Credit Cards

UBS Visa Infinite Credit Card Review (2020.4 Update: 100k Offer & First Year Annual Fee Waived)

UBS Visa Infinite Credit Card Review 2020.4 Update: The new offer is 100k: the first 50k requires you to spend $10k in 3 months; the latter 50k requires you to pay the annual fee on the second year. Also, the first year annual fee is waived in this offer. HT: DoC. The spending requirement is quite high, especially a lot places…
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Chase IHG Traveler Credit Card Review (2020.4 Update: 75k Offer)

Chase IHG Rewards Club Traveler World MasterCard Review 2020.4 Update: The new offer is 75k. Application Link Chase IHG Traveler Benefits 75k offer: earn 75,000 IHG points after spending $2,000 in 3 months.  IHG points are valued around 0.5 cents (Hotel Points Value). So the 75k highest offer is worth about $375. Earn 5x points at IHG property, 2x points at dining,…
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Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Synchrony Cathay Pacific Credit Card Review (2020.4 Update: 40k Offer)

Cathay Pacific (CX) Visa Signature Card Review 2020.4 Update: The new offer is still 40k, and the spending requirement is lowered from $3k to $2k. The new deadline is 2020.06.30. 2019.10 Update: The new offer is 40k now. The new deadline is 2020.03.31. Application Link Synchrony Cathay Pacific Credit Card Benefits 40k offer: earn 40,000 Asia Miles after spending $2,000 within the first…
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United℠ Club Infinite Card Review (2020.3 Update: 100k Offer!)

United℠ Club Infinite Card (Chase UA Club) Review 2020.3 Update: This card now becomes a Visa Infinite card, and the new offer is 100k. There are also many changes on this card today: 100k offer. Visa Signature -> Visa Infinite. Previously you earn 2x on United and 1.5x everywhere else; now you earn 4x on United, 2x on dining and…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (Formerly AmEx SPG Luxury) (2020.3 Update: 100k Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2020.3 Update: The 100k offer is back. Offer ends on 2020.04.08. Application Link AmEx Marriott Bonvoy Brilliant Benefits 100k offer: earn 100,000 Marriott points after you make $5,000 in purchases within the first 3 months. Marriott point is now the most flexible points (after the merger…
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Chase Sapphire Preferred® Card Review (2020.2 Update: 60k Offer & 80k Targeted Offer)

Chase Sapphire Preferred® Card Review 2020.2 Update: These days some people received a 80k targeted offer ($4,000 spending requirement) by mail. See picture: 2019.4 Update: The new offer is 60k, but first year annual fee is not waived. The 10k more points is worth more than the $95 annual fee, so the new offer is slightly better. The links with…
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AmEx Gold Card Review (2020.2 Update: 50k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2020.2 Update: Some people recently see a 50k offer with $2,000 spending requirement in ads (the regular offer is 50k but with $4,000 spending requirement). You can also check CardMatch to see whether you are targeted to this offer. 2019.12 Update: 50k offer is still available, but the spending requirement has been…
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Delta SkyMiles® Reserve Card from American Express Review (2020.4 Update: 100k Offer Is Expired)

Delta SkyMiles® Reserve Card from American Express Review 2020.4 Update: The higher offer is expired. The current offer is only 70k (you may need to use incognito mode to see it). 2020.1 Update: The welcome offer is 100k now. This card is also revamped, the changes are: Earn 3x on Delta now (previously 2x). Miles Boost is renamed to Status…
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Delta SkyMiles® Platinum Card from American Express Review (2020.4 Update: 100k Offer Is Expired)

Delta SkyMiles® Platinum Card from American Express Review 2020.4 Update: The higher offer is expired. The current offer is only 70k+$100 (you may need to use incognito mode to see it). 2020.1 Update: The welcome offer is 100k now. This card is also revamped, the changes are: Earn 3x on Delta and hotels now (previously 2x and 1x). Earn 2x…
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Delta SkyMiles® Gold Card from American Express Review (2020.4 Update: 70 Offer Is Expired)

Delta SkyMiles®Gold Card from American Express Review 2020.4 Update: The higher offer is expired. The current offer is only 50k (you may need to use incognito mode to see it). 2020.1 Update: The welcome offer is 70k now. This card is also revamped, the changes are: Earn 2x on restaurants and U.S. supermarkets now (previously 1x). Earn a $100 Delta…
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Delta SkyMiles® Blue Card from American Express Review (2020.4 Update: 10k Offer)

Delta SkyMiles® Blue Card from American Express Review 2020.4 Update: The new offer is 10k. 2020.1 Update: The welcome offer is 15k now. This card is also revamped, the changes are: Earn 2x on restaurants now (previously 1x); No foreign transaction fee now. Application Link AmEx Blue Delta SkyMiles Benefits 10k offer: earn 10,000 Miles after spending $500 in first…
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IHG® Rewards Club Premier Credit Card Review (2020.1 Update: 140k Offer!)

IHG® Rewards Club Premier Credit Card Review 2020.1 Update: The new offer is 140k, and this is the best ever offer on this card! Offer ends on 2020.04.02. 2019.12 Update: There is now a 125k targeted offer (after spending $3,000 in 3 months). Use the link below and log in to check whether you are targeted. Here’s the screenshot. Application Link…
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United℠ Explorer Card Review (2020.1 Update: 60k Offer with $3k Spending Requirement)

United℠ Explorer Card (Chase UA Explorer) Review 2020.1 Update: 65k offer has expired. Starting today, the card is offering a 60k miles offer with $3000 spending requirement in the first 3 months. The requirement is much smaller than the previous one which was $10k in total. This 60k offer ends at 04/02/20. 2019.11 Update: The card is now offering a 65k…
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Chase Ritz-Carlton Credit Card Review (2020.1 Update: Visa Infinite $100 Air Discount Is Removed)

Chase Ritz-Carlton Credit Card Review 2020.1 Update: The Visa Infinite $100 air discount benefit is moved by Visa on 2020.1.1 without notice (Now this benefit is gone for all the US Visa Infinite cards). HT: reader moyi. Today the webpage to use this benefit shows this message: Effective 1/15/20, your Ritz Carlton Visa Infinite card no longer offers the Visa Discount…
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