then you can earn a one time $15 cashback: Click this link to enroll. If you don’t have a Vis Checkout account, you need to register for one through this link. Valid through 2015.11.2-2015.12.31. You need to make a purchase on a website…
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2015.11.03 Update: People are starting to receive their 10% cashback. You need to wait for the second statement after the purchase to get this cashback, if you still don’t receive the cashback, please be patient. The datapoints show that, Discover really has the ability to distinguish whether you bought gift cards, you won’t get the 10% cashback for gift cards…
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US Bank LifeMiles Visa Signature Review, the co-branded card with Avianca Airlines (AV) Application Link This card no longer accepts new applications. This card will be automatically converted to US Bank FlexPerks Travel Rewards. The new Avianca co-branded credit cards are Avianca Vuela and Avianca Vida. Benefits Earn up to 20,000 bonus LifeMiles after the first purchase. The best offer is…
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When you apply for a Checking or Savings Account, or some credit cards, the webpage may ask you to certify you are a U.S. Person: “Under penalties of perjury, I certify that: I am a U.S. citizen or other U.S. person.” What is U.S. Person? What is Non-resident Alien? What is Resident Alien? What’s its difference between Permanent Resident? These words…
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Together with the tide of the $300 sign-up bonus for Discover Checking comes the question: what Direct Deposit (DD) really is. The purpose of this short post is to have the problem solved, which would be divided into two parts: the real Direct Deposit and Edge Ball. 1. The Real Direct Deposit Direct Deposit is a deposit of money by a payer directly…
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2015.10.21 Update: Today there’s an email from Giving Assistant, which says they will stop offering 5% cashback on Amazon begins on 11.1! If you need to shop at Amazon in the near future, be hurry to stock pile some Amazon Gift Cards! We’ve been so fortunate to be able to offer you a very generous 5% cash back rate at one…
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JAL USA Card Credit Card Review Application Link JAL USA Card Historical Offers Chart
Today let us talk about Trip Delay Insurance. Most of common trip interruption and cancellation can be reimbursed by most of credit cards with extremely strict conditions, such as extreme weather or illness. However, conditions required by Trip Delay Insurance are not as strict as those required by credit cards described above. For example, trip delays of common flights caused…
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According to the data points from FlyerTalk and Reddit, from 2015.10.12, the Redbird can only be fed with cash. Redbird, died at the age of 13 months, R.I.P. For the people who keep Redbird as your pet, you need to consider change product. Note that you need to wait all transactions to be settled before changing.
American Express Gold Card Review Attention! This card is AmEx Gold Card Old Version which is already discontinued, the new AmEx Gold Card (formerly known as AmEx Premier Rewards Gold (PRG)) is here: AmEx Gold Card. Application Link This card no longer accepts new applications. Benefits Earn 25,000 Membership Rewards (MR) Points after spending $1000 in first 3 months! This credit card…
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Three Major Airlines: UA,AA,DL. The mile guides for the former two have been introduced before, where goes the indispensable DL? Today in this post, we will introduce the elementary mileage knowledge of Delta Air Lines (DL). The previously well-know SkyPesos, can we get rid of it now? 1. How to Earn Delta SkyMiles 1.1. Taking the flights Delta and UA are…
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Apple’s new models were unveiled last week. If joining the queues for the latest iPhone is one of your plans, I am pretty sure this new iPhone 6s or 6s Plus will still cost you an arm and a leg. And that’s exactly why we are here posting this guide to help you get the cheapest deals without much effort….
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Yesterday I wrote a post about my business class flight from Chengdu to New York redeemed with AA miles. Many friends showed great interest in my post. So today let’s talk about how to use AA miles redemption. We would be more than glad if this post could be of any help. And we are going to talk more in…
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