Credit Cards

US Bank Altitude Reserve Credit Card Review (2022.9 Update: 50k Offer; No Long Requires Existing Relatinoship)

US Bank Altitude Reserve Visa Infinite Card Review 2022.9 Update: This card used to require existing US Bank relationship to apply online. Now the requirement is removed. However, it is still recommended to have a US Bank checking account before applying in order to significantly improve approval chance. 2021.3 Update: The $325 travel credit now can be used on dining…
Read more

AmEx Marriott Bonvoy Brilliant Credit Card Review (2022.9 Update: Huge Revamp! 150k Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2022.9 Update: Starting from 2022.9.22, this card has the following changes: Complementary Marriott Platinum membership as long as you hold the card. The Free Night (FN) you get every year is now with a redemption level up to 85k Marriott points. The annual $300 Marriott credit is replaced with…
Read more

Chase Ritz-Carlton Credit Card Review (2022.9 Update: Now Gives You 85k FN Without Annual Fee Increasing!)

Chase Ritz-Carlton Credit Card Review 2022.9 Update: The Free Night (FN) you get every year is now with a redemption level up to 85k Marriott points! Previously it was 50k. The annual fee is NOT increased! This change makes this already fantastic card even better. 2019.8 Update: This card is still available via product change. Application Link This card is no longer…
Read more

Marriott Bonvoy Bountiful™ Credit Card Review (New Card, 125k Offer)

Marriott Bonvoy Bountiful™ Credit Card Review Application Link Chase Marriott Bonvoy Bountiful Benefits 125k offer: Earn 125,000 Marriott points by spending $4,000 in the first 3 months. We estimate the value of a Marriott point at 0.7 cents/point, so the 125k sign-up bonus is worth about $875. Earn 6x Marriott points at Marriott hotels (including Marriott, Ritz-Carlton and SPG brands)….
Read more

AmEx Marriott Bonvoy Credit Card Review (New Card, 125k Offer)

AmEx Marriott Bonvoy Credit Card Review Application Link AmEx Marriott Bonvoy Bevy Benefits 125k offer: Earn 125,000 Marriott points by spending $4,000 in the first 3 months. We estimate the value of a Marriott point at 0.7 cents/point, so the 125k sign-up bonus is worth about $875. Earn 6x Marriott points at Marriott hotels (including Marriott, Ritz-Carlton and SPG brands)….
Read more

Barclays Hawaiian Airlines Credit Card Review (2022.9 Update: 70k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2022.9 Update: The new offer is 70k. The link we use here is from in flight, and its spending requirement is only 1 purchase. Compared to the previous 80k offer ($4k spending in 6 months) the spending requirement is significantly lower. Application Link Barclays Hawaiian Airlines you can put any 6 digits number in the…
Read more

AmEx Platinum Card Review (2022.9 Update: 150k Offer)

The Platinum Card from American Express Review 2022.9 Update: 150k offer is back. 2022.8 Update: All application links for 150k offer are dead now. Currently the highest offer is 125k+10x on restaurants via Resy partnership. 2022.3 Update: There』s a new 150k+10x on restaurant offer which is the best ever offer! It seems this offer is only via referral links and…
Read more

PayPal Cashback Mastercard® Review (2022.9 Update: $150 Targeted Offer)

PayPal Cashback Mastercard® Review 2022.9 Update: There’s a $150 targeted offer in PayPal app. Offer ends in 2022/10/10. HT: DoC. 2022.5 Update: The newly improved cashback structure is: earn 3% cashback if you make the payment via PayPal; and earn 2% cashback on all other purchases! There’s also a new $100 welcome offer. Application Link PayPal Cashback Mastercard® no welcome offer…
Read more

AmEx Hilton Surpass Credit Card Review (2022.8 Update: 130k+First Year AF Waived Offer)

The Hilton Honors American Express Surpass Card Review 2022.8 Update2: The new offer is 130k+first year annual fee waived. It’s slightly better than the 150k (AF not waived) offer. 2022.8 Update: There’s a 150k offer via incognito mode. Screenshot. 2022.5 Update: The new offer is 130k+$130. Application Link AmEx Hilton Surpass Benefits 130k offer: earn 130,000 Hilton Honors Bonus Points…
Read more

AmEx Hilton Credit Card Review (2022.8 Update: 100k+$100 Offer)

The Hilton Honors American Express Card Review 2022.8 Update: The 100k+$100 offer is back. This offer ends on 10/26. 2022.7 Update: The higher offer is expired. Currently there’s only 80k offer. It’s better to wait for the bigger offer to appear again. 2022.5 Update: The new offer is 100k+$100. Application Link AmEx Hilton Benefits 100k+$100 offer: earn 100,000 Honors Points…
Read more

BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
Read more

Capital One Venture Rewards Credit Card Review (2022.8 Update: 75k Offer)

Capital One Venture Rewards Credit Card Review 2022.8 Update: You may be able to see a 100k pre-approval targeted offer. Note that the spending requirement is a bit high: $10k in 6 months. The public offer is still 75k ($4k spending in 3 months). HT: DoC. 2022.5 Update: The new offer is 75k, and the spending requirement is $4k spending in…
Read more

Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
Read more

Citi® Double Cash Card Review (2022.8 Update: $200 Offer!)

Citi® Double Cash Card (DC) Review 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. 2022.3 Update: This card now earns ThankYou Points (TYP) instead of cashback. Since you can always choose to redeem TYP at a fixed ratio 1 cent/point towards cash, no minimum, and there are more redemption choices, so this…
Read more

Chase Instacart Credit Card Review (2022.8 Update: $100 Offer)

Instacart Mastercard® Credit Card from Chase Application Link Chase Instacart Benefits $100 offer: get a $100 Instacart credit after approval. Earn 5% cashback on Instacart app and website; earn 5% cashback on Chase travel portal; earn 2% cashback on restaurants, gas stations, and on select streaming services; and earn 1% on all other purchases. Get 1 free year of Instacart+. You will…
Read more