Credit Cards Archives - US Credit Card Guide

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2026.10 Update: 80k Offer; Upcoming Changes)

physixfan 2026-10-28 2026-10-28 142 Comments

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review [2026.10 Update] This card will be refreshed on January 24, 2027. See the official announcement: The annual fee will increase from $99 to $150, still waived for the first year. Existing cardholders will pay the higher fee at their next renewal following the change. The existing 25% savings on AA inflight…
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Citibank

Airline Credit Card, American Airlines (AA), Citibank, No Foreign Transaction Fee

Southwest Rapid Rewards® Priority Credit Card Review (2026.10 Update: 90k Offer)

physixfan 2026-10-27 2026-10-27 41 Comments

Southwest Rapid Rewards® Priority Credit Card Review [2026.10 Update] The new offer is 90k. Note that Southwest has announced significant changes to their program, see this post for details: Southwest’s 2027 Overhaul: Welcome Bonuses Will No Longer Count Toward Companion Pass, A-List Replaced by Silver/Gold/Platinum, and More. [2026.7 Update] The higher offer is expired. Currently there’s only a 60k offer….
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Chase

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

Southwest Rapid Rewards® Premier Credit Card Review (2026.10 Update: 85k Offer)

physixfan 2026-10-27 2026-10-27 69 Comments

Southwest Rapid Rewards® Premier Credit Card Review [2026.10 Update] The new offer is 85k. Note that Southwest has announced significant changes to their program, see this post for details: Southwest’s 2027 Overhaul: Welcome Bonuses Will No Longer Count Toward Companion Pass, A-List Replaced by Silver/Gold/Platinum, and More. [2026.7 Update] The higher offer is expired. Currently there’s only a 55k offer….
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Chase

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

Southwest Rapid Rewards® Plus Credit Card Review (2026.10 Update: 80k Offer)

physixfan 2026-10-27 2026-10-27 1,897 Comments

Southwest Rapid Rewards® Plus Credit Card Review [2026.10 Update] The new offer is 80k. Note that Southwest has announced significant changes to their program, see this post for details: Southwest’s 2027 Overhaul: Welcome Bonuses Will No Longer Count Toward Companion Pass, A-List Replaced by Silver/Gold/Platinum, and More. [2026.7 Update] The higher offer is expired. Currently there’s only a 50k offer….
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Chase

Airline Credit Card, Chase, Southwest Airlines (WN)

Citi® / AAdvantage® Executive World Elite Mastercard® Review (2026.10 Update: 125k Offer; New Benefit $200 inKind Credit)

physixfan 2026-10-26 2026-10-26 62 Comments

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review [2026.10 Update] Added a new $200 inKind credit, split into $100 for each half of the year. inKind is a dining payment platform. [2026.8 Update] The new welcome offer is 125k. This is the best ever offer on this card. However, the spending requirement is quite high: $15k in…
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Citibank

Airline Credit Card, American Airlines (AA), Citibank, Metal Card, No Foreign Transaction Fee, Premium Credit Card

Discover it Credit Card Review (No Credit History Required) (2026.10 Update: $300 Offer!)

physixfan 2026-10-23 2026-10-25 92 Comments

Discover it Credit Card Review [2026.10 Update] The new welcome offer is $300. This is the best ever offer on this card! (We initially misread the offer and thought the applicant would receive only $200, with $100 going to the referrer. In fact, both the referrer and the applicant receive a $100 referral bonus, so the applicant gets $200 +…
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Discover

5% Rotating Categories, Beginner's Card, Cash Back Credit Card, Discover, No Annual Fee, No Foreign Transaction Fee

BoA Alaska Atmos Summit Credit Card Review (2026.10 Update: 100k Offer)

physixfan 2026-10-22 2026-10-22 5 Comments

The Atmos™ Rewards Summit Visa Infinite® Card Review [2026.10 Update] The 100k offer comes back. HT: DoC. [2026.8 Update] The 100k offer is expired. Currently there’s only a 80k regular offer. [2026.4 Update] The 100k offer comes back. [2025.11 Update] The 100k offer is expired. Currently there’s only a 80k regular offer. Application Link BoA Alaska Atmos Summit Benefits 100k offer: earn 100,000…
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BoA

Airline Credit Card, Alaska Airlines (AS), Bank of America (BoA), No Foreign Transaction Fee, Premium Credit Card

