Tag Archive: Citibank

Citi Introduces 「Once Per Lifetime Language」 for Strata Cards, Replaced 1/48 Rule [Update: Pop Up Introduced]

[2026.10 Update] Citi has introduced a pop-up for its Strata credit card lineup that warns you if you』re ineligible for the sign-up bonus before you proceed with your application. This could be because you』ve previously held the card or because of your history of opening and closing Citi credit cards. Getting a heads-up about bonus eligibility before a hard pull…
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Citi® / AAdvantage® Globe™ Mastercard® Review (2026.10 Update: 90k Offer)

Citi® / AAdvantage® Globe™ Mastercard® Review [2026.10 Update] There’s a special link with 90k offer. HT: DoC. [2026.6 Update] The 90k offer is expired. The current offer is 60k. [2026.5 Update] The 90k offer has come back. Application Link Citi® / AAdvantage® Globe™ Mastercard® Benefits 90k offer: earn 90,000 AAdvantage Miles after spending $5,000 within the first 4 months. This…
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Citi Strata Premier℠ Card Review (2026.9 Update: 60k Offer + Additional $150 Bonus From Rakuten)

Citi Strata Premier℠ Card Review [2026.9 Update] Besides the 60k offer provided by Citi itself, third party website Rakuten offers and additional $150 cashback. [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.7 Update] Besides the 60k offer provided by Citi itself, third party website Rakuten offers an additional $100 cashback. Note…
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Citi® / AAdvantage® Executive World Elite Mastercard® Review (2026.8 Update: 125k Offer! New Benefits, $695 Annual Fee)

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2026.8 Update: The new welcome offer is 125k. This is the best ever offer on this card. However, the spending requirement is quite high: $15k in purchases within 5 months. There are also many refresh of benefits: Enhanced earning rates: Hotel and rental car bookings made through the AA…
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Citi Custom Cash Credit Card Review (2026.6 Update: No Longer Open to New Applications, But Still Available via Product Change)

Citi Custom Cash Mastercard Review 2026.6 Update: Data points show that, although this card is no longer open to new applications, it is still available via product change. Nobody knows how long this stage lasts, so act fast if you are interested in getting this card. 2026.5 Update: This card is now discontinued. Existing card members can enjoy the benefits…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2026.5 Update: 65k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2026.3 Update: The 75k offer is back. [2026.5 Update] Expired. The current offer is 65k. 2025.10 Update: The 75k offer is back. [2025.12 Update] Expired. The current offer is 65k. 2025.4 Update: The 75k offer is back. [Update] Expired. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn 75,000…
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Citi Regular Checking Review (2026.1 Update: $325 Offer)

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2026.1 Update: The $425 offer is expired. The current offer is $325. 2024.10 Update: The new offer is $325/$425, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $425 offer. 2025.1 Update: The $450 offer…
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Citi Strata Elite Credit Card Review (2026.3 Update: 75k Offer)

Citi Strata Elite℠ Card Review [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.3 Update] The 100k offer is expired. The current offer is 75k. [2025.10 Update] The online offer is now 100k, which is the best ever offer on this card! Application Link Citi Strata Elite℠ Card Benefits 75k Welcome Bonus:…
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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2025.10 Update: 80k Offer Still Alive!)

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2025.10 Update: The previous 80k offer link is expired, but at the same time there’s an in flight 80k offer. You can ask a cabin crew for a code when you fly AA, or you can just enter 000000 to apply. 2025.7 Update: The new offer is 80! This is the…
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Citigold Checking Account Review (2025.7 Update: $1,500 Offer, Some Other Updates)

Citigold Checking Account Review 2025.7 Update: It seems starting from 2019, Citigold added a $200 Subscription Rebate benefit: earn up $200 in statement credits for subscriptions made with: Amazon Prime, Costco, Audible, Hulu, Spotify, TSA PreCheck, Global Entry. 2024.10 Update: The new offer is $1,500 with $200k deposit requirement. 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k….
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Citi Strata Credit Card Review (2026.1 Update: 20k Offer)

Citi Strata℠ Card Review [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.1 Update] The welcome offer is now only 20k. [2025.7 Update] New card launched. Welcome offer 30k. Application Link Citi Strata Benefits 20k Welcome Bonus: Earn 20,000 ThankYou Points (TYP) after spending $1,000 within the first 3 months of account opening.The…
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Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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Citi Priority Package Review (2024.10 Update: $500 Offer)

Citibank Priority Package Review 2024.10 Update: The $500 offer is extended to 1/7/2025. 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. Application Link Citi Priority Package Benefits $500 sign-up bonus! Please read below for the requirements to…
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Citi® Double Cash Card Review (2023.11 Update: $200 Offer)

Citi® Double Cash Card (DC) Review 2023.11 Update: The $200 offer is back. 2022.12 Update: The $200 offer is expired. Currently there’s no welcome offer. 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. Application Link Citi® Double Cash Card Benefits 20k offer: Earn 20,000 ThankYou Points (TYP) after spending $1,500 in the…
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Inflation Hits the Miles and Points Game

[2021.08 – We have updated the text and table after finding an errant calculation in our source spreadsheet. Thanks to our readers for bringing this to our attention. However, now the “inflation” is worse than we originally posted!] Introduction The economic concept of inflation is defined as the decline of purchasing power of a given currency over time. This effectively…
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