US Bank Smartly Credit Card Review (2025.4 Update: Got Nerfed)

U.S. Bank Smartly™ Visa Signature® Card Review 2025.4 Update: Starting from today (2025.4.14), the benefits of this card got nerfed. Existing customers can enjoy the previous benefits, new customers will get the following new changes: Only checking account balances count toward the reward tiers. Savings account and brokerage account don’t count any more. The extra cashback is no longer unlimited,…
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Wells Fargo Choice Privileges Credit Card Review (2025.4 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. 2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card! ContentsApplication LinkBenefitsSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2025.4 Update: 75k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2025.4 Update: The 75k offer is back. 2024.10 Update: The 75k offer is back. [Updated] Expired. 2024.8 Update: The 75k offer is expired. The current offer is 65k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn…
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United Gateway℠ Card Review (2025.7 Update: 30k Offer)

United Gateway℠ Card Review 2025.7 Update: The new offer is 30k: in addition to the 20k offer with $1k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 30k miles in total. Offer ends on Nov 5. 2025.4 Update: There’s a new link with better offer 40k: in addition to the 30k…
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United Club℠ Infinite Card Review (2025.7 Update: 90k Offer)

United Club℠ Infinite Card (Chase UA Club) Review 2025.7 Update: The welcome offer is lowered to 70k. 2025.4 Update: There’s a new link with better offer 105k: in addition to the 95k offer with $5k spending requirement, earn 5k more miles when you add an authorized user in the first 3 months, and earn 5k more miles upon approval when you…
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US Bank Shield Credit Card Review (New Card)

U.S. Bank Shield™ Visa® Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link US Bank Shield Benefits Earn a $20 annual statement credit for 11 consecutive months of purchases (calendar month). Earn 4% cash back on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Center. No cash back on other purchases. 0%…
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Amex Rewards Checking Account (2025.3 Update: $250 Offer)

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2025.3 Update: The new offer is $250. Offer expires on April 15, 2025. 2023.9 Update: The new offer is $250. Offer expires on Oct 31, 2023. ContentsApplication LinkBenefitsBonus RequirementsSummaryApplication Link Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer expires on 2025.4.15. Earn…
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AmEx Marriott Bonvoy Bevy Credit Card Review (2025.8 Update: 155k Offer)

AmEx Marriott Bonvoy Bevy Credit Card Review 2025.8 Update: The 155k offer comes back. 2025.5 Update: The higher offer is expired. Currently there’s only 135k offer. 2025.3 Update: The 155k offer comes back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Marriott Bonvoy Bevy Benefits 155k offer: Earn 155,000 Marriott points by spending…
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BoA Air France KLM Credit Card Review (2025.3 Update: 70k Offer)

BoA Air France KLM World Elite Mastercard Review 2025.3 Update: The new offer is 70k. HT: DDG. 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.9 Update: The new offer is 70k. You may see 60k+$150 offer via dummy booking. HT: FM. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link BoA Air France…
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Barclays Wyndham Earner Plus Credit Card Review (2025.3 Update: 90k Offer)

Wyndham Rewards® EarnerSM Plus Card Review 2025.3 Update: The new offer is 90k, which is a very good one on this card though not the best ever offer. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2023.9 Update: The new offer is 75k, which is a very good one on this card though not…
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Barclays Wyndham Earner Credit Card Review (2025.3 Update: 60k Offer)

Wyndham Rewards® EarnerSM Card Review 2025.3 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.9 Update: The new offer is 45k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Barclays Wyndham Earner Benefits 60k offer: earn 60,000 Wyndham points after spending $2,000 in the first…
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Barclays Wyndham Earner Business Credit Card Review (2025.3 Update: 75k Offer)

Wyndham Rewards® EarnerSM Business Card Review 2025.3 Update: The new offer is 75k, note that the spending requirement is high: $12k in 12 months. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2024.9 Update: The new offer is 80k, note that the spending requirement is high: $15k in 12 months. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit…
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AmEx Hilton Surpass Credit Card Review (2025.5 Update: 130k Offer)

The Hilton Honors American Express Surpass Card Review 2025.5 Update: The welcome offer is changed back to 130k. 2025.2 Update: The new offer is 130k+1FN. Offer ends on 2025/04/29. 2024.9 Update: The new offer is 165k. Offer ends on 2025/01/08. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Amex Hilton Surpass Benefits 130k+1FN offer:…
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Capital One Venture Rewards Credit Card Review (2025.5 Update: 75k Offer)

Capital One Venture Rewards Credit Card Review 2025.5 Update: The 75k+$250 offer is expired. The current offer is only 75k. 2025.2 Update: The new offer is 75k + $250 Capital One travel credit. 2024.7 Update: The new offer is 75k + $250 Capital One travel credit. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsHistorical Offers ChartLearn More Learn More Capital…
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World of Hyatt Business Credit Card Review (2025.7 Update: 60k Offer)

World of Hyatt Business Credit Card Review 2025.7 Update: There’s only the normal 60k offer now. 2025.5 Update: The new offer is 60k + Explorist membership (which expires on 2/28/2026). The spending requirement is $7,000 spending in 3 months, which is higher than before. Personally I don’t think Explorist membership is useful, so it’s not worth the extra spending. 2025.1…
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