BoA Alaska Atmos Ascent Credit Card Review (2026.10 Update: 80k Offer)

physixfan 2026-10-22 2026-10-23 13 Comments

Atmos™ Rewards Ascent Visa Signature® Card Review [2026.10 Update] There’s a 80k offer now. [2026.8 Update] The 85k offer is expired. Currently there’s only the regular 70k offer. [2026.4 Update] The 85k offer is back again. [2026.3 Update] The 85k offer is expired. Currently there’s only the regular 80k offer. Application Link BoA Alaska Atmos Ascent Benefits 80k offer: earn 60,000…
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BoA

Airline Credit Card, Alaska Airlines (AS), Bank of America (BoA), No Foreign Transaction Fee

Flex Elite Credit Card Review (New Card, Waitlist Now Open)

physixfan 2026-10-13 2026-10-13 1 Comment

Flex Elite Credit Card Review Application Link Flex Elite. The card has not officially launched yet, but you can join the waitlist. Benefits Earn unlimited 3% cash back on all purchases as the base rewards rate! Keep $250,000 in deposits with Flex to earn 4% cash back on all purchases, or $1 million to earn 5%! These elevated rates apply…
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Other Banks

No Annual Fee

Apple Card Review (2026.10 Update: $100 Offer)

physixfan 2026-10-08 2026-10-08 217 Comments

Apple Card Review [2024.8 Update] There’s $100 offer now. HT: DoC. [2026.5 Update] There is now a sign-up bonus being promoted as “earn back the cost of AirPods 3,” but the actual terms are extremely cumbersome: you need to purchase AirPods 3 by June 15, then starting from July 1, make 10 purchases each month to earn $25 in Bonus Daily…
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Other Banks

Apple, Cash Back Credit Card, Goldman Sachs, Metal Card, No Annual Fee, No Foreign Transaction Fee

BoA Premium Rewards Credit Card Review (2026.10 Update: 60k Offer + Additional $425 Bonus From Rakuten!)

ThunderFat 2026-10-07 2026-10-07 9 Comments

Bank of America Premium Rewards Credit Card Review [2026.10 Update] Besides the 60k offer provided by BoA itself, third party website Rakuten offers an additional $425 cashback! This is the best ever offer on this card! Note that if you choose to earn MR on Rakuten you may see $0 additional cashback, you need to choose to earn cashback on…
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BoA

Bank of America (BoA), No Foreign Transaction Fee

BoA Customized Cash Rewards Credit Card Review (2026.10 Update: $200 Offer + Additional $250 Bonus From Rakuten!)

ThunderFat 2026-10-06 2026-10-06 58 Comments

Bank of America Customized Cash Rewards Credit Card Review [2026.10 Update] The additional cashback offered by Rakuten is now increased to $250, which is the best ever offer! We no longer track the additional cashback from Rakuten (unless there’s a best ever offer) because it changes too frequently. [2026.9 Update] The additional cashback offered by Rakuten is now increased to…
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BoA

Bank of America (BoA), Beginner's Card, Cash Back Credit Card, No Annual Fee

Citi® / AAdvantage® Globe™ Mastercard® Review (2026.10 Update: 90k Offer)

physixfan 2026-10-05 2026-10-05 11 Comments

Citi® / AAdvantage® Globe™ Mastercard® Review [2026.10 Update] There’s a special link with 90k offer. HT: DoC. [2026.6 Update] The 90k offer is expired. The current offer is 60k. [2026.5 Update] The 90k offer has come back. Application Link Citi® / AAdvantage® Globe™ Mastercard® Benefits 90k offer: earn 90,000 AAdvantage Miles after spending $5,000 within the first 4 months. This…
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Citibank

American Airlines (AA), Citibank, No Foreign Transaction Fee

Luxury Card MasterCard Black Card Review (2026.10 Update: 75k Offer!)

physixfan 2026-10-03 2026-10-05 5 Comments

Luxury Card MasterCard Black Card Review [2026.10 Update] The new welcome offer is 75k, which is an all-time high! Since the points can be redeemed toward airfare at a fixed value of 2 cents per point, or cashed out at a fixed value of 1.5 cents per point, the 75k welcome offer is worth $1,125 even if you simply redeem…
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Barclays

Barclays, Metal Card, No Foreign Transaction Fee, Premium Credit Card

United℠ Explorer Card Review (2026.10 Update: Up To 80k Offer)

physixfan 2026-10-02 2026-10-03 81 Comments

United℠ Explorer Card (Chase UA Explorer) Review [2026.10 Update] The new welcome offer is up to 80k. [2026.5 Update] The 80k offer is expired. The current offer is 60k. [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in…
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Chase

Airline Credit Card, Chase, No Foreign Transaction Fee, United Airlines (UA)