Comparison and Summary of Air Credit Policies of Premium Credit Cards

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One table to show the policies of premium credit cards:

 CSRPrestigePlatinum/PRGRitz-Carlton
Annual credit$300$250$200/$100$300
The boundary of the "year"December Statement DateDecember Statement DateJanuary 1stJanuary 1st
How to get the creditAutomaticallyAutomaticallyFirst enroll and choose an airline, then automaticallyYou have to contact customer service representatives
When will the credit postWithin a few daysNext statement dateFrom a few days to several weeksWithin a few days after contact
MPXNoNo???No
Air tickets and award ticket feesYesYesNoYMMV
Airline GCYesYesYesYMMV
Lounge day pass,
seat upgrades,
baggage fees,
in-flight Internet/entertainment,
in-flight meals
YesYesYesYes
Hotel, car rental and other travel expensesYesNoNoNo

Note1: YMMV means Your Mileage May Vary.

Note2: The statement date is NOT the due date. The statement date is always due date minus 1 month plus 3 days for Chase.

Note3: We don’t see AmEx give air credit to MPX purchases since Nov 23, 2016, the day that AmEx Platinum link is leaked. But it is too early to give a conclusion now. Let’s wait and see. The boundary of “year” is Jan 1st, so we still have time.


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