Bank Points Overviews

The redemption structure Merrill+, FlexPerks, UBS points are all based on tiers. If we look at the official description, it may be difficult to get an intuitive points value. A picture is worth a thousand words, let me show you the picture! Merrill+ Points Value Currently basically only the Merrill+ Visa Signature can earn Merrill+ Points. The official terms state: How You Use Your Points: Redeem points for…
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Usage Move your mouse over the point name or airline name to highlight transfer relationships. Move your mouse over any line connecting a point and a mile to see the transfer ratio. The airlines are grouped by alliances. You can use ctrl+F (or cmd+F) to quickly find an airline. Note The transfer ratio of SPG has already considered the 5,000…
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In the table, black numbers represent exact values, grey numbers are estimated values. The estimations of cash value for credit card points include redeeming for store gift cards. The usage of points and miles is very flexible, the point values are only a rough estimation of their true values, so they are somewhat subjective. Some of the point values are from the Mile…
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What is Credit Card Points? Credit card points are rewards points of (bank) reward programs that can be earned through a series of credit cards. There are 4 major credit card points: Chase Ultimate Rewards (UR) AmEx Membership Rewards (MR) Citi Thank You Points (TYP) SPG Starpoints (SPG) Which Credit Cards Can Earn Those Points? The most common credits cards…
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I strongly recommend that before applying a credit card, make a plan. Make sure you can spend such money and then go and apply. If you like this post, don’t forget to give it a 5 star rating!

The redemption structure Merrill+, FlexPerks, UBS points are all based on tiers. If we look at the official description, it may be difficult to get an intuitive points value. A picture is worth a thousand words, let me show you the picture! Merrill+ Points Value Currently basically only the Merrill+ Visa Signature can earn Merrill+ Points. The official terms state: How You Use Your Points: Redeem points for…
Read more

Usage Move your mouse over the point name or airline name to highlight transfer relationships. Move your mouse over any line connecting a point and a mile to see the transfer ratio. The airlines are grouped by alliances. You can use ctrl+F (or cmd+F) to quickly find an airline. Note The transfer ratio of SPG has already considered the 5,000…
Read more

In the table, black numbers represent exact values, grey numbers are estimated values. The estimations of cash value for credit card points include redeeming for store gift cards. The usage of points and miles is very flexible, the point values are only a rough estimation of their true values, so they are somewhat subjective. Some of the point values are from the Mile…
Read more

What is Credit Card Points? Credit card points are rewards points of (bank) reward programs that can be earned through a series of credit cards. There are 4 major credit card points: Chase Ultimate Rewards (UR) AmEx Membership Rewards (MR) Citi Thank You Points (TYP) SPG Starpoints (SPG) Which Credit Cards Can Earn Those Points? The most common credits cards…
Read more

I strongly recommend that before applying a credit card, make a plan. Make sure you can spend such money and then go and apply. If you like this post, don’t forget to give it a 5 star rating!