English - 7/43 - US Credit Card Guide

AmEx Marriott Bonvoy Bevy Credit Card Review (2025.8 Update: 155k Offer)

physixfan 2025-03-13 2025-08-01 31 Comments

AmEx Marriott Bonvoy Bevy Credit Card Review 2025.8 Update: The 155k offer comes back. 2025.5 Update: The higher offer is expired. Currently there’s only 135k offer. 2025.3 Update: The 155k offer comes back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Marriott Bonvoy Bevy Benefits 155k offer: Earn 155,000 Marriott points by spending…
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AmEx

American Express (AmEx), Marriott Bonvoy

BoA Air France KLM Credit Card Review (2025.3 Update: 70k Offer)

ThunderFat 2025-03-06 2025-03-06 32 Comments

BoA Air France KLM World Elite Mastercard Review 2025.3 Update: The new offer is 70k. HT: DDG. 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.9 Update: The new offer is 70k. You may see 60k+$150 offer via dummy booking. HT: FM. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link BoA Air France…
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BoA

Air France (AF), Airline Credit Card, Bank of America (BoA), No Foreign Transaction Fee, Royal Dutch Airlines (KLM)

Barclays Wyndham Earner Plus Credit Card Review (2025.3 Update: 90k Offer)

physixfan 2025-03-04 2025-03-04 70 Comments

Wyndham Rewards® EarnerSM Plus Card Review 2025.3 Update: The new offer is 90k, which is a very good one on this card though not the best ever offer. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2023.9 Update: The new offer is 75k, which is a very good one on this card though not…
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Barclays

Barclays, Hotel Credit Card, No Foreign Transaction Fee, Wyndham Rewards

Barclays Wyndham Earner Credit Card Review (2025.3 Update: 60k Offer)

physixfan 2025-03-04 2025-03-04 24 Comments

Wyndham Rewards® EarnerSM Card Review 2025.3 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.9 Update: The new offer is 45k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Barclays Wyndham Earner Benefits 60k offer: earn 60,000 Wyndham points after spending $2,000 in the first…
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Barclays

Barclays, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee, Wyndham Rewards

Barclays Wyndham Earner Business Credit Card Review (2025.3 Update: 75k Offer)

physixfan 2025-03-04 2025-03-04 32 Comments

Wyndham Rewards® EarnerSM Business Card Review 2025.3 Update: The new offer is 75k, note that the spending requirement is high: $12k in 12 months. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2024.9 Update: The new offer is 80k, note that the spending requirement is high: $15k in 12 months. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit…
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Barclays Business Card

Barclays, Hotel Credit Card, No Foreign Transaction Fee, Wyndham Rewards

AmEx Hilton Surpass Credit Card Review (2025.10 Update: 155k Offer)

physixfan 2025-02-28 2025-10-03 55 Comments

The Hilton Honors American Express Surpass Card Review 2025.10 Update: The new offer is 155k. Offer ends on 2026/01/14. 2025.5 Update: The welcome offer is changed back to 130k. 2025.2 Update: The new offer is 130k+1FN. Offer ends on 2025/04/29. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Amex Hilton Surpass Benefits 155k offer:…
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AmEx

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Foreign Transaction Fee

Capital One Venture Rewards Credit Card Review (2025.5 Update: 75k Offer)

ThunderFat 2025-02-19 2025-10-30 50 Comments

Capital One Venture Rewards Credit Card Review 2025.5 Update: The 75k+$250 offer is expired. The current offer is only 75k. 2025.2 Update: The new offer is 75k + $250 Capital One travel credit. 2024.7 Update: The new offer is 75k + $250 Capital One travel credit. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsHistorical Offers ChartLearn More Learn More Capital…
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Capital One

Capital One, Capital One (C1) Miles, Metal Card, No Foreign Transaction Fee

World of Hyatt Business Credit Card Review (2025.7 Update: 60k Offer)

Geo 2025-01-10 2025-07-01 13 Comments

World of Hyatt Business Credit Card Review 2025.7 Update: There’s only the normal 60k offer now. 2025.5 Update: The new offer is 60k + Explorist membership (which expires on 2/28/2026). The spending requirement is $7,000 spending in 3 months, which is higher than before. Personally I don’t think Explorist membership is useful, so it’s not worth the extra spending. 2025.1…
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Chase Business Card

Chase, No Foreign Transaction Fee, World of Hyatt

US Bank Altitude Reserve (UAR) Credit Card Review (2024.11 Update: Discontinued?)

Geo and skysniper 2024-11-11 2024-11-11 65 Comments

US Bank Altitude Reserve Visa Infinite Card Review 2024.11 Update: The application links for this card is dead. It seems to have stopped new applications. At the same time, US Bank Smartly officially launched. 2024.4 Update: The terms&conditions has been updated, and this card is now churnable. You just need to wait for 5 years since the previous welcome bonus….
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US Bank

Metal Card, No Foreign Transaction Fee, Premium Credit Card, US Bank

Apple Card Review (2024.10 Update: $75 Offer)

physixfan 2024-10-30 2024-10-30 216 Comments

Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. ContentsApplication LinkFeaturesDisadvantagesSummaryHistorical Offers ChartApplication Link Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best…
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Other Banks

Apple, Cash Back Credit Card, Goldman Sachs, Metal Card, No Annual Fee, No Foreign Transaction Fee

Citi Priority Package Review (2024.10 Update: $500 Offer)

physixfan 2024-10-16 2024-10-16 31 Comments

Citibank Priority Package Review 2024.10 Update: The $500 offer is extended to 1/7/2025. 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. ContentsApplication LinkBenefitsBonus RequirementsDifferent Citi Checking AccountsSummaryHistorical Offers ChartApplication Link Application Link Citi Priority Package Benefits $500 sign-up…
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Checking Accounts

Checking Accounts, Citibank

Citi Regular Checking Review (2025.1 Update: $450 Offer Expired)

physixfan 2024-10-09 2025-01-08 25 Comments

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2025.1 Update: The $450 offer is expired. Currently there’s no welcome offer. 2024.10 Update: The new offer is $325/$450, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $450 offer. 2024.1 Update: This bank account…
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Checking Accounts

Checking Accounts, Citibank

Costco Anywhere Visa® Card by Citi Review (2025.5 Update)

physixfan 2024-10-07 2025-05-02 61 Comments

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash…
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Citibank

Cash Back Credit Card, No Annual Fee, No Foreign Transaction Fee

AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

physixfan 2024-09-26 2024-09-26 131 Comments

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link…
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AmEx

American Express (AmEx), Grocery Card, Membership Rewards (MR), No Annual Fee

Iberia Visa Signature® Card Review (2025.1 Update: 75k Offer)

physixfan 2024-09-13 2025-01-09 43 Comments

Iberia Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Iberia Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in 3 months. The…
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Chase

Airline Credit Card, Chase, Iberia (IB), No Foreign Transaction Fee