Wells Fargo Autograph Journey Credit Card Review (New Card, 60k Offer)

Wells Fargo Autograph JourneySM Card Review

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Benefits

  1. 60k offer: earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months.
  2. Unlimited 5x points on hotels, 4x points on airlines, 3x  points on other travel and dining, 1x on other purchases.
  3. $50 annual statement credit for airfare purchases. Air ticket itself is included.
  4. No foreign transaction fee.

Disadvantages

  • $95 annual fee, NOT waived for the first year.

Wells Fargo Points

Wells Fargo points are the rewards points for these cards: Wells Fargo Autograph and Wells Fargo Autograph Journey. Besides redeeming for cash at 1:1 ratio, you can transfer points to these airlines/hotels partners:

  • Aer Lingus (EI) Avios
  • Air France (AF)/KLM Flying Blue
  • Avianca (AV) LifeMiles
  • British Airways (BA) Avios
  • Iberia (IB) Avios
  • [New] JetBlue (B6) TrueBlue
  • Virgin Atlantic (VS) Flying Club & Virgin Red
  • Choice Privileges (1:2)

Except Choice Privileges (1:2), the transfer ratio is 1:1.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
  2. [6 month rule] You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

Summary

The earning rate for hotels is

Historical Offers Chart

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