English - 4/43 - US Credit Card Guide

United Quest℠ Card Review (2025.8 Update: 80k Offer)

physixfan 2025-06-24 2025-08-22 98 Comments

United Quest℠ Card (Chase UA Quest) Review 2025.8 Update: The welcome offer is now lowered to 80k. 2025.6 Update2: The new welcome offer is 100k! This is the best ever offer on this card. 2025.6 Update: The welcome offer is now lowered to 80k. ContentsApplication LinkBenefitsVaries CouponsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase…
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Chase

Airline Credit Card, Chase, United Airlines (UA)

Chase Sapphire Reserve for Business℠ Credit Card Review (New Card, 200k Offer!)

physixfan 2025-06-23 2025-08-11 12 Comments

Chase Sapphire Reserve for Business℠ Credit Card Review 2025.6 Update: New card launched. The welcome offer is 200k, which is HUGE! ContentsOffer LinkBenefitsVaries CreditsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartOffer Link Offer Link Chase Sapphire Reserve for Business Benefits 200k offer: earn 200,000 Ultimate Rewards (UR) points after spending $30,000 in the first 6 months. This is…
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Chase Business Card

Chase, No Foreign Transaction Fee, Ultimate Rewards (UR)

PSA: Activate Your 5% Bonus Categories for 2025 Q3 Now!

Geo 2025-06-15 2025-06-15 69 Comments

2025.6 Update: 2025 Q3 (Jul., Aug., Sep.) 5% categories are released! Now it’s the time to activate them. A number of credit cards offer 5% cashback in categories that rotate every quarter (three months). If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your…
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Limited Time Deals

5% Rotating Categories

AmEx Hilton Aspire Credit Card Review (2025.8 Update: 150k Offer)

physixfan 2025-06-12 2025-08-15 53 Comments

The Hilton Honors American Express Aspire Card Review 2025.6 Update: The 175k offer comes back. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] [/su_spoiler] ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx…
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AmEx

American Express (AmEx), Hilton Honors, No Foreign Transaction Fee, Premium Credit Card

AmEx Hilton Credit Card Review (2025.8 Update: 80k Offer)

physixfan 2025-06-12 2025-08-15 118 Comments

The Hilton Honors American Express Card Review 2025.6 Update: The new offer is 100k+$100. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. [Expired] ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Hilton Benefits 100k+$100 offer:…
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AmEx

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee

AmEx Hilton Business Credit Card Review (2025.8 Update: 130k Offer)

physixfan 2025-06-12 2025-08-15 37 Comments

The Hilton Honors American Express Business Card Review 2025.6 Update: The new welcome offer is 150k+25k, it has higher spending requirement than the previous 175k offer. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit…
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AmEx Business Card

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Foreign Transaction Fee

Capital One Spark Cash for Business Review (2025.8 Update: $1,000 Offer)

ThunderFat 2025-06-11 2025-08-16 27 Comments

Capital One Spark Cash for Business Review 2025.8 Update: The new offer is $1,000. 2025.6 Update: The new offer is $1,500, and this is the best ever offer on this card. 2024.10 Update: Surprisingly, this card has come back! It comes with a $750 welcome offer. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartLearn More Learn More Capital One Spark…
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Capital One Business Card

Capital One, Capital One (C1) Miles, No Foreign Transaction Fee

Marriott Bonvoy Boundless® Credit Card Review (2025.7 Update: 3FN Offer)

ThunderFat 2025-06-05 2025-07-18 58 Comments

Marriott Bonvoy Boundless® Credit Card (Formerly Chase Marriott Rewards Premier Plus Credit Card) Review 2025.7 Update: Current offer is 3 FN. 2025.6 Update: The new offer is 5FN (up to 50k). 2025.4 Update: The new offer is 3 FN+50k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Marriott Bonvoy Boundless (This is a…
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Chase

Chase, Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee

Marriott Bonvoy Bold® Credit Card Review (2025.7 Update: 30k Offer)

physixfan 2025-06-05 2025-07-18 58 Comments

Marriott Bonvoy Bold® Credit Card Review 2025.7 Update: The higher offer is expired. The current offers are 30k. 2025.6 Update: The new offers are 60k+1FN (up to 50k). However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.1 Update:…
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Chase

Chase, Hotel Credit Card, Marriott Bonvoy, No Annual Fee, No Foreign Transaction Fee

BoA Alaska Credit Card Review (Replaced by New Card)

physixfan 2025-06-04 2025-08-23 119 Comments

BoA Alaska Airlines Visa Signature Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Ascent. Existing cards are automatically converted. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link BoA Alaska Benefits 65k offer: earn 65,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion…
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Discontinued Credit Cards

Airline Credit Card, Alaska Airlines (AS), Bank of America (BoA), No Foreign Transaction Fee

BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

physixfan 2025-06-02 2025-06-02 44 Comments

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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BoA

Bank of America (BoA), Cash Back Credit Card, No Annual Fee

BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

ThunderFat 2025-06-02 2025-06-02 54 Comments

Bank of America Customized Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per quarter. Therefore, if…
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BoA

Bank of America (BoA), Beginner's Card, Cash Back Credit Card, No Annual Fee

BoA Alaska Business Credit Card Review (Replaced by New Card)

physixfan 2025-05-26 2025-08-23 26 Comments

Alaska Airlines Visa Business Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Business. Existing cards are automatically converted. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsHistorical Offers ChartApplication Link Application Link BoA Alaska Business Benefits 75k offer: earn 75,000 Alaska Miles after spending $4,000 in first 90 days. Plus, earn a $121 companion…
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Discontinued Small Business Credit Cards

Airline Credit Card, Alaska Airlines (AS), Bank of America (BoA), No Foreign Transaction Fee

Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.5 Update: 50k Offer)

physixfan 2025-05-25 2025-05-25 3 Comments

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.5 Update: This is a newly launched card, and its biggest selling point is that it lets you earn points on your mortgage payments. Right now, there』s a 50k point welcome bonus available, ending June 30. ContentsApplication LinkFeaturesDisadvantagesMesa Points OverviewSummaryApplication Link Application Link Mesa Homeowners Card Make sure to use promo code BONUS50…
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Other Banks

No Annual Fee, No Foreign Transaction Fee

Citi® / AAdvantage® Executive World Elite Mastercard® Review (2025.5 Update: 100k Offer)

physixfan 2025-05-22 2025-07-29 41 Comments

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2025.5 Update: The 100k offer has come back. 2024.8 Update: The 100k offer is expired. The current offer is 75k. 2024.5 Update: The 100k offer has come back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Citi® / AAdvantage® Executive World Elite Mastercard®…
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Citibank

Airline Credit Card, American Airlines (AA), Citibank, Metal Card, No Foreign Transaction Fee, Premium Credit Card