
Wells Fargo Autograph JourneySM Card Review
Contents
Application Link
Benefits
- 60k offer: earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months.
- Unlimited 5x points on hotels, 4x points on airlines, 3x points on other travel and dining, 1x on other purchases.
- $50 annual statement credit for airfare purchases. Air ticket itself is included.
- No foreign transaction fee.
Disadvantages
- $95 annual fee, NOT waived for the first year.
Wells Fargo Points
Wells Fargo points are the rewards points for these cards: Wells Fargo Autograph and Wells Fargo Autograph Journey. Besides redeeming for cash at 1:1 ratio, you can transfer points to these airlines/hotels partners:
- Aer Lingus (EI) Avios
- Air France (AF)/KLM Flying Blue
- Avianca (AV) LifeMiles
- British Airways (BA) Avios
- Iberia (IB) Avios
- [New] JetBlue (B6) TrueBlue
- Virgin Atlantic (VS) Flying Club & Virgin Red
- Choice Privileges (1:2)
Except Choice Privileges (1:2), the transfer ratio is 1:1.
Recommended Application Time
- We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
- [6 month rule] You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.
Summary
The earning rate for hotels is
