Credit Cards

Chase Amazon Prime Credit Card Review (2020.7 Update: $100 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2020.7 Update: The new offer is $100. Application Link Chase Amazon Prime Benefits $100 offer: earn $100 Amazon gift card after approval, no spending requirement. ($60 for non Prime users) Earn 5% cashback at Amazon and Whole Foods if you are an Amazon Prime member (3% if not),  2% cashback at restaurants, gas stations, and drug…
Read more

AmEx Blue Cash Everyday (BCE) Credit Card Review (2020.7 Update: $150 Offer + 20% Back on Amazon up to $200 Back!)

Blue Cash Everyday Card from American Express (BCE) Review 2020.7 Update: Now there’s a new welcome bonus: $150 offer + 20% back on Amazon up to $200 back. As long as you spend $1,000 on Amazon, you can get the full $200. I believe almost everybody can achieve that, so we can think this as a $350 offer in total. This…
Read more

Apple Card Review (2020.7 Update: $50 Offer)

Apple Card Review 2020.7 Update: There is a $50 sign-up bonus (sort of): make a purchase on Apple Service (including Apple Music, TV+, App Store purchases and more), and earn $50. Offer ends on Jul 31, official link is here. Application Link Here is the official page for Apple Card. Apply in the Wallet app on iOS devices. Features Earn 3%…
Read more

Synchrony Verizon Credit Card Review (New Card, Share $1M Among Applicants Before Jun 25)

Verizon Visa Card Review 2020.6 Update: Verizon is going to launch this card on Jun 26. Everyone approved during the early access period (Jun 22 – Jun 25) will split $1 Million Verizon Dollars equally – up to $1000 Verizon Dollars. This promotion will end by 9pm ET on 6/25. Application Link Synchrony Verizon Benefits Limited Time Offer: Everyone approved during…
Read more

US Bank Cash Plus Credit Card Review (2020.6 Update: $150 Offer, Card Art Is Changed)

US Bank Cash+ Visa Signature Credit Card Review 2020.6 Update: Card art is changed. Application Link US Bank Cash Plus Benefits $150 offer: earn $150 after spending $500 within the first 90 days. Earn 5% cash back on first $2,000 combined purchases each quarter on two categories you choose, 2% cash back on your choice of one everyday category, 1% cash back…
Read more

Barclays Uber Credit Card Review (2020.6 Update: Probably Discontinued?)

The Uber Credit Card Review 2020.6 Update: It seems this card is removed from Barclays and Uber, and previous application links are dead. Probably it’s discontinued? Not sure what’s going on. If you want a substitute, you may consider US Bank Altitude Go which is also a no fee card with 4% cashback on dining. 2019.11 Update: The following changes…
Read more

BoA Air France KLM Credit Card Review (2020.6 Update: 25k+$150 Offer)

BoA Air France KLM World Elite Mastercard Review 2020.6 Update: There is a 25k+$150 offer via dummy booking. HT: DoC. Application Link BoA Air France KLM 25k+$150 offer (via dummy booking) BoA Air France KLM 25k+$100 offer Benefits 25k Sign-Up Bonus: earn 25,000 FlyingBlue Miles after spending $1,000 in first 3 months.  We value FlyingBlue Miles at 1.2 cents/point (Airline Miles Value),…
Read more

US Bank Altitude Go Credit Card Review (New Card, 4% Cashback on Dining with No Annual Fee)

US Bank Altitude Go Visa Signature Card Review Application Link US Bank Altitude Go Benefits 20k offer: earn 20,000 bonus points after spending $1,000 in first 3 months. Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 20k sign-up bonus is worth $200. Note that you can’t transfer the points to US Bank Altitude Reserve to increase…
Read more

Chase Sapphire Reserve® (CSR) Review (2020.5 Update: Pay Yourself Back i.e. 1.5 cpp Redemption Is Now Live)

Chase Sapphire Reserve® (CSR) Review 2020.5 Update2: The “Pay Yourself Back” (i.e. 1.5 cents/point redemption) feature is now live: https://ultimaterewardspoints.chase.com/pay-yourself-back/ 2020.5 Update: Several improvements were made because of the COVID-19 pandemic: You can now use your $300 travel credit at grocery stores and gas stations, from Jun 1st to the end of this year. You can now redeem your UR points…
Read more

Chase United TravelBank Credit Card Review (2020.5 Update: Discontinued?)

The United TravelBank Card Review 2020.5 Update: This card is removed from both Chase and United, and all existing application links seem dead. Not sure whether you still can do a product change to this card, data points are welcomed. Application Link Chase United TravelBank Benefits $150 offer: earn $150 TravelBank Cash after spending $1000 in the first 3 months….
Read more

AmEx Platinum Card for Schwab Review (2020.4 Update: 1.25 cpp Cashout Feature Works Again!)

American Express Platinum Card for Schwab Review 2020.4 Update: There were various data points (from DoC, Reddit, and ourselves) showing that there were some technical issues on the 1.25 cpp cashout feature since Apr 25. The points would be deducted first and refunded in less than 5 minutes. But don’t panic! As of the afternoon on Apr 28, we find…
Read more

Chase Slate Credit Card Review (2020.4 Update: Removed from Chase (Temporarily?))

Chase Slate Review 2020.4 Update: This card is removed from Chase, maybe temporarily? I guess it will come back once the COVID-19 pandemic is over. Application Link Chase Slate Benefits Transfer balances with an introductory fee of $0 during the first 60 days your account is open. 0% intro APR for 15 months on purchases and balance transfers from account…
Read more

UBS Visa Infinite Credit Card Review (2020.6 Update: 100k Offer & First Year Annual Fee Waived, Existing Customers Only)

UBS Visa Infinite Credit Card Review 2020.6 Update: Now we are sure about the requirements: you need to be an existing UBS customer and have $250k under their management in order to be eligible for the 100k offer. Otherwise the offer is only 25k ($3,000 spending in 3 months, first year annual fee NOT waived). 2020.4 Update: The new offer is…
Read more

Chase IHG Traveler Credit Card Review (2020.4 Update: 75k Offer)

Chase IHG Rewards Club Traveler World MasterCard Review 2020.4 Update: The new offer is 75k. Application Link Chase IHG Traveler Benefits 75k offer: earn 75,000 IHG points after spending $2,000 in 3 months.  IHG points are valued around 0.5 cents (Hotel Points Value). So the 75k highest offer is worth about $375. Earn 5x points at IHG property, 2x points at dining,…
Read more

Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
Read more