Best Savings Accounts & MMA with Top APY in Jul 2021

130927122657-piggy-bank-savings-620xa

Emergency fund is a good thing for everybody, and we should put them in a high yield Savings Account or MMA (Money Market Account). Here’s a ranking of Savings Accounts & MMA with top APY (Annual Percentage Yield):

Note: only the accounts with $0 monthly fee, available online, and FDIC insured (up to $250,000 per person) are included.

These days the interest rates are changed frequently, so the ranking will also fluctuate a lot. In my own opinion, the difference of the interest rates of the top banks are just zero point something percent, so it’s not necessary to choose a small bank just for a higher rate (some small banks even do a hard pull). In general, I recommend the following banks with a large amount of assets and good service:

Note that you can only withdraw money 6 times for free per billing cycle from a savings account or MMA. This is required by law.


Acknowledgment: DoctorofCredit, HustlerMoneyBlog.


If you like this post, don't forget to give it a 5 star rating!

[Total: 2   Average: 5/5]
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.