Credit Cards

Delta SkyMiles® Gold Card from American Express Review (2025.7 Update: 50k Offer)

Delta SkyMiles®Gold Card from American Express Review 2025.6 Update: The new offer is 80k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 80k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 80k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Gold Targeted offer: AmEx Delta SkyMiles Gold targeted offer. If you…
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Delta SkyMiles® Platinum Card from American Express Review (2025.7 Update: 60k Offer)

Delta SkyMiles® Platinum Card from American Express Review 2025.6 Update: The new offer is 90k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 90k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Platinum Targeted offer: AmEx Delta SkyMiles Platinum targeted offer….
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Delta SkyMiles® Reserve Card from American Express Review (2025.7 Update: 70k Offer)

Delta SkyMiles® Reserve Card from American Express Review 2025.6 Update: The new offer is 100k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 100k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 100k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Reserve Targeted offer: AmEx Delta SkyMiles Reserve targeted offer….
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Marriott Bonvoy Boundless® Credit Card Review (2025.7 Update: 3FN Offer)

Marriott Bonvoy Boundless® Credit Card (Formerly Chase Marriott Rewards Premier Plus Credit Card) Review 2025.7 Update: Current offer is 3 FN. 2025.6 Update: The new offer is 5FN (up to 50k). 2025.4 Update: The new offer is 3 FN+50k. Application Link Chase Marriott Bonvoy Boundless (This is a public offer through Chase direct site only) Benefits 3 FN offer: Earn…
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Marriott Bonvoy Bold® Credit Card Review (2025.7 Update: 30k Offer)

Marriott Bonvoy Bold® Credit Card Review 2025.7 Update: The higher offer is expired. The current offers are 30k. 2025.6 Update: The new offers are 60k+1FN (up to 50k). However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.1 Update:…
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BoA Alaska Credit Card Review (2025.6 Update: 65k Offer)

BoA Alaska Airlines Visa Signature Card Review 2025.6 Update2: The 75k offer is expired. The current offer is 65k. 2025.6 Update: The 75k offer comes back. 2024.11 Update: The 75k offer comes back. Application Link BoA Alaska Benefits 65k offer: earn 65,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion fare in the first year. The…
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BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

Bank of America Customized Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per quarter. Therefore, if…
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IHG One Rewards Premier Credit Card Review (2025.7 Update: 140k Offer)

IHG One Rewards Premier Credit Card Review 2025.7 Update: The higher offer is expired. The current offer is only 140k. 2025.5 Update: There’s a 5FN offer (up to 60k each). This is the best offer on this card. 2025.1 Update: There’s a 5FN offer (up to 40k each). It’s not as good as the previous 5FN (up to 60k each)…
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Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.5 Update: 50k Offer)

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.5 Update: This is a newly launched card, and its biggest selling point is that it lets you earn points on your mortgage payments. Right now, there』s a 50k point welcome bonus available, ending June 30. Application Link Mesa Homeowners Card Make sure to use promo code BONUS50 when applying to get the…
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Citi® / AAdvantage® Executive World Elite Mastercard® Review (2025.5 Update: 100k Offer)

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2025.5 Update: The 100k offer has come back. 2024.8 Update: The 100k offer is expired. The current offer is 75k. 2024.5 Update: The 100k offer has come back. Application Link Citi® / AAdvantage® Executive World Elite Mastercard® Benefits 100k Offer: earn 100,000 AA Miles after spending $10,000 in first…
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Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.5 Update: New Transfer Partner QR 1:1)

Bilt Mastercard® Review 2025.5 Update2: New transfer partner: Qatar Airways (QR). The transfer ratio is 1:1. QR uses the Avios system, and can be transferred between BA Avios, etc. 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to get, because it’s not a partner of UR/MR/TYP/C1 points. It’s great to see…
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AmEx Platinum Card for Morgan Stanley Review (2025.6 Update: 80k Offer)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2025.6 Update: The 150k welcome offer is expired. The current offer is 80k. 2025.5 Update: The new offer is 150k! 2024.5 Update: The new offer is 125k! Application Link AmEx Platinum Card for Morgan Stanley. You need to have a Morgan Stanley brokerage account in order to apply for this card….
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AmEx Platinum Card for Schwab Review (2025.6 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2025.6 Update: The higher welcome offer is expired. The current offer is only 80k. 2025.5 Update: The new welcome offer is 125k! In terms of points alone, this is the highest welcome offer ever offered for this card. Offer ends on 6/11. 2024.11 Update: The new welcome offer is 125k! In terms of…
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