American Express Green Card Review 2023.5 Update: The new offer is 60k+$200, which is the best ever offer on this card! 2022.7 Update: The 50k+$150 offer is expired. The current offer is 45k, and you may need to use incognito mode to see it. 2021.8 Update: The card is now offering 50k MR points after $2000 spend in 6 months, plus 20%…
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2022.12 Update: 2023 Q1 (Jan., Feb., Mar.) 5% categories are released! Now it’s the time to activate them. A number of credit cards offer 5% cashback in categories that rotate every quarter (three months). If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your…
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US Bank Altitude Reserve Visa Infinite Card Review 2022.9 Update: This card used to require existing US Bank relationship to apply online. Now the requirement is removed. However, it is still recommended to have a US Bank checking account before applying in order to significantly improve approval chance. 2021.3 Update: The $325 travel credit now can be used on dining…
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The Business Platinum Card from American Express Review 2022.12 Update: Higher welcome offers are expired. The current offer is only 150k. 2022.8 Update: There’s a new 170k offer with $15k spending requirement. The amount of points is smaller than the 250k+10k offer, but the good thing about this offer is its spending requirement is also smaller. WARNING: using this special link…
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Citi® Double Cash Card (DC) Review 2022.12 Update: The $200 offer is expired. Currently there’s no welcome offer. 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. 2022.3 Update: This card now earns ThankYou Points (TYP) instead of cashback. Since you can always choose to redeem TYP at a fixed ratio 1 cent/point…
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American Express Business Gold Card Review 2023.4 Update: There’s a 130k offer via incognito mode again. 2022.12 Update: Higher welcome offers are expired. The current offer is only 85k. 2022.6 Update2: There’s a 180k+10k offer (spending requirement $20k in 6 months, the latter 10k requires adding an authorized user) via phone call, 855-531-3491. Please verify the welcome offer is 180k+10k, not some…
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Introduction From consumer spending to miles and points, it is tough to currently identify any market where a currency brings you more value today than a year ago. Inflation crushes purchasing power and in an inflationary environment “cash is trash,” leaving many wondering what to do with their savings account or emergency fund. The US Treasury offers a product called…
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World of Hyatt Business Credit Card Review Application Link Chase World of Hyatt Business Benefits 60k offer: Earn 60,000 World of Hyatt points after spending $5,000 within 3 months of account opening. The recent best offer is 75k. Earn 4x points per dollar spent at Hyatt properties. equates to 9x points per dollar spent if you are a World of…
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[2021.08 – We have updated the text and table after finding an errant calculation in our source spreadsheet. Thanks to our readers for bringing this to our attention. However, now the “inflation” is worse than we originally posted!] Introduction The economic concept of inflation is defined as the decline of purchasing power of a given currency over time. This effectively…
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2021.8 Update: Data points are starting to trickle in on Reddit and DoC showing that fixed APR applications are no longer bypassing the Chase 5/24 rule. This includes Green Star/Black Star “Selected for You” and Pre-approved/Pre-qualified offers that would show up on the Chase app and website. The result of submitting an application is immediate denial and no evidence of…
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Chase has implemented a number of positive changes to both the Sapphire Reserve and Sapphire Preferred cards, which go into effect today (August 16, 2021). There will be no immediate impact to the annual fee for either card. The changes identified below will be available immediately to new account holders and apply to existing accounts after the annual cardmember anniversary….
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Blue Business Plus Credit Card from American Express Review 2021.7 Update: The new public offer is 15k (increased from 10k). 2021.6 Update: There’s a new 40k targeted offer you can try. 2021.3 Update: There’s 50k targeted offer. HT: DoC. It’s a fantastic offer but I think only a few people get targeted. Application Link AmEx Blue Business Plus 15k Public…
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Ink Business Preferred® Credit Card Review Application Link Chase Ink Preferred (CIP) Benefits 100k offer: earn 100,000 Ultimate Rewards (UR) points after spending $15,000 within the first 3 months of card membership. We estimate that Ultimate Rewards (UR) points are worth about 1.6 cents/point, see below for a brief introduction. So the 100k highest sign-up bonus could be worth about…
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Introduction If you are involved with this hobby for long enough, you will start to run out of credit card products from the big issuers that you can apply for. This is the time when you should start branching out and finding other issuers. Below is a compilation of credit cards issued by smaller banks and credit unions. If there…
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Introduction The Hyatt Residence Club (HRC) Coconut Plantation is located in Bonita Springs on Florida’s Gulf Coast. It is one of sixteen timeshare properties in the HRC portfolio, including one of five in Florida. Earlier this year I was solicited by HRC for a three-night stay at the Coconut Plantation wherein we would pay $262 including taxes and receive three…
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