Citi Priority Package Review (2024.1 Update: $500 Offer)

Citibank Priority Package Review

2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k.

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  1. $500 sign-up bonus! Please read below for the requirements to get this bonus.
  2. There is a monthly maintenance fee of $30. You can avoid this by keeping a monthly balance of $50,000.
  3. If you meet the above conditions to avoid the monthly fee, you can also use non-Citi ATMs for free.
  4. No early termination fee. You can close your account at any time, but we recommend you convert your account to the Citi Basic Banking package to avoid the high monthly balance requirement.
  5. If you have Citi Priority checking account, the annual fee of Citi Prestige will be lowered from $450 to $350. The $350 annual fee remains even if you close your Citi Priority account thereafter. [Update: No longer works]

Bonus Requirements

  1. This bonus is only available for new clients. Those who currently have a Citi checking or savings account, or have closed an account within 180 days are not eligible for this offer. Those with a Citi credit card are not exempt from these rules.
  2. Deposit New-to-Citibank Funds into your new checking account within 20 days of account opening. Maintain the required minimum balance in your eligible account for an additional 60 days from the 21st day. See the following table for the relation of bonus and amount of deposit:
    Deposit AmountBonus
  3. Note: only the regular savings account counts, the new product “Citi Accelerate Savings” with higher interest rate does not count.

Different Citi Checking Accounts

Here is a comparison and contrast on the official website.


This account is similar to the old Citigold account, which now requires $200k to open. The $700 highest bonus is really nice, just the deposit requirement is a bit high.

Historical Offers Chart

